Bajaj Finance is a non-banking financial company that serves its customers with so many financial products like loans, credit cards, and banking. There are different kinds of loans like personal loan, home loan, car loan or gold loan. A personal loan is one of the most purchasing product. A personal loan is kind of an unsecured loan. Bajaj finance provides you personal loan very quickly and easily. You can use this amount of loan to complete your personal needs; like a wedding, education, buying a car, renovating the home, etc.

What is Bajaj Finance Personal Loan?

Bajaj finance personal loan is a convenient and easy way to get finance for an immediate requirement.  If you are looking for financial help, Bajaj Finserv is the best option. You can apply online and get instant approval for Bajaj Finserve personal loan. Personal loans can be taken for any reason to meet financial needs. By availing a personal loan from Bajaj Finance, you can get various benefits and features.
Bajaj Finance gives you instant approval within 2 hours. All you need is a good CIBIL score and a listed company. Know more about Bajaj Finance personal loan. Apply now and get an expert's assistance for your loan.

Bajaj Finance Personal Loan Benefits

Bajaj Finance offers endless benefits. It is an easy, convenient, hassle-free and multi-purpose loan. Given below are the benefits of Bajaj Finance Personal Loan:
  1. Lending up to 25 Lacs.
  2. Great offers that can be availed Online
  3. Quick Approval.
  4. Part-Payment facility
  5. Fore-Closure facility available with minimum Charges
  6. Flexi-Pay Schemes
  7. Online Account Access
  8. Doorstep Document Pick Up Services
  9. You can contact us on the number- 98789-81166

Bajaj Finance Personal Loan Eligibility

Check your eligibility for Bajaj finance personal loan. 

Salaried Applicant

  1. Should be Indian Resident
  2. Minimum Age: 25 Yrs
  3. Maximum Age: 60 Years at loan maturity
  4. CIBIL Score should be 700 minimum. (There can be little variations)
  5. Salary
  6. Metro-  If the applicant is living in a metro city, then his salary should be Rs. 40,000
  7. Tier-2   In tier 2 cities it should be Rs. 30,000 per month.
  8. Tier-3    In tier 3 cities it is required to be Rs. 22,000 per month.
  9. Experience - Work experience of 1 year is required. 
  10. Telephone / Mobile: Mandatory
  11. Current Experience: 1 year (Can be less if the category of company is good)
  12. Salary in Cash- If the applicant gets the salary in cash not in his/her bank account then he/she is not eligible to apply for a personal loan.
  13. The company should be 2 years old and listed with MCA.
Self-Employed Applicant
  1. Should be Indian Resident
  2. Minimum Age: 25 Yrs
  3. Maximum Age:65 Years at loan maturity
  4. CIBIL Score should be 700 minimum.
  5. Income
  6. The applicant should be filing ITR of 2.5 Lakhs at least for the last three years.
  7. Experience - Overall work experience of 3 years is required. 
  8. Telephone / Mobile: Mandatory
  9. Experience: 3 year

Bajaj Finance Personal Loan Documents

For Salaried

Last 3 Months Salary Slips

Latest 3-month bank statements (Savings or Salary A/C)

2 Passport Size photographs

Photocopy of PAN Card

Address Proof: Electricity bill/ Telephone Bill

Aadhaar Card

1 One Cancelled Cheque








Bajaj Finance Personal Loan Interest Rates

For Instant Loan Approvals Up to 25 Lacs


Applicable Charges

Interest Rate

14% to 15.5%

Processing Fees


Foreclosure Charges

4% on POS

EMI Bounce Charges

Rs. 1000 per bounce


Bajaj Finance Personal Loan Features

  1. A salaried person older than 25 years and less than 58 years are eligible for this personal loan.
  2. Tenure of the Bajaj personal loan is from 12 to 60 months.
  3. Amount of the loan starts from 1 Lakhs to 25 Lakhs. Depending on the income of the applicant.
  4. You can apply for this loan online too. You can get online approval as well.
  5. The amount of fees is refundable if your loan is not get sanctioned.
  6. It also provides the facility of full payment and part-payment as well.
  7. Your age should be 25 years minimum if you are salaried and income should be Rs. 25000 minimum.
  8. But if you are self-employed, your age should be 25 years minimum and ITR of the last three years is required. Besides that, you should have been paying ITR of minimum Rs. 3 Lakhs.

Bajaj Finance Personal Loan Types

Flexi Personal Loan

In this facility, you can make pre-payments of your personal loan. In this way, you can save the rates of interest. Like if your EMI is Rs. 5000 then you can pay up to Rs. 15000, if you are capable of doing so. Besides that, you can claim the prepaid amount during the tenure of the loan without any extra documentation.

Durable Finance Personal Loan

This type of personal loan is given to the customers to purchase consumer durables specifically. Like if you want to buy an LED, LCD or air conditioner etc, then you can get this kind of loan. This loan is very easily available with minimal documentation. Besides that, the amount of loan sanctioned can be up to Rs. 5 Lakhs. Moreover, this provides the facility of foreclosure if you have paid one EMI of the loan.

Lifestyle Finance Personal Loan

This loan is sanctioned to purchase any lifestyle durables or services. This is a kind of an on-the-spot loan. You can get up to Rs. 3 Lakhs in this type of loan. The process is very easy and hassle-free.

How  to Apply for Bajaj Finance Personal Loan

You can apply online on the site of Dialabank. Visit

The process is quite simple and easy. Furthermore, you can call on 60011600 for more information.

Why Dialabank?

  1. If you are applying for a personal loan, you should apply on because you will get many perks here.
  2.  First of all, you will get low rates of interest.
  3.  Customer’s queries response is very quick; you will get a call back after the 5 minutes of filling the form.
  4. You will get all the worthy assistance and guidance from the experts without any charge.
  5. Dialabank is the most trustable financial helpline company. It is India’s first financial helpline.
  6. After that, the application process is very easy and simple.
  7. Furthermore, the documentation process is also very simple, only basic documents are required.
  8.  Besides that, there is no need to go to the physical branch of the company; you will get a document pickup facility at your doorstep.

Bajaj Finance Personal Loan Advantages

  1. Firstly, the interest rates are quite affordable, you can quickly repay your loan amount.
  2. Secondly, this loaning scheme is unsecured and results in no requirement of collateral.
  3. Furthermore, both salaried and self-employed individuals can take benefits from this loan.
  4. Moreover, In this loan, the principal amount is dependent on the borrower's monthly income.
  5. If your CIBIL or credit score is right, you can get the loan amount without facing any problem.
  6. Now, you might be thinking about where I can use the loan amount. The answer to your question is anywhere. You can use it for paying your medical expenses, or you can go for an exotic vacation with the loan amount. The personal loan comes with no spending restrictions.

Things you should do before applying for a Personal Loan

  1. First of all visit .
  2. After that, check Personal Loan Eligibility online.
  3. After that, if you are eligible to apply for Personal Loan then check Personal Loan Documentation.
  4. Besides that checking Personal Loan Interest Rate is also very important.
  5. You can do every possible research at home before applying for a Personal Loan, even you can calculate your EMI’s using EMI Calculator Online.

Q. What is the maximum loan amount that can be sanctioned?

A. Loan amount offered by is up to Rs 20 Lakh.

Q: Are there any foreclosure charges for Personal Loan?

A. Yes, there are foreclosure charges in Bajaj Finance.

Q: How much time it takes for the approval of Personal Loan?

A: It takes 72 hours to get personal loan approval in Bajaj Finance.

Q: Does Bajaj Finance provides top up on existing loans?

A: Yes Bajaj Finance provides the top up facility on existing loans.

Q: What are the Interest Rates offered by the Bajaj Finance for the Personal Loan?

A: Personal Loan rates vary from 10.75% to 22.00% per annum, it depends on the Applicant’s profile, CIBIL score, and financial history.

Q: What is the Loan Repayment Tenure?

A: Bajaj Finance Personal Loan has a tenure of 1-5 years. The applicant is free to choose the loan tenure

Q: How can you repay a Personal Loan?

A: You can repay the Loan in the form of EMIs. 

Leading Personal Loan Providers (Click to Apply)

1.     HDFC Personal Loan

2.     Axis Bank Personal Loan

3.     SBI Personal Loan

4.     ICICI Bank Personal Loan

5.     Bandhan Bank Personal Loan

6.     Fullerton India Personal Loan

Bajaj Finance Personal Loans Calculator

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