Gold Loan Chapra

Taking a loan against your gold to help overcome any drastic situation is not a bad idea.so use your asset smartly with the help of Dialabank and avail the best offers including easy Documentation and Quick Approval and maximum funding assured in zero processing fee.

Benefits & Features of Gold Loan Chapra

  1. Loan Tenure up to 3 yrs
  2. Loan up to Rs. 1 Cr.
  3. Loan up to 80% the value of gold.
  4. Lowest interest rates in the market
  5. Safety and security of your gold
  6. Flexible repayment options
  7. No hidden charges
  8. Convenient and Fast
  9. Get a Gold loan with minimum documentation. Loan Disbursement on the same day of documentation & gold submission.

Eligibility Criteria Gold Loan Chapra

  1. The minimum loan amount for taking a gold loan is Rs. 18,000. The maximum loan amount will depend upon the weight of the gold, profile of the customer, etc.
  2. Minimum age of applicant: 18 years
  3. Maximum age of applicant at loan maturity: 70 years
  4. Gold jewelry should be owned by the applicant or any of the family members.
  5. Attractive interest rates
  6. Safety and security of your gold jewelry
  7. Flexible repayment options
  8. No hidden charges

Rate of Interest in Gold Loan Chapra

  1. The banks and NBFCs are giving the loans at a rate of 10.5% p.a. which is the minimum.
  2. The tenure of these loans is from 1 to 4 years.
  3. The pre-closure charges of these loans are in between 0% and 2% of the outstanding value of the loans.

Documents required:

  1. Proof of Identity - (Aadhar Card/Passport / Voter's ID / Driving License/PAN Card/Aadhar Card)
  2. Signature Proof (Passport /Driving License/Banker's verification)
  3. Address Proof- (Ration card /Driving License/ Voter's ID / Utility Bill (anyone within last 3months) / Registered Rental Agreement. / Credit Card Statement / Passport )
  4. Date of Birth Proof ( DrivingLicence / PAN Card / Passport / Birth Certificate / 10th / 12th mark sheet bearing a date of birth)
  5. 2 Passport size photographs

About Chapra

Chapra is a city in Bihar. To apply for a gold loan online visit www.dialabank.com and call on 9592046860.