Best Banks for Gold Loan in Tenali
Gold Loan Tenali Features
Running short out of cash?
Do not know what to do?
Do not worry there is an availability of Gold Loan for you. This loan requires less paperwork, as it is unsecured and you can get your loan approved within 48 hours after all the verification process.
Gold Loan online Tenali loan provides financial aid to the customers at the best affordable interest rates. To get a Gold loan, the applicant requires to have a rigid and good source of income and has a good credit history, which will make the verification and loan approval process faster.
Furthermore, you can get a loan up to 75 percent of the market value of gold, this is due to fluctuation in the market price of the gold.
GOLD LOAN @ 0.75%*
APPLY NOW
Key Features:
⍟ Get Loan in 30 Minutes
⍟ Highest Gold Rate in India
⍟ 100% Safety of Your Gold
⍟ Minimum Documentation
⍟ Without EMI Gold Loan
⍟ Gold Loan in 1 Visit
⍟ No Melting of Gold
⍟ 24 x 7 Online Payment Facility
⍟ No Hidden Charges
Gold Loan Rate Per Gram in Tenali- Mar 29 2024
Updated - Gold Loan Per Gram Rate w.e.f Mar 29 2024
Gold Weight
Gold Purity
24 CaratGold Purity
22 CaratGold Purity
20 CaratGold Purity
18 Carat
1 gram
4621
4290
3900
3510
10 gram
46210
42900
39000
35100
20 gram
93600
85800
78000
70200
30 gram
140400
128700
117000
105300
40 gram
187200
171600
156000
140400
50 gram
234000
214500
195000
175500
100 gram
468000
429000
390000
351000
200 gram
936000
858000
780000
702000
300 gram
1404000
1287000
1170000
1053000
400 gram
1872000
1716000
1560000
1404000
500 gram
2340000
2145000
1950000
1755000
GOLD LOAN @ 0.75%*
APPLY NOW
Gold Loan in Tenali Interest Rates and Charges- Mar 29 2024
HDFC Gold Loan
9.90%
0.25 % - 1.50%
3 - 24 Month
Private Gold Loan
10.50%
0.25 % - 1.50%
9 - 24 Months
Axis Gold Loan
10.50%
0.50% - 1.50%
6 - 24 Months
Yes Bank Gold Loan
10.50%
0.50% - 1.50%
6 - 36 Months
SBI Gold Loan
9.50%
500/- to 0.50%
6 - 36 Months
Kotak Gold Loan
11.00%
1% to 2%
9 - 24 Months
IIFL Gold Loan
12.00%
Nil
3 - 11 Months
Muthoot Finance Gold Loan
12.00%
Nil
1 - 24 Months
Manappuram Gold Loan
12.50%
Nil
6 - 12 Months
PNB Gold Loan
11.00%
0.70% to 1%
6 - 12 Months
Canara Bank Gold Loan
10.75%
1 %
6 - 12 Months
IndusInd Bank Gold Loan
11.50%
1% - 1.5%
9 - 24 Months
Gold Loan Eligibility Criteria in Tenali
Minimum and Maximum Age
Note: However, many banks require a minimum age of 23 years
Loan Amount
Interest rates are lower for a higher loan amount
Employment Type
Businessmen are increasingly taking gold loans to meet their working capital requirements.
In fact, housewives, senior citizens who are not eligible for other loans because they have no income proofs can easily avail of gold loans.
Quality of Gold
An average gold price of 22-carat gold for the preceding 30 days is adjusted down for purity. So, the price of 20 Carat jewellery can be estimated by multiplying the price of 22 Carat jewellery by a factor of 20/22
CIBIL Score
However, your repayment track record for a gold loan is counted towards your CIBIL score and hence, can be instrumental in building your CIBIL score
Gold ornaments that can be used for availing loan
Gold with 18-24 carat purity
Employment track record and income proofs
GOLD LOAN @ 0.75%*
APPLY NOW
Gold Loan in Tenali Documents Required
At the time of application the following documents are required:
- Proof of the citizenship of India
- Duly filled application form
- 2 passport-sized photographs
- Applicant’s KYC documents to establish Identity and Address
- Salary/ Income Proof
- Witness Letter in case of illiterate borrowers
- In the case of Agriculture Loan of more than Rs. 1 lac, land proof
- Certificate by the Jewel Appraiser (Bank will arrange)
At the time of disbursement the following documents are required:
- Demand Promissory Note & Demand Promissory Note Take Delivery Letter
- Gold Ornaments Take Delivery Letter
- Arrangement Letter
Gold Loan in Tenali Eligibility Criteria
- The minimum age of the consumer should be 21 years and a maximum of up to 60 years.
- Must be having Indian Nationality.
GOLD LOAN @ 0.75%*
APPLY NOW
How to Apply for Gold Loan Tenali
Online Process to Apply for Gold Loan Tenali
You can apply for the Gold Loan at Dialabank.
You have to fill a simple form online.
After that, our representative will call you soon. Furthermore, you will get a document to pick up the facility from your doorstep.
For more information about Gold Loan Tenali, you can call on 9878981166 anytime.
Dialabank is considered as the best platform to apply for a gold loan online. There are reasons for this. Few of them are:
- Dialabank is India’s first financial helpline. Dialabank provides the best financial services to customers all over the country.
- Dialabank guides the customers without any cost. That is, there are no supplementary charges of applying for a gold loan online on the website of Dialabank.
- One more thing, get a high LTV of your gold.
- Besides that, the bank has a good reputation among the customers because of its best and fast services.
- If you apply for a gold loan on Dialabank, then you will avail of a low Gold Loan Interest Rate.
- Dialabank offers a document pickup facility from the doorstep of the customer to ease the process.
- Also, while applying for a gold loan with Dialabank, very little paperwork is required.
- Finally, the Relationship managers are trained thoroughly to guide you in the entire process of Gold Loan.
Offline Process to Apply for Gold Loan Tenali
The applicant also has an option to get a Gold Loan from the nearby branches. Search Gold Loan near me on google. It will enlist all the branches of banks and finance companies offering loans near you. You need to pick them according to your preference and knowledge, but Dialabank can do that for you in a quicker and better manner.
Then you have to visit those branches and apply for the loan and have to visit many times before than loan gets finally approved.
Processing Fees / Prepayment Charges on Gold Loan Tenali
GOLD LOAN @ 0.75%*
APPLY NOW
EMI Gold Loan Scheme with Bullet Repayment Scheme Comparison
Monthly Payment
EMI Scheme (₹)
Month 1
27007
3625
Month 2
27007
3625
Month 3
27007
3625
Month 4
27007
3625
Month 5
27007
3625
Month 6
27007
3625
Month 7
27007
3625
Month 8
27007
3625
Month 9
27007
3625
Month 10
27007
3625
Month 11
27007
3625
Month 12
27007
3625
₹ 3 Lakh
Total Payment
₹ 3.24 Lakh
₹ 3.44 Lakh
CIBIL Score Required for Gold Loan Tenali
Having a good CIBIL score is a must before applying for a gold loan, that is why every lending institution has its criteria for the minimum CIBIL score required for processing a Gold Loan application in Tenali. Most institutions have required a minimum score of 750 to process your loan application.
Apart from your CIBIL score, the institutions also look at the detailed behavior on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan. So make sure your CIBIL score is good before applying for a loan.
GOLD LOAN @ 0.75%*
APPLY NOW
Compare Gold Loan Rate Per Gram and Lowest EMI of All banks in Tenali
Bank | Interest Rate | Lowest EMI Per Lakh |
Eligible Loan Amount For Max Tenure
|
SBI Gold Loan | 7.50% | Rs. 3,111 |
Rs. 20 Lakh for 36 months
|
Muthoot Gold Loan | 11.99% | Rs. 3,321 |
Rs. 50 Lakh for 36 months
|
Manappuram Gold Loan | 12.00% | Rs. 8,885 |
Rs. 1 Cr for 12 months
|
HDFC Bank Gold Loan | 9.90% | Rs. 4,591 |
Rs. 50 Lakh for 24 months
|
Yes Bank Gold Loan | 9.99% | Rs. 3,226 |
Rs. 50 Lakh for 36 months
|
Private Bank Gold Loan | 10.00% | Rs. 8,792 |
Rs. 15 Lakh for 12 months
|
Federal Bank Gold Loan | 8.50% | Rs. 8,722 |
Rs. 75 Lakh for 12 months
|
Canara Bank Gold Loan | 7.65% | Rs. 8,683 |
Rs. 10 Lakh for 12 months
|
Andhra Bank Gold Loan | 10.70% | Rs. 8,824 |
Rs. 2 Cr for 12 months
|
Axis Bank Gold Loan | 13.00% | Rs. 4,754 |
Rs. 20 Lakh for 24 months
|
IndusInd Bank Gold Loan | 10.00% | Rs. 8,792 |
Rs. 10 Lakh for 12 months
|
PNB Gold Loan | 8.75% | Rs. 8,734 |
Rs. 10 Lakh for 12 months
|
Fincare Small Finance Bank Gold Loan | 12.99% | Rs. 11,721 |
Rs. 40 Lakh for 9 Months
|