Gold Loan Miryalaguda

AT 0.75%* INTEREST RATE
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Gold Loan Miryalaguda

 

Best Banks for Gold Loan in Miryalaguda

Feature
HDFC Bank
Private Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Miryalaguda Features

All your tension for money can go away if you avail of the gold loan, which is provided by Dialabank at the best interest rates and service. Apply right now at Dialabank.

gold loan miryalaguda

  1. Simple Procedures
  2. No EMI, Service only interest
  3. Minimal Documentation
  4. Fast Loan Approvals and Easy repayment schemes
  5. No credit checks and No hidden charges

Gold Loan rate Per Gram Today in Miryalaguda

Updated - Gold Loan Per Gram Rate w.e.f Apr 24 2024

Gold Weight Gold Purity
24 Carat
Gold Purity
22 Carat
Gold Purity
20 Carat
Gold Purity
18 Carat
1 gram 4621 4290 3900 3510
10 gram 46210 42900 39000 35100
20 gram 93600 85800 78000 70200
30 gram 140400 128700 117000 105300
40 gram 187200 171600 156000 140400
50 gram 234000 214500 195000 175500
100 gram 468000 429000 390000 351000
200 gram 936000 858000 780000 702000
300 gram 1404000 1287000 1170000 1053000
400 gram 1872000 1716000 1560000 1404000
500 gram 2340000 2145000 1950000 1755000

To know more about Gold Loan Per Gram you can visit: Gold Loan Per Gram

Gold Loan in Miryalaguda Interest Rates and Charges

Feature
Gold Loan
Interest Rate
Processing Fee
Tenure
HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
Private Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
IIFL Gold Loan 12.00% Nil 3 - 11 Months
Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
Manappuram Gold Loan 12.50% Nil 6 - 12 Months
PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

To check Gold Loan Interest Rate for all major banks you can visit: Gold Loan Interest Rate

Gold Loan in Miryalaguda Documents Required

  1. Proof of Identity required: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
  2. Address Proof required : Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
  3. Signature Proof required: Passport Copy/Driving License/Banker’s verification/cheque.
  4. 2 passport size photographs.

Additional Documents Required for Gold Loan Miryalaguda

  1. Land Proof which is valid: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied farming purposes.
  2. A Demand Promissory Note.
  3. Certificate by the Jewel Appraiser (Bank will arrange for you).
  4. Income Proof: Salary Certificate and Form No.16

Gold Loan in Miryalaguda Eligibility Criteria

  1. The minimum age of the individual should be 21 years and a maximum of up to 60 years.
  2. Should be an Indian National.

GOLD LOAN @ 0.75%*

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How to Apply for Gold Loan Miryalaguda

Online Process to Apply for Gold Loan Miryalaguda

You can apply for the Gold Loan through Dialabank. The gold loan processing is simple and straightforward. You have to fill a form.

Then, you will get a call back from our side. Furthermore, you will get a document to pick up the facility from your doorstep. For more information about Gold Loan Miryalaguda, you can call on 9878981166.

Dialabank is considered as the best platform for a gold loan online. The reasons behind this are:

  1. Dialabank is India’s first financial helpline; Dialabank offers the best financial services to customers all over the country.
  2. Besides that, the bank has a good reputation among the consumers because of its best services.
  3. If you apply for a gold loan on Dialabank, then you will avail of a low Interest Rate on Gold Loan.
  4. Also, when you are applying for a gold loan through Dialabank, very little paperwork is required.
  5. Get high LTV of your gold.
  6. Relationship managers are trained enough to guide you in the entire processing of Gold Loan.
  7. Dialabank offers a document pickup facility from the doorstep of the customer.
  8. One more important thing is that the Dialabank assists the customers free of cost. That is, there are no secondary charges of applying for a gold loan online on the website of Dialabank.
Offline Process to Apply for Gold Loan Miryalaguda

The applicant also has an option to avail of a Gold Loan from the nearby bank branches. So, type Gold Loan near me on google. Google will present all the neighboring departments from where you can avail of the loan. Then, you will visit the bank until your loan approval.

Thus, it can be a very tiring and time-consuming process. You can avail loans from Gold Loan Branches. 

Processing Fees / Prepayment Charges on Gold Loan Miryalaguda

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
Private Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Miryalaguda

Every lending institution has its own criteria for the minimum CIBIL score required for processing a Gold Loan application in Miryalaguda. Most institutions require a minimum score of 750 for your loan application.

The institutions don’t just look at the overall score but also check out the detailed behavior on the previous loans taken. This involves details on the loan type taken and the loan amount borrowed. Any late payments for previous loans can create a barrier to your availing a fresh loan.

Gold Loan Miryalaguda Agent and Contact Number

Dialabank is the best and most trusted agent for availing Gold Loan in Miryalaguda. Apply online at www.dialabank.com or call at 9878981166.

Dialabank assists you to find out the best option of Banks and NBFCs by providing you with a detailed and structured market comparison of various banks so that you can make the right choice. Visit our website www.dialabank.com and fill a simple form with your personal and employment details. Our customer relationship managers will soon get in touch with you.

Gold Loan Miryalaguda Contact Number

Call 9878981166 and get instant help and approval for Gold Loan in Miryalaguda.

Pre Calculated EMI Table for Gold Loan Miryalaguda

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Miryalaguda

Miryalaguda is a municipality in the Nalgonda district of the Indian state of Telangana. In 2015, the Government of India placed Miryalaguda under the Atal Mission for Rejuvenation and Urban Transformation scheme.

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