Gold Loan Lalitpur

Gold Loan is the best option available for the loan seekers at very best interest rates.Several financing authorities are available in market dealing with these Loans.The borrower should go for the best deal with the best offer available.Gold Loan is the only loan in the market which could be available within 5 to 10 minutes with an ease. In India, several lending institutions, private banks, and credit unions are available that provide Loan against Gold at low interest rate.

Why should one choose Gold Loan in Lalitpur?

  1. The loans come with the provisions of pre-payment of the amount.
  2. A few documents are needed in this loan.
  3. Rs 18,000/- is the lowest amount which can be given in these loans.
  4. There are no charges for the mistakes.

Features:

Following are the Features of Gold Loan:

  1. The lenders give Rs 1 Crore as the greatest amount in these loans.
  2. More safety and security will be given by the lenders to the gold deposits.
  3. Anyone at any time of life can withdraw the money.
  4. The rates of interest will be lowered for the loans which will be used for agriculture.
  5. Minimum numbers of papers are asked in these loans.
  6. The time of processing in these loans is a few minutes.
  7. The over drafting can be an advantage of these loans.

Interest Rate on Gold Loan Lalitpur

  1. The banks and NBFCs provide these gold loans at an interest rate of 10.5% p.a.
  2. The banks and NBFCs give these loans for the tenure of 1 to 4 years.
  3. The pre-closure charges of these loans are from 0% to 2% of the outstanding value of the gold loan.

Eligibility of Gold Loan Lalitpur

ELIGIBILITY

Age

Minimum: 18 year

Maximum (at loan maturity): 70 year

Gold requirements

Minimum 10 gram of gold

Loan Amount

Minimum: 15k

Maximum: No Limit

Citizenship

Indian

Employment Status

Salaried

Self-employed 

 

Documents of Gold Loan Lalitpur

  1. Borrower Identity: Two passport sizes colored photographs
  2. Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhar card/ PAN card.
  3. Residence Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
  4. Signature Proof: Passport Copy/Driving License/Banker's verification/cheque

Additional Documents Required

The banks generally demand the above-given documents. However few banks demand some additional documents which are as follows

  1. Land Proof: In the case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
  2. Income proof: Salary Certificate and Form No.16.

About Lalitpur

The City of Lalitpur is a municipal board in the Indian state of Uttar Pradesh in Lalitpur district. It is also district headquarters of Lalitpur district. It had a population of 111,810. Males constitute 53% of the population and females 47% (As of 2001 India census). It has an average literacy rate of 65%, which is higher than the national average of 59.5%: male literacy is 73%, and female literacy is 56%. In Lalitpur, 16% of the population is under 6 years of age.

How to Apply?

Apply online on www.dialabank.com

Check the eligibility        

Call the helpline number 600-11-600 or 95920-46860

Visit the bank

Submit all the documents

Get the loan

We assure you that we will provide you with the lowest interest rate on your gold as compared to others call us 95920-46860 for more details.