Gold Loan Pathsala

AT 0.75%* INTEREST RATE
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Gold Loan Pathsala

Major Gold Loan Providers in Pathsala

Feature HDFC Bank SBI
Muthoot Finance
Interest Rate 9.90% onwards 7% onwards 12% onwards
Min Loan Amt Metro : 25000, Non : 15000 25000 15000
Max Loan Amt 1 Cr 1 Cr 1 Cr
Loan Tenure 3 months to 24 months 9 months to 24 months
1 month to 24 months
Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
Overdraft Facility Yes Yes Yes
Pay Only Interest Facility Yes Yes Yes
Gold Rate Per Gram 3066 3073 3073

Gold Loan Pathsala Features

Running cashless? An answer needed?

Dialabank is there to assist you out. We have a secured loan that can be given in merely 2-3 hours. That is GOLD LOAN!

Gold loan Pathsala requires so limited paperwork and financial supervision is given at affordable interest rates. For getting a gold loan, the appellant must have a good civil score, it will make your verification procedure swift.

You will get a loan up to 75% of the market price of gold, this is due to inconstancy in the market prices of the gold.

Gold Loan Pathsala Interest Rates

Bank Interest Rate
HDFC Bank Gold Loan 9.9% to 14%
Axis Bank Gold Loan 10.50% to 16%
Private Bank Gold Loan 10.75% to 16%
SBI Gold Loan 9.5 % to 13%
Kotak Gold Loan 11% to 14%
IIFL Gold Loan 9.24% to 24%
Muthoot Gold Loan 12% to 24%
Manappauram Gold Loan 12% to 26%
PNB Gold Loan 10.05% to 16%
Canara Bank Gold Loan 9.75 % to 13%
Andhra Bank Gold Loan 10.70% to 16%

Documents for Gold Loan Pathsala

  1. At least one Signature Proof from the following: Passport Copy/Driving License/Banker’s verification/cheque.
  2. At least one Proof of Identity from the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
  3. Passport size photographs: 2
  4. At least one Address Proof from the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.

Additional Documents Required for Gold Loan Pathsala

  1. Proof of income{Salary Certificate and Form No.16}
  2. A note of Demand Promissory.
  3. Certification of the Jewel Appraiser (Arranged by the bank).
  4. Proof of Land {In case of Agriculture Loan of more than Rs 1 lakh. No proof is required for allied farming purposes}.

Eligibility Criteria for Gold Loan Pathsala

  1. Proof of income{Salary Certificate and Form No.16}
  2. A note of Demand Promissory.
  3. Certification of the Jewel Appraiser (Arranged by the bank).
  4. Proof of Land {In case of Agriculture Loan of more than Rs 1 lakhs. No proof is required for allied farming purposes}.

Eligibility Criteria for Gold Loan Pathsala

  1. The minimum and maximum age of the individual should be 21 years and 60 years respectively.
  2. Individuals must be having Indian Nationality.

GOLD LOAN @ 0.75%*

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How to Apply for Gold Loan Pathsala

Online Process to Apply for Gold Loan Pathsala

You can also apply for the Gold Loan at Dialabank. For that purpose, you have to fill an online form. Then, you will get a call from our representative.

For more info, call on 9878981166 anytime.

Dialabank is the most reliable floor for appealing gold loans online. There are so many visions for that, some of them are:

  1. Dialabank provides the best business assistance to all its clients.
  2. Dialabank escorts the clients without imposing any supplementary expenses and also for applying online on the website of Dialabank.
  3. If applying via Dialabank, You will get a high LTV of your gold and at very low interest rates.
  4. The bank has immeasurable respect among the patrons because of its amazing and prompt services.
  5. Gold loan Pathsala expects very little paperwork.
  6. In the last, the Relationship managers are trained quite well to manage and serve you in the entire process of Gold Loan.
Offline Process to Apply for Gold Loan Pathsala

The person can apply for gold loan in local branches too. For that, the person has to search himself via google and enlist all the branches and finance companies and select according to his preference. However, there is a risk of executing the incorrect decision. So, instead of wasting a lot of time, just give your work to Dialabank. We will do all the things easily and quickly that too free of cost.

Processing Fees / Prepayment Charges on Gold Loan Pathsala

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
Private Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Pathsala

Every leading institution requires a good CIBIL score( minimum: 750)  for processing a Gold Loan application in Pathsala.

Other than that, Details of the previous loan are to be informed like: the type of loan taken and the amount borrowed. Any delays in payments can lead to the barrier to new loan processing.

So keep these two things in mind before applying.

Gold Loan Pathsala Agents

The best gold loan agent in Pathsala is Dialabank. You can apply online at Dialabank or contact at 9878981166.

Dialabank helps you to find the best option so that, you get the most out of everything. You can fill the form now to get the best services.

Gold Loan Pathsala Contact Number

Call 9878981166 and get instant help and approval for Gold Loan in Pathsala right now.

Pre Calculated EMI Table for Gold Loan Pathsala

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Pathsalagold loan Pathsala

Pathsala is a little village and is a division headquarter in Bajali district, Assam. It had a population of 11,242; according to the 2011 census.

The town is famous for its mobile drive-ins.

Other Cities for Gold loan in Assam

Gold Loan Bishnupur Gold Loan Sitamarhi
Gold Loan North Lakhimpur Gold Loan Banka
Gold Loan Gaya Gold Loan Begusarai
Gold Loan Patna Gold Loan Bhagalpur

Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.