HDFC Gold Loan Sirhind

Why would you like to go for a Gold Loan when you have various options for other type loans? If you’re aware of different types of loans then we no need to explain but being a fresher if you’re going to apply for a gold loan then the first thing you will relish is its liquidity option which permits you to repay the full loan sum anytime with no carrying the botheration of foreclosure charges. HDFC Gold Loan is one of the finest options which offer you low-interest rate with minimal documentation and lengthy process. If you’re residing in Sirhind then rush to your nearby HDFC branch or we can make things easier for you, instead of wasting your time by visiting branches physically step ahead to Dialabank.com. One platform from where you get complete detail of each and every bank.

The interest rates that HDFC Bank charge from you under its Sampoorna Bharosa Gold Loan (Complete Trust Gold Loan) vary depending on the tenure of your loan, sum and you (borrower). Recent rates run between 9.70% per annum and 20.18% per annum, with your gold’s quality. The average rates that have been charged by HDFC Bank reside in the range of 12 to 13% per annum. The bank gives special rates to women and clients those who’ve already used their products and services. Before applying for a loan once takes a glimpse the current rates as well (in case the bank has made any change).

HDFC Gold Loan Eligibility Criteria

  • Income: Candidate should have enough salary so he/she can repay the loan sum
  • Security: Candidate can get this loan only on offering their gold as security

Only essential KYC documents for residence proof and pay evidence required. The bank doesn't expect you to present your income proof or doesn't check your CIBIL score for providing a gold loan. Only KYC (Know Your Customer) documents for residence proof and income proof required. The bank doesn’t expect you to present

  • Identity proof: PAN Card, Driving License, Passport, Voter’s ID Card, Aadhar Card
  • Address proof: Election /Voter’s ID Card, Aadhar Card, Rent Agreement, Utility Bills, Bank Statement

Purpose

You can avail this loan for any personal or business purpose but HDFC prohibiting the use this loan to buy gold, land or any risky purpose. If you’re looking for instant funds then Gold Loan is one of the finest options for you.