Used Car Loan Anand

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Used Car Loan Anand

 Best Banks for Used Car Loan Anand

Feature
HDFC Bank
Private Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Used Car Loan Anand Features

used car loan anandThought about buying a pre-owned car? Don,t stress about the advance credit. Used car loan has been made easier to have now. A used car loan is a method for subsidizing or monetary assistance given by banks and NBFCs to the candidates at a reasonable pace important to help them in purchasing an already utilized car.

The main features of a car loan in Anand are:

  • Used car loans are accessible at low-loan costs
  • Practically all significant banks and NBFCs offer vehicle credits in Anand
  • The documentation cycle is problem-free
  • Vehicle credits are effectively accessible through DialaBank

Used Car Loan Anand Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
Private Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Apply for a Car Loan

Used Car Loan Anand Documents Required

Documents required for car loan are as followed:

For Salaried:-

  • Identity Proof: PAN Card, Voters ID card, Passport copy, Driving License
  • Income Proof: Latest 3-month salary slip with form 16
  • Address Proof: Driving license / Voters card / Passport Copy / Ration card/PAN Card
  • Bank Statement: Last 6 months.

For Self Employed:-

  • Identity Proof: PAN Card, Voters ID card, Passport copy, Driving License
  • Income Proof: Latest ITR
  • Address Proof: Driving license / Voters card / Passport Copy / Ration card/PAN Card
  • Bank Statement: Last 6 months.

Used Car Loan Anand Eligibility Criteria

The car loan eligibility requirements are as followed:

For Salaried:-

  1. Minimum age: 21 years
  2. Maximum age at loan maturity: 60 years
  3. Minimum employment: 1 year in current employment and a minimum of 2 years of employment
  4. Minimum Annual Income: Rs 2,50,000 net annual income

For Self-Employed:-

  1. Minimum age: 25 years
  2. Maximum age at loan maturity: 65 years
  3. Minimum employment: at smallest 3 years in sales
  4. Minimum Annual Income: 2,50,000 per annum

How to Apply for Used Car Loan Anand?

Availing a car loan Mumbai is an easy process with DialaBank. Follow the following steps to avail the best offers:

  • Visit our website Dialabank
  • Click on the car loan option available in the menu
  • Fill in the details regarding the car type and your income
  • Wait as our relationship manager will soon get in touch with you on your provided number.
  • You may also contact our relationship managers on the number 9878981166 in case of any queries regarding the loan.
  • For availing a car loan offline you will have to visit the branch personally, which might turn to be hectic for you.

Used Car Loan for Major Car Manufacturers in Anand

TABLE WILL APPEAR

Processing Fees / Prepayment Charges on Used Car Loan Anand

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

 Used Car Loan AnandContact Number

In case of any queries regarding the used car loan in Anand, you may contact on the number 9878981166 for any sort of assistance.

Pre Calculated EMI Table for Used Car Loan Anand

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Anand

Anand is known as Milk Capital of India. It got well known for Amul dairy and its milk insurgency. This city has the Head Office of Gujarat Cooperative Milk Marketing Federation Ltd (GCMMF which is the parent association for AMUL and co-employable activities to gather milk), NDDB of India, notable business college – Institute of Rural Management Anand (IRMA), Vidya Dairy, and the Anand Agricultural University. Another acclaimed instructive center is Vallabh Vidhyanagar, an instructive suburb of Anand which has organizations like BVM (Birla Vishvkarma Mahavidhyalaya), which is the first building school of Gujarat, GCET (G. H. Patel College of Engineering and Technology) and Sardar Patel University is home for around 50,000 understudies from everywhere India.

Anand lies among Ahmedabad and Vadodara on the Western Railways, 101 km (63 mi) from the state capital Gandhinagar. It is a railroad Junction and a wide measure line from here races to Godhra, covering Dakor, a significant Hindu journey in transit. MEMUs and a couple of standard traveler trains utilize on this course. It additionally has a branch line to Khambhat. 

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