Major Gold Loan Providers in Mandi
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Mandi Features
Do you need some extra cash to fulfill your financial goals?
Do you want to have enough money to buy important things?
Investing in gold is not something you should worry about. Every time, you invest in gold, you have a chance of securing your future.
Why Gold Loan Mandi?
Gold Loan Mandi provides financial assistance to its clients at affordable interest rates. Since gold loans are secured, they need minimal paperwork and get approved easily within a specific time.
You can take a gold loan from any of the banks as long as you have any gold ornament or article. There are no organized criteria for taking a gold loan. Though, if a person has good credit history along with a decent source of income, he or she can get any kind of loan much easier.
Moreover, you can get a loan of up to 75 percent of the market value of gold, this happens due to alterations in the gold’s market price.
Gold Loan Mandi Interest Rates
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
To check Gold Loan Interest Rate for all major banks you can visit: Gold Loan Interest Rate
Documents for Gold Loan Mandi
- Any Identity Proof is necessary: Passport Copy, Voters ID card, Driving License, Aadhaar card, or any other recognized govt. ID.
- Any Address Proof is necessary: Ration Card, Electricity Bill, Trade license, Sales Tax certificate, Shop Licence, Rental Licence, or any recognized utility bill.
- Any Signature Proof is necessary: Passport Copy, Driving License, Banker’s verification, cheque, or any other recognized record.
- The number of Passport Size Photographs is 2.
Supplementary Documents Required for Gold Loan Mandi
- A Promissory Note is compulsory.
- The Jewel Appraiser Certificate should be arranged by the bank.
- As income proof, Salary certificate and Form no. 16 needs to be provided.
- Land Proof is not required: In case you are applying for an Agriculture Loan of more than 1 Lac Rupees.
Eligibility Criteria for Gold Loan Mandi
- The age of the applicant is required to be in between 21 and 60 years.
- The nationality of the applicant is required to be Indian.
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Mandi
Online Process to Apply for Gold Loan Mandi
You can apply through Dialabank to any bank for Gold Loan.
FIll a simple online form, and our representatives will assist you in the document pick-up facility from your doorstep.
For more information about gold loans, you can contact 9878981144.
Dialabank is proven to be a reliable option for taking gold loans in Mandi. Several reasons are accountable to that, here are a few of them:
- Dialabank is the country’s first financial helpline that runs across the country.
- You will get free of cost services since Dialabank does not charge anything for gold loan applications.
- A high LTV(Loan-to-Value) can be anticipated since Dialabank puts themselves at risk instead of their customers.
- For the best services in finance, Dialabank holds a good reputation in the market.
- For customer’s comfort, we provide a low-interest rate on the Gold loan.
- To smoothen the process, the document pick-up facility can be availed from the doorstep of the customers.
- Minimum paperwork is needed.
- Our Relationship managers act as guides in the entire gold loan process.
Offline Process to Apply for Gold Loan Mandi
If there is the availability of Gold Loan from the nearby branches and banks, you can search on Google and choose the right bank according to your knowledge, needs, and preferences.
After selecting, you have to call each bank or finance company. But, Dialabank boosts this process by providing all the details within no time.
At Dialabank, you won’t have to physically visit any bank or finance company for getting your loan approved. Thus, it saves a lot of your energy as well as your important time.
Processing Fees / Prepayment Charges on Gold Loan Mandi
CIBIL Score Required for Gold Loan Mandi
A good CIBIL score is always beneficial. If you need a gold loan, there are no specific criteria that need to be followed. You can get a gold loan even if your CIBIL score is low.
Gold Loan Mandi Agents
As leading Gold Loan Mandi Agents, Dialabank is the best financial services, provider. You can apply online at Dialabank or a call at 9878981144 for help.
Dialabank compares different banks and NBFCs and provides a structured market comparison among them. That comprehensive comparison helps the applicant to realize the right choice for themselves. After comparing, the candidate can select any of those loans. You can visit our website, fill your particulars in the given form. And, our customer relationship managers will get in touch with you.
Gold Loan Mandi Contact Number
Call 9878981144 and get instant help.
Pre Calculated EMI Table for Gold Loan Mandi
About Mandi
In the Himachal Pradesh, state of India. Mandi is a district that is located centrally in the state. Spread across an area of 3951 square kilometers, the district is filled with beautiful places. There are temples, there are hills, and there is everything. Major highways of Mandi district are NH 3 and NH 154. Thus, there is no issue of connectivity for this district.
Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.
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