Gold Loan Lohta

Gold Loan is the best option available for the loan seekers at very best interest rates.Several financing authorities are available in market dealing with these Loans.The borrower should go for the best deal with the best offer available.Gold Loan is the only loan in the market which could be available within 5 to 10 minutes with an ease. In India, several lending institutions, private banks, and credit unions are available that provide Loan against Gold at low interest rate.

Why should one choose Gold Loan in Lohta?

  1. These loans can have the convenience of pre-closures that mean applicants can pay the loans before time.
  2. Minimum of the applicant’s papers is asked in these loans.
  3. The lowest value of these loans can be of Rs. 18,000/-
  4. The penalties in these loans are omitted.

Features:

Following are the Features of Gold Loan:

  1. The banks and NBFCs avail Rs 1 Crore as the cost of these debts.
  2. Your gold will be provided with more security and safety than ever with the loan grantors.
  3. At any time and anywhere the loans can be withdrawn by the people.
  4. The rate of interest on these loans is very lower than any other.
  5. The documents which are required for the gold loans are minimal in numbers.
  6. The loan amount will be yours in just a few minutes.
  7. These loans have now the convenience of overdraft.

Interest Rate of Gold Loan Lohta

  1. The banks and NBFCs are giving these loans at a starting rate of interest of 10.5% p.a.
  2. The loan tenure of these loans is in between 1 and 4 years.
  3. The pre-closure charges of these loans are in between 0% and 2% of the outstanding value of the loans.

Eligibility of Gold Loan Lohta

ELIGIBILITY

Age

Minimum: 18 year

Maximum (at loan maturity): 70 year

Gold requirements

Minimum 10 gram of gold

Loan Amount

Minimum: 15k

Maximum: No Limit

Citizenship

Indian

Employment Status

Salaried

Self-employed 

 

Documentation of Gold Loan Lohta

  1. Borrower Identity: Two passport size colored photographs
  2. Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Adhar card/ PAN card.
  3. Residence Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
  4. Signature Proof: Passport Copy/Driving License/Banker's verification/cheque

Additional Documents Required

The banks generally demand the above-given documents. However few banks demand some additional documents which are as follows

  1. Land Proof: In the case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
  2. Income proof: Salary Certificate and Form No.16.

About Lohta

The City of Lohta is a census city in Varanasi district in Uttar Pradesh State, India. It had a population of 19,695. Males constitute 53% of the population and females 47% (As of 2001 India census). It has an average literacy rate of 50%, lower than the national average of 59.5%: male literacy is 55%, and female literacy is 45%.

How to Apply?

Apply online on www.dialabank.com

Check the eligibility        

Call the helpline number 600-11-600 or 95920-46860

Visit the bank

Submit all the documents

Get the loan

We assure you that we will provide you with the lowest interest rate on your gold as compared to others call us 95920-46860 for more details.