About Gold Loan
Gold Loan is the best option available for the loan seekers at very best interest rates. Several financing authorities are available in market dealing with these Loans. The borrower should go for the best deal with the best offer available.
Following most suitable offer for Gold Loan Allagadda :
- Personalized Service: Our trained Relationship Managers will understand your requirements and your profile and help you find the most suitable Gold Loan offer.
- Rate Comparison: We help you understand the details of all costs involved in taking a Gold Loan and help you find the Cheapest Offer.
- Research: Benefit from our detailed research on all the products from the leading Gold Loan players in the market and make the right choice.
- Zero Charges: Dialabank offers personalized service to its customers at zero fees. Use our services to find the right Gold Loan deal at no extra cost.
- Unbiased and Transparent Search: Our objective is to simplify your Gold Loan search and we provide information in an unbiased and transparent manner.
Gold Loan Alathur Eligibility
- First of all the age of the applicant should be more than 18 years.
- After that, the maximum age of the applicant can be 70 years.
- The applicant should be a citizen if India.
- The applicant should have gold more than 10 grams.
Features of Gold Loan Allagadda
Following are the Features of Gold Loan Allagadda :
- You can avail Loan up to Rs.1 Crore& up to 90% of value for any purpose
- You get 100% Safety & Security of your Gold Jewellery / Bars
- Get your loan processed in 30 minutes
- Enjoy Anytime Liquidity
- Lower Interest Rates
- Simple documentation and fast processing.
- Overdraft limit varies depending on the market rate of gold.
- The interest rate is payable the only amount of the overdraft that you use.
Following are Best Rate offered Gold Loan Allagadda :
Starting @ 1% per month
Gold Jewellery / Gold Bars
6 Months / 12 Months (can be renewed upto 3 Years)
Up to 90% of Gold Value
Pre Closure Charges
0 % to 2 % of the outstanding loan amount
Advantages of Taking a Gold Loan Allagadda
Following are Best Advantages of Gold Loan Allagadda :
- No income and salary criteria- Gold loans do not require any qualifications for income or salary of the person. So even if you are unemployed and unsalaried you can still avail of a gold loan. This is because you are pledging a valuable asset, gold in return of the money.
- Available also in case of bad credit history or low-income level.
- Relatively Lower interest rates- The another advantage of taking a gold loan is that they are available on low-interest rates, say 12-16% annually in comparison to the personal loans interest rates of 15-26% per annum.
- You need to repay only the interest- You have the option to pay only the interest during the tenure of the entire gold loan and at the end of tenure, you can pay the entire borrowed amount in a single shot.
- Total Convenience- The most convenient of all the loans is a gold loan because in this all you have to do is pledge your gold with a bank or a private finance institute and the work is done. You can get a loan up to 90% of its market value immediately.
- Less processing time- No tedious and lengthy documentation is required in case of gold loans, hence it can be resorted to in times of urgent needs. Banks take a few hours in the processing of the gold loan whereas some NBFC’s state that they only take a few minutes for the same task.
Required Documents for Gold Loan Allagadda
Required the following important Documents for the Gold Loan Allagadda :
- Identity Proof (Aadhar Card/Passport Copy/ Voters ID card/ Driving License).
- Proof of Address (Ration card/ Tel, Electricity.Bill/ Rental Agr./ Passport copy/ Trade license /Shop & Est. License/Sales Tax certificate).
- Signature Verification Proof (Passport Copy/Driving License/Banker's verification/cheque)
- 2 passport size photographs.
Allagadda is a Mandal in Kurnool district of Andhra Pradesh. It is located 120 km from Kurnool on National Highway 18. Allagadda is the border of the districts Kurnool and Kadapa. It is notorious for its political factions and famous for sculptures. To apply for a gold loan Allagaddacall on 9592046860 or visit www.dialabank.com.