Best Banks for Gold Loan in Palwancha
Feature |
HDFC Bank |
Private Bank |
Muthoot Finance |
Interest Rate |
9.90% |
10.50% |
12% |
Min Loan Amt |
Metro : 25000, Non : 15000 |
25000 |
15000 |
Max Loan Amt |
1 Cr |
1 Cr |
1 Cr |
Loan Tenure |
3 months to 24 months |
9 months to 24 months |
1 month to 24 months |
Processing Fee |
0.25% to 1.50% of the Loan Amt |
0.25% to 1.50% |
Nil |
Preclosure Chgs |
2%, Nil foreclosure charges after 3 months |
2%, Nil foreclosure charges after 9 months |
Nil |
Overdraft Facility |
Yes |
Yes |
Yes |
Pay Only Interest Facility |
Yes |
Yes |
Yes |
Gold Rate Per Gram |
2500 |
2600 |
2700* |
Gold Loan Palwancha Features
Do you face a lack of money? Due to lack of money, so you facing problems to do your need full?
Do not overthink your money related problems. Just think about how you can overcome this problem?
You can avail of an option of Gold Loan. This loan has less paperwork. As it is less secure, so you can get approval for your loan in 48 hours after the verification process.
Gold Loan Palwancha provides financial aid at reasonable interest rates. A good income source and a good credit history will help you to get gold loan instant processing at a faster rate. Also, helps in the gold loan approval faster.
Moreover, an applier can get a loan up to 75 % of the market price if the gold, because of the alterations in the market value of the gold.
Gold Loan Rate Per Gram Today in Palwancha
Updated - Gold Loan Per Gram Rate w.e.f Apr 19 2024 |
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| Gold Weight | Gold Purity 24 Carat |
Gold Purity 22 Carat |
Gold Purity 20 Carat |
Gold Purity 18 Carat |
| 1 gram | 4621 | 4290 | 3900 | 3510 |
| 10 gram | 46210 | 42900 | 39000 | 35100 |
| 20 gram | 93600 | 85800 | 78000 | 70200 |
| 30 gram | 140400 | 128700 | 117000 | 105300 |
| 40 gram | 187200 | 171600 | 156000 | 140400 |
| 50 gram | 234000 | 214500 | 195000 | 175500 |
| 100 gram | 468000 | 429000 | 390000 | 351000 |
| 200 gram | 936000 | 858000 | 780000 | 702000 |
| 300 gram | 1404000 | 1287000 | 1170000 | 1053000 |
| 400 gram | 1872000 | 1716000 | 1560000 | 1404000 |
| 500 gram | 2340000 | 2145000 | 1950000 | 1755000 |
Gold Loan Palwancha Interest Rates
|
Feature
|
Gold Loan
Interest Rate
|
Processing Fee
|
Tenure
|
| HDFC Gold Loan | 9.90% | 0.25 % - 1.50% | 3 - 24 Month |
| Private Gold Loan | 10.50% | 0.25 % - 1.50% | 9 - 24 Months |
| Axis Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 24 Months |
| Yes Bank Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 36 Months |
| SBI Gold Loan | 9.50% | 500/- to 0.50% | 6 - 36 Months |
| Kotak Gold Loan | 11.00% | 1% to 2% | 9 - 24 Months |
| IIFL Gold Loan | 12.00% | Nil | 3 - 11 Months |
| Muthoot Finance Gold Loan | 12.00% | Nil | 1 - 24 Months |
| Manappuram Gold Loan | 12.50% | Nil | 6 - 12 Months |
| PNB Gold Loan | 11.00% | 0.70% to 1% | 6 - 12 Months |
| Canara Bank Gold Loan | 10.75% | 1 % | 6 - 12 Months |
| IndusInd Bank Gold Loan | 11.50% | 1% - 1.5% | 9 - 24 Months |
Gold Loan in Palwancha Documents Required
- One of the following Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
- One of the following Address Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
- One of the following Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
- Passport size photographs: 2
Secondary Documents Required for Gold Loan Palwancha
- A Promissory Note: Compulsory
- The Jewel Appraiser Certificate (Bank will arrange).
- Salary Certificate and Form No.16: Proof of Income
Gold Loan in Palwancha Eligibility Criteria
- Indian Citizen
- 21 yrs is the minimum age for an applicant.
- 60 yrs is the maximum age for an applicant.
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Palwancha
Online Procedure to Apply for Gold Loan Palwancha
Apply for the Gold Loan at Dialabank.
Fill a simple form online.
Then, you will get a call back from our bank operator. Moreover, you will get a facility for picking off your document from your home.
For any information regarding the gold loan, just dial 9878981144 anytime.
Dialabank: The best platform to apply for a gold loan online.
There are so many reasons, few of them are as follows:
- Dialabank: India’s first financial helpline.
- Provides the best financial services all over the country.
- Dialabank guide you free of cost.
- No supplementary charges for the application of a gold loan online on the website of Dialabank.
- Get a high LTV of your gold.
- A good reputation among the customers
- Avail best and fast services.
- If you apply for a gold loan on Dialabank, get a Low-Interest Rate on gold loan.
- For the customers, there is a provision of a document pick up facility from your doorstep.
- Less paperwork
- Relationship managers will guide you about the gold loan process.
Offline Process to Apply for Gold Loan Palwancha
The applicant can also choose to avail of Gold Loan rate per gram from the nearby physical branches. This can be done by searching ‘Gold Loan near me’ on google. It will enlist all the closest branches of banks and finance companies providing loans near your location. Please select them according to your preference and knowledge. However, Dialabank can do that for you in a quicker and organized manner.
But if you choose to go with a physical branch which is near you, the applicant might have to visit the responsible departments to apply for the loan, again and again, before than loan gets finally approved as it is a complex process. However, some banks and finance companies can approve the loan process faster. Our recommendations are HDFC Gold Loan branches and Muthoot Gold Loan branches. But again, Dialabank can do this even faster by handling all complex processes. You just need to apply to believe.
Processing Fees / Prepayment Charges on Gold Loan Palwancha
CIBIL Score Required for Gold Loan Palwancha
No CIBIL score is required for Gold Loan, A gold article is a must.
A good CIBIL score is a must before applying for a loan other than a gold loan. It is basically a foundation for your loan, for this reason, every lending institution has its own guided criteria for the minimum required CIBIL score for processing a Loan application in Aizawl. Generally, most of the institutions require a minimum CIBIL score of 750 to process your loan application without any failure.
It is not just your CIBIL score, many institutions also look at the detailed behavior on the previous loans taken by you, including details on the type of loan and the loan amount, payment schedules and if all deadlines are met while repayment. Making sure your CIBIL score is good before applying for a loan is a good practice.
Gold Loan in Palwancha Agents and Contact Number
One of the leading and most trusted gold loan agents in Palwancha is Dialabank. You can apply online at Dialabank or give us a call.
Dialabank works as a bridge to find the best option between several Banks and NBFCs by providing you with a detailed and structured market comparison of different banks. This eliminates the unnecessary worries about the complex information and process you have to go through. So, you can make the right choice. Visit our website Dialabank to fill a simple form for more details and our customer relationship managers will soon get in touch with you.
Contact Number – 9878981144
Pre Calculated EMI Table for Gold Loan Palwancha
About Palwancha 
Palwancha is a town in the Telangana state, India. It has situated in Palwancha Mandal, Kothagudem revenue division. It is a body of Palwancha Municipality. It is covered in 26.38 square kilometres area. It is known for versatility in festivals like Ugadi, Vinayaka Chaviti, and many more.
Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.
