Gold Loan Nandyal

AT 0.75%* INTEREST RATE
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Gold Loan Nandyal

Best Banks for Gold Loan in Nandyal

Feature HDFC Bank SBI
Muthoot Finance
Interest Rate 9.90% onwards 7% onwards 12% onwards
Min Loan Amt Metro : 25000, Non : 15000 25000 15000
Max Loan Amt 1 Cr 1 Cr 1 Cr
Loan Tenure 3 months to 24 months 9 months to 24 months
1 month to 24 months
Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
Overdraft Facility Yes Yes Yes
Pay Only Interest Facility Yes Yes Yes
Gold Rate Per Gram 3066 3073 3073

Gold Loan Nandyal Features

Gold Loan NandyalCash shortage? Don’t worry gold loan is there just for you. It is an extremely secured type of loan with less documentation and minimal paperwork. Gold is the best option to choose in times of emergent need for money. It is quite an easy and accessible procedure. The applicant has to go to the lender or any lending institution and ask for a Gold Loan. The lender/lending institution would check the gold purity. After which the amount is credited to the customers’ account almost instantly.

Moreover, there is no end-use restriction on the use of the gold loan amount. You can use this money wherever and whenever you choose to do.

Gold Loan Rate Per Gram Today in Nandyal

Updated - Gold Loan Per Gram Rate w.e.f Mar 29 2024

Gold Weight Gold Purity
24 Carat
Gold Purity
22 Carat
Gold Purity
20 Carat
Gold Purity
18 Carat
1 gram 4621 4290 3900 3510
10 gram 46210 42900 39000 35100
20 gram 93600 85800 78000 70200
30 gram 140400 128700 117000 105300
40 gram 187200 171600 156000 140400
50 gram 234000 214500 195000 175500
100 gram 468000 429000 390000 351000
200 gram 936000 858000 780000 702000
300 gram 1404000 1287000 1170000 1053000
400 gram 1872000 1716000 1560000 1404000
500 gram 2340000 2145000 1950000 1755000

To know more about Gold Loan Per Gram you can visit: Gold Loan Per Gram

Gold Loan Nandyal Interest Rates 

Feature
Gold Loan
Interest Rate
Processing Fee
Tenure
HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
Private Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
IIFL Gold Loan 12.00% Nil 3 - 11 Months
Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
Manappuram Gold Loan 12.50% Nil 6 - 12 Months
PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

To check Gold Loan Interest Rate for all major banks you can visit: Gold Loan Interest Rate

 Gold Loan in Nandyal Documents Required

The documents required are proof for identity: Passport Copy/ Voters ID card/ Driving License/Aadhaar card; address proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate; Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque along with 2 passport size photographs.

Additional Documents Required for Gold Loan Nandyal

The additional documents required are Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes; A Demand Promissory Note;  Certificate by the Jewel Appraiser (which the bank will arrange for) and  Income Proof: Salary Certificate and Form No.16.

 Gold Loan in Nandyal Eligibility Criteria

The applicant should be of a minimum 21 years maximum (at loan maturity) 60 years, the gold jewelry should be owned by the applicant or any of the family members. The applicant should be an Indian Citizen and should have 10 grams of gold.

GOLD LOAN @ 0.75%*

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How to Apply for Gold Loan Nandyal

Online Process to Apply for Gold Loan Nandyal
  • You can apply for the Gold Loan at Dialabank in just a few clicks
  • It is an easy and convenient process.
  • First, you have to fill an online form
  • Our relationship manager will then contact you for further assistance

After that, you will get a call back from our side. Furthermore, you will get a document to pick up facility from your doorstep. For more information, you can call on 9878981166.

Dialabank is considered as the best platform to apply for a gold loan online. There are so many reasons behind this.

  1. First of all, Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
  2. Besides that, the bank has a good reputation among the customers because of its best services.
  3. Another reason, if you apply for a gold loan on Dialabank, then you will get a low Interest Rate on Gold Loan.
  4. Also, Dialabank provides a document pickup facility from the doorstep of the customer.
  5. One more important thing is that the Dialabank guides the customers free of cost. That is, there are no additional charges of applying for a gold loan online on the website of Dialabank.
  6. Also, while applying for a gold loan through Dialabank, very little paperwork is required.
  7. One more thing is that you will get a high LTV of your gold.
  8. Finally, the Relationship managers are trained enough to guide you in the entire process of Gold Loan.
Offline Process to Apply for Gold Loan Nandyal

The applicant also has an option to avail of an HDFC Gold Loan from the nearby branches. To do so, search Gold Loan near me on google. It will enlist all the neighboring departments from where you can avail of the loan. Then, you will have to visit again and again until the loan approval.

Thus, it can be a very tiring and time-consuming process. You can avail loans from HDFC Gold Loan Branches. As well as to find a branch that is nearby, search Muthoot Gold Loan near me. Google will enlist all the Muthoot Gold Loan Branches near you.

Processing Fees / Prepayment Charges on Gold Loan Nandyal

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
Private Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Nandyal

There is no need of CIBIL score for Gold loan Nandyal

Gold Loan Nandyal Agents and Contact Number 

Dialabank is the leading agent for availing Gold Loan Nandyal. You can apply online at www.dialabank.com or give a call at 9878981166

Dialabank helps you to find the best option of Banks and NBFCs by providing you with a detailed market comparison of different banks so that you can make the right choice. Visit our website and fill a simple form with your personal and employment details. Our customer relationship managers will soon get in touch with you.

Pre Calculated EMI Table for Gold Loan Nandyal

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Nandyal

Nandyal is a city in the Kurnool district of the Indian state of Andhra Pradesh. It is a municipality and the headquarters of Nandyal Mandal in the Nandyal revenue division. In the 2011 census of India, Nandyal had a population of 211,424 making it the 15th most populous town in the state.