Major Gold Loan Providers in Pattukottai
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Pattukottai Features
Out of cash? And thinking of the solution?
Dialabank is there in your service! GOLD LOAN is the answer!
This loan can be easily applied as very little paperwork is required. It is a secured loan and gets easily approved in 2-3 hours after the verification procedure is done.
Gold Loan Pattukottai provides financial aid to the applicant at quite genuine interest rates. To get a gold loan, the applicant must have a good income source, that makes the verification process faster.
The loan will be provided up to 75% of the market price of gold. This is due to the reason that the market price of gold changes from time-to-time.
Gold Loan Pattukottai Interest Rates
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documents for Gold Loan Pattukottai
- Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque (any 1 of them)
- Address Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate(any 1 of them)
- Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhaar card(any 1 of them)
- Two passport sized photographs.
Additional Documents Required for Gold Loan Pattukottai
- Income Proof: Salary Certificate and Form No.16
- A Demand Promissory Note.
- Certificate by the Jewel Appraiser (Bank will arrange on its own).
- Land Proof: If you are applying for an Agriculture Loan of more than Rs. 1 lac. [The proof is not essential for allied agriculture purposes]
Eligibility Criteria for Gold Loan Pattukottai
- The applicant’s nationality must be Indian.
- The minimum age of the individual: above 21 years and the maximum: up to 60 years.
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Pattukottai
Online Process to Apply for Gold Loan Pattukottai
Apply for the Gold Loan at Dialabank with full ease.
Just go to the above given online portal and fill the online form with all the required details.
Then our representative will call you in some time and provide all the necessary details and fix a meeting to verify your documents.
For any queries regarding the gold loan, feel free to contact our team on 9878981166 anytime.
Dialabank is the best platform for applying for gold loans online. There are a number of benefits as described below:
- Dialabank is India’s first economical helpline that provides amazing client services to every customer in the country.
- While applying online on Dialabank, very little file work is prescribed.
- Dialabank helps customers without any charge. We don’t charge any additional fees from the customer for administering for a gold loan on the network of Dialabank.
- The most necessary thing is that you will get a high LTV of your gold.
- Moreover, the bank has a good prominence amongst the customers because it provides quick handy services.
- If you are applying for a gold loan on Dialabank, then you can get a low interest rate.
- After all, the communication executives are trainehttps://www.dialabank.com/gold-loan/gold-loan-interest-rate/d energetically to guide and help you in the entire proceeding of Gold Loan.
Offline Process to Apply for Gold Loan Pattukottai
The applicant may prefer to apply for the loan in local branches too. For that, the applicant needs to search for GOLD LOANS NEAR ME on google.
Then he/she will have to analyze and go through all the details and then come to a conclusion. But Dialabank will do this full practice quicker and in a very easy manner. So instead of wasting ample time searching and finding the best choice, put your assignment on Dialabank without thinking much that too free of cost. We are all time available as your top guide.
Processing Fees / Prepayment Charges on Gold Loan Pattukottai
CIBIL Score Required for Gold Loan Pattukottai
A good CIBIL score is the most beneficial segment of your Gold loan practice. This is a very important requirement for every leading foundation. 750 is the minimum CIBIL score for most of the institutions.
Along with that, the information of the previous loans is also required. You have to submit all the details like- the type of loan and the loan amount borrowed. Any kind of setback in the previous payments will act as a hurdle to your loan. So keep these things in mind before applying for a loan.