Gold Loan Kamareddy

AT 0.75%* INTEREST RATE
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Gold Loan Kamareddy

Major Gold Loan Providers in Kamareddy

Feature HDFC Bank SBI
Muthoot Finance
Interest Rate 9.90% onwards 7% onwards 12% onwards
Min Loan Amt Metro : 25000, Non : 15000 25000 15000
Max Loan Amt 1 Cr 1 Cr 1 Cr
Loan Tenure 3 months to 24 months 9 months to 24 months
1 month to 24 months
Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
Overdraft Facility Yes Yes Yes
Pay Only Interest Facility Yes Yes Yes
Gold Rate Per Gram 3066 3073 3073

Gold Loan Kamareddy FeaturesGold Loan Kamareddy

Are you searching for effectively agreeable assets?

Gold Loan is an extraordinary alternative  among other open decisions for you. Gold Loan Kamareddy is an essential and an issue free method, with insignificant documentation.

Gold Loan Kamareddy is a well organised secured loan credit as you have to mortgage your gold for the assets. Gold Loan Kamareddy is expeditiously open in the market and can be profited at any point.

Gold Loan Kamareddy can be used for a couple of purposes, for example, buying an exorbitant PC or in some other significant life occasion, dealing with you previous debt dues.

Benefits of Gold Loan Kamareddy

  1. No additional charges – There are no hidden charges.
  2. Low Rate of Interest – rather than administrations like individual credits, gold loan has the least financing cost as banks refrain from advance charges..
  3. Speedy endorsement – If you are qualified and have all the archives of documents, at that point the gold advance gets immediately affirmed.
  4. No credit checks – The candidate’s record of loan repayment doesn’t make a difference as he is mortgaging his gold.
  5. No co-undersigner required – There is no need of a third individual.
  6. Multi-reason advance – The individual credit is otherwise called a multipurpose advance. You can utilize this credit for any reason. It very well may be a wedding, get-aways, business, clinical, or some other individual need.

Know More –  Gold Loan Features and Benefits

Gold Loan Kamareddy Interest Rates

Gold Loan is a monetary assistance  that outfits its customers with cash at the best rate of premium. Instead of various organizations like Personal Loan and Home Loan, Gold Loan Interest Rate is less and reasonable. On a normal it starts at 10.75% per annum and can go up to 24% per annum. Different Banks and NBFC’s give assorted financing cost to the customers.

Know More – Gold Loan Interest Rate

Bank Interest Rate
HDFC Bank Gold Loan 9.9% to 14%
Axis Bank Gold Loan 10.50% to 16%
Private Bank Gold Loan 10.75% to 16%
SBI Gold Loan 9.5 % to 13%
Kotak Gold Loan 11% to 14%
IIFL Gold Loan 9.24% to 24%
Muthoot Gold Loan 12% to 24%
Manappauram Gold Loan 12% to 26%
PNB Gold Loan 10.05% to 16%
Canara Bank Gold Loan 9.75 % to 13%
Andhra Bank Gold Loan 10.70% to 16%

Documents for Gold Loan Kamareddy

  1. ID Proof : Passport Copy/Voters ID card/Driving License/Aadhaar card.
  2. Confirmation of Residence : Ration card/Tel, Electricity Bill/Rental bill/Passport duplicate/Trade permit/Shop and Est. Permit/Sales Tax authentication.
  3. Sign Proof Requirements : Passport Copy/Driving License/Banker’s confirmation/check.
  4. 2 passport sized colored photos.

Additional Documents Required for Gold Loan Kamareddy

  1. Confirmation of Land Property : if there arises an occurrence of Agriculture Loan of more than Rs. 1 lac. The evidence isn’t required for unified farming purposes.
  2. A solicitation on Demand Promissory Note.
  3. Endorsement by the Jewel Appraiser (Handled by the Bank).
  4. Compensation Proof : Income Certificate and Form No.16

Know More – Gold Loan: Factors to Remember

Eligibility Criteria for Gold Loan Kamareddy

  1. The age of the customer should be 18 or above.
  2. The customer should be an Indian occupant.
  3. The customer should have gold in a jewelry structure.
  4. The weight of the gold should be 18 karats to 22 karats. 24 Karat gold isn’t passable.

GOLD LOAN @ 0.75%*

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How to Apply for Gold Loan Kamareddy

Online Process to Apply for Gold Loan Kamareddy

A customer can apply for HDFC Bank Gold Loan at Dialabank.

The customer needs to fill an application form on the web. From that point onward, our bank executives will revert back.

Additionally, they get a chance to choose documentation from their doorstep.

For more data, call on 9878981166 anytime.

Dialabank is considered as the finest stage to apply for a gold advance credit on the web. There are a few purposes for this, a couple of them are recorded underneath:

  1. Dialabank is India’s most initial money related helpline; it provides the finest budgetary administrations to clients everywhere throughout the nation.
  2. Dialabank guides the clients without charges. That is , there are no extra charges of applying for a gold advance advance online on the site of Dialabank.
  3. One more thing is that customers will get a high LTV of gold.
  4. Other than that, the bank contains a great compatibility among the customers due to its best and quick services.
  5. In the event that you apply for a gold credit on Dialabank, at that point you will get an economical HDFC Gold Advance Interest Rate.
Offline Process to Apply for Gold Loan Kamareddy

The upcoming customer furthermore has a choice to profit Gold Loan from the close by branches.

To do accordingly, search Gold Loan close to me on google. It will select all the banks and record associations giving credits near you. You need to pick them as demonstrated by your location correspondence and data, however Dialabank can do that for you in a swifter and better manner.

A couple of banks and store association where this system is much faster is HDFC Gold Loan branches and Muthoot Gold Loan branches.

Processing Fees / Prepayment Charges on Gold Loan Kamareddy

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
Private Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Kamareddy

CIBIL score is a 3-digit blueprint of your credit trades. Each establishment has a substitute models for the base score required to process a gold development application in Kamareddy. By and large establishments require at least 750 or above as your CIBIL score to process your credit application.

It’s not just your CIBIL score that these foundations check. A couple of foundations moreover examine your direct in the past credits taken. This may fuse nuances of the sort of advance taken, the credit residency, the aggregate acquired and how quickly you dealt with your commitments and the development whole.

Any deferral in these portions in your past credits would become deterrents for you in endeavoring to profit another development. Guarantee you have a conventional CIBIL score before applying for a gold loan in Kamareddy.

Gold Loan Kamareddy Agents

One of the main and most confided in gold credit specialists in Kamareddy is Dialabank. You can apply online at Dialabank or give a call at 9878981166

Dialabank encourages you to locate the most ideal alternative between a few Banks and NBFCs by giving you an itemized and organized market correlation of various banks with the goal that you don’t have to stress over the complexities of data and procedure you need to experience and thus you can settle on the correct decision.

Visit our site Dialabank and fill a basic structure requesting a few subtleties and after that our client relationship directors will soon connect with you.

Gold Loan Kamareddy Contact Number

Call 9878981166 and get instantaneous assistance and endorsement for Gold Loan Kamareddy now!

Pre Calculated EMI Table for Gold Loan Kamareddy

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Kamareddy

Kamareddy is a town in the state of Telangana. this is a municipality formed in the year 1987.  People of Kamareddy mostly depend on agriculture as a source of income.

Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.