Best Banks for Gold Loan in Hunsur
Feature |
HDFC Bank |
Private Bank |
Muthoot Finance |
Interest Rate |
9.90% |
10.50% |
12% |
Min Loan Amt |
Metro : 25000, Non : 15000 |
25000 |
15000 |
Max Loan Amt |
1 Cr |
1 Cr |
1 Cr |
Loan Tenure |
3 months to 24 months |
9 months to 24 months |
1 month to 24 months |
Processing Fee |
0.25% to 1.50% of the Loan Amt |
0.25% to 1.50% |
Nil |
Preclosure Chgs |
2%, Nil foreclosure charges after 3 months |
2%, Nil foreclosure charges after 9 months |
Nil |
Overdraft Facility |
Yes |
Yes |
Yes |
Pay Only Interest Facility |
Yes |
Yes |
Yes |
Gold Rate Per Gram |
2500 |
2600 |
2700* |
Gold Loan Hunsur Features
Looking for some additional money?
Dialabank has brought the best proposals of Gold Loan for you!
A gold loan is made sure about and gets cash furnished within 2-3 hours with less paperwork work necessity.
The financial guide is given at extremely low-loan fees. A decent pay source is essential.
Due to the fluctuated costs, the credit is given up to 75% market estimation of gold.
Gold Loan Rate Per Gram Today in Hunsur
Gold Loan Per Gram details are mentioned below:
Updated - Gold Loan Per Gram Rate w.e.f Apr 24 2024 |
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| Gold Weight | Gold Purity 24 Carat |
Gold Purity 22 Carat |
Gold Purity 20 Carat |
Gold Purity 18 Carat |
| 1 gram | 4621 | 4290 | 3900 | 3510 |
| 10 gram | 46210 | 42900 | 39000 | 35100 |
| 20 gram | 93600 | 85800 | 78000 | 70200 |
| 30 gram | 140400 | 128700 | 117000 | 105300 |
| 40 gram | 187200 | 171600 | 156000 | 140400 |
| 50 gram | 234000 | 214500 | 195000 | 175500 |
| 100 gram | 468000 | 429000 | 390000 | 351000 |
| 200 gram | 936000 | 858000 | 780000 | 702000 |
| 300 gram | 1404000 | 1287000 | 1170000 | 1053000 |
| 400 gram | 1872000 | 1716000 | 1560000 | 1404000 |
| 500 gram | 2340000 | 2145000 | 1950000 | 1755000 |
Gold Loan in Hunsur Interest Rates and Charges
Details on Gold Loan Rate of Interest are mentioned below:
|
Feature
|
Gold Loan
Interest Rate
|
Processing Fee
|
Tenure
|
| HDFC Gold Loan | 9.90% | 0.25 % - 1.50% | 3 - 24 Month |
| Private Gold Loan | 10.50% | 0.25 % - 1.50% | 9 - 24 Months |
| Axis Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 24 Months |
| Yes Bank Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 36 Months |
| SBI Gold Loan | 9.50% | 500/- to 0.50% | 6 - 36 Months |
| Kotak Gold Loan | 11.00% | 1% to 2% | 9 - 24 Months |
| IIFL Gold Loan | 12.00% | Nil | 3 - 11 Months |
| Muthoot Finance Gold Loan | 12.00% | Nil | 1 - 24 Months |
| Manappuram Gold Loan | 12.50% | Nil | 6 - 12 Months |
| PNB Gold Loan | 11.00% | 0.70% to 1% | 6 - 12 Months |
| Canara Bank Gold Loan | 10.75% | 1 % | 6 - 12 Months |
| IndusInd Bank Gold Loan | 11.50% | 1% - 1.5% | 9 - 24 Months |
Gold Loan in Hunsur Documents Required
- Proof of Identity Voter’s ID card/Passport Copy/ Driving License/Aadhaar card- any 1.
- A Signature proof Driving License/Passport Copy/Banker’s verification/cheque- any 1.
- 2 Passport-sized photographs.
- Address proof Telephone or Electricity Bill/ Ration card/ Rental bill/ Passport copy/Sales Tax certificate/Trade license/Shop & Est License-any 1
Additional Documents Required for Gold Loan in Hunsur
- Proof of Income via a Salary Certificate and Form No.16.
- Land Proof for Agricultural Loan exceeding Rs. 1 lac; not necessary for allied agriculture purposes.
- A Demand Promissory Note.
- A Certificate received by jewel appraiser which bank arranges.
Gold Loan in Hunsur Eligibility Criteria
Age limit lies between 21-60 years with compulsory Indian Nationality.
How to Apply for Gold Loan in Hunsur
Online Process to Apply for Gold Loan in Hunsur
We recommend Private, Axis, HDFC and others to apply for a loan or reach Dialabank online by filling up simple user-friendly form details.
In a short time, you will receive a call from our highly trained representatives in Hunsur. Also, Dialabank provides you with pick-up facility of your documents from your door.
Further information can be obtained at +919878981166.
Dialabank is well-rated among its customer base as:
- Dialabank is the first financial helpline in India providing the best known financial services to its customers in the country.
- Dialabank charges no additional cost of applying for a gold loan online on the website given below.
- You can get a high Loan-to-Value (LTV) of your gold with us.
- Dialabank is connected to HDFC, Private, Axis, Muthoot, Yes bank and a lot more of them.
- Applying for a gold loan on Dialabank will get low Gold Loan Interest Rates.
- Besides that, the bank has a high reputation among its customers because of its best and fast procedures.
- Dialabank provides a facility of document pickup from the applicant’s doorstep to ease everything for you.
- Processing your gold loan through Dialabank requires minimum paperwork/documents.
- Finally, Relationship managers are highly trained to guide and serve you in the entire process of Gold Loan approval.
Offline Process to Apply for Gold Loan Hunsur
Alternately, the applicant can refer to the offline method of application by searching ‘Gold Loan near me’ or ‘Gold Loan Hunsur’ on google. The closest bank branches and finance companies providing loans near your location, then select them according to your preference and knowledge. However, Dialabank can do that for you easily.
But if you choose to go with a physical branch which is near you, you might have to visit the responsible departments to apply for the loan, again and again, before than loan gets finally approved as it is a complex process. However, some banks and finance companies can approve the loan process faster. Our recommendations are HDFC Gold Loan branches and Muthoot Gold Loan branches. Dialabank can do this even faster by handling all complex processes.
Processing Fees / Prepayment Charges on Gold Loan Hunsur
CIBIL Score Required for Gold Loan Hunsur
No CIBIL score is required for Gold Loan, it is just a gold article you need to have.
A good CIBIL score is a must before applying for a loan other than a gold loan, which a foundation for your application. Every lending institution has its own criteria for the minimum required CIBIL score for processing a Loan application in Hunsur. Generally, most of the institutions require a minimum CIBIL score of 750 to process your loan application.
Many firms also look at the detailed behaviour on the previous loans taken by you, including details on the type of loan and the loan amount, payment schedules and if all deadlines are met while repayment. CIBIL score should be good before applying for a loan is always a good deed.
Gold Loan Hunsur Agents and Contact Number
Dialabank is a reliable Gold Loan Agent all across Hunsur. Either apply online on the website Dialabank or reach us at 9878981166.
Our workers are glad to serve you with the whole cycle. We present before you examination subtleties between a few bank and NBFCs to profit the best interchange for you and you need not stress over the intricate cycle.
Contact 9878981166 for instant help and get quick approval of your Gold Loan in Hunsur.
Pre Calculated EMI Table for Gold Loan Hunsur
About Hunsur
Hunsur is a headquarters of the Hunsur Taluk administrative division in Mysore district of Karnataka. The beautiful place is looked after by the Hunsur City Municipal Council which has a total of 31 wards.
