Personal Loan Ahmedgarh

Major Personal Loan Providers in Ahmedgarh

Personal Loan Ahmedgarh Features

Meet your financial goals without being hesitant at an affordable rate of interest by applying for Personal Loan. Without worrying about any collateral, apply online with minimum documentation.

Personal Loan Delhi is an unsecured loan that provides financial aid to the customers at affordable interest rates. Applicants must have a good source of income and good credit history to apply for personal loan.

Use the loan amount wherever you want without any restrictions.

Personal Loan Ahmedgarh Interest Rates

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Ahmedgarh

Salaried Customers:

1. Government approved ID such as Aadhar card/driving license/ Passport copy, etc.
2. Recent Passport-sized photographs – 2
3. Salary slips of last three months of individual
4. Bank statements for the last 6 months of the borrower
5. PAN Card
6. Address proof must be provided like Voter ID/ Passport copy/ Aadhar card, etc

*NOTE: In case of rented apartments, rent agreement needs to be attached.

Self-Employed Customers:

1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
2. Government approved ID such as Aadhar card/driving license/ Passport copy, etc.
3. Recent Passport-sized photographs – 2
4. PAN Card
5. Address proof must be provided like Voter ID/ Passport copy/ Aadhar card, etc

Eligibility Criteria for Personal Loan Ahmednagar

The personal loan eligibility criteria for both Salaried and Self-Employed differ in the following ways:

Salaried Applicants

1. Applicants minimum age: 21 years
2. Applicants maximum age: 60 years
3. The individual must have the work experience of three year with salary being received in their accounts only.
4. Good credit history is a must
5. The job location of the applicant should be mentioned in the form

Self-Employed Applicants

1. The minimum age requirement for an independent person should be 25 years.
2. Borrower needs to submit his financial and his bank statement of the previous three months.
3. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
4. The applicants applying for the personal loan should file ITR for the last three years.
5. If the applicants are the businessman, then the business should be running from the past three years.
6. The credit score of the individual applicants should be good  and there should not be any debt or dues left.

Click to know more about eligibility: Personal Loan Eligibility

Why Apply for Personal Loan Ahmedgarh?

1. No third party is involved in the deal
2. Being an unsecured loan, no sort of mortgage or collateral security is needed
3. The sanctioned amount can be used for any purpose without any restrictions
4. The amount of personal loan depends upon the repayment of individual income and capacity.

How to apply for Personal Loan Ahmedgarh?

1. Visit www.dialabank.com. and apply for Instant Personal Loan
2. Go to the loan section and click on the personal loan link where you will be directed to all details of the personal loan where they can choose their preferred city.
3. The applicant must provide all the documents and personal details
4. Our relationship manager will then assist you
5. For more information and free guidance, you may call on 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Ahmedgarh

Around 1.5%-2.5% of the loan amount is charged as a processing fee of the application form by every bank and NBFC.

In case you wish to foreclose your loan before the agreed loan tenure, every lending institution charges you a penal prepayment fee. In most cases, you cannot close your loan before 12 months. Post that the charges vary depending on how many years the loan has done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

Personal Loan Ahmedgarh EMI Calculator

Equated Monthly Installments also know as EMI are the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed. The personal loan interest rate on your loan is determined depending on your profile. Your EMI is calculated basis the Interest Rate you are charged by the bank and the amount of loan you have to take and the period for which you enjoy the loan.

To know more about EMI Calculator click here: Personal Loan EMI Calculator

CIBIL Score required for Personal Loan Ahmedgarh

Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Delhi. Most institutions require a minimum score of 750 to process your loan application.

Banks do not simply look at the credit score, but they also analyze the previous credit history of lending and repayment in order to approve the loan.

Personal Loan Ahmedgarh Agents

Dialabank is the leading agent for availing Personal Loan in Ahmedgarh. You can apply online at www.dialabank.com or give a call at 9878981166

Personal Loan Ahmedgarh Contact Number

Call 9878981166 and get instant help and approval for Personal Loan in Ahmedgarh.

Pre Calculated EMI Table for Personal Loan Ahmedgarh

About Ahmedgarh

Ahmedgarh is a city and municipal corporation in the Sangrur district of Punjab. It was founded by the local ruler Sardar Bahadur Singh Dhaliwal. It is an important agricultural market where important crops like paddy and wheat are brought here. The city is well known for its agricultural tools like diggers, pickles, and plovers.

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