Two Wheeler Loan Ghaziabad

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Two Wheeler Loan Ghaziabad

Best/Top Banks for Two Wheeler Loan Ghaziabad

Feature
HDFC Bank
Private Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Two Wheeler Loan Ghaziabad FeaturesTwo Wheeler Loan Ghaziabad

 

Conscious about buying a brand new Two-Wheeler? But don’t have the requisite funds for it? Just don’t panic! There is indeed a Two Wheeler loan for you as well. A Two-Wheeler loan is a method of investment or financial help given to customers by banks and NBFCs at a decent interest rate to facilitate them owning a new or used Two Wheeler.

As all Two Wheelers seem to be essential for all, but Two Wheeler prices are increasing quickly nearly every day. And that’s where it plays a part in a Two Wheeler loan and embraces your wish to be the buyer of your dream Two Wheeler.

Apply For Two Wheeler Loan

The key elements of a Ghaziabad Two Wheeler loan are:

  • Two Wheeler loans are provided at low interest
  • Roughly all the financial companies and NBFCs in Karnataka deliver Two Wheeler loans
  • The reporting method is quick with little to no troubles
  • Two Wheeler lending is convenient to get around by DialaBank

Two Wheeler Loan Ghaziabad Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
Private Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of foreclosure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

To check Two Wheeler Loan Interest Rate for all major banks, you can visit: Two Wheeler Loan Interest Rate

Two Wheeler Loan Ghaziabad Documents Required

Click here to know more about Two Wheeler Loan Documents Required

For Salaried:-

  • Check of individuality: PAN I d, Voters ID Card, Passport Print, Driving License
  • Evidence of income: a current slip of 3 months’ earnings with form 16
  • Proof of Residence: Life Insurance / Driving permit / Passport Copy / Electricity Bill / Ration Ticket / Telephone Bill / Voters Card / PAN Card
  • Bank assertion: Last six months.

For Self Employed:-

  • Proof of Individuality: PAN Card, Passport copy, Driving License, Voters ID card
  • Statement of Bank: Previous 6 months.
  • Income Proof: Latest ITR
  • Residence Proof: Voting Card / Driving License / Telephone Bill / PAN Card / Life Insurance Policy / Passport Copy

Two Wheeler Loan Ghaziabad Eligibility Criteria

Click here to know more about Two Wheeler Loan Eligibility

For Salaried:-

  1. Age as Minimum: 21 years
  2. Maximum age at the expiration of loans: 65 years
  3. Minimum annual wage: net total profits rs 1,00,000
  4. Minimum work: 1 year in the present job and 2 years at least

For Self-Employed:-

  1. Early age: 21
  2. Age restriction at repayment of the loan: 65 years
  3. Least job growth: minimum of 3 years in business
  4. Estimated yearly earnings: Rs. 60,000 p.a. net profit for normal Two Wheeler and Rs.1,00,000 p.a .. For superior and medium-sized Two Wheeler

How to Apply for Two Wheeler Loan in Ghaziabad?

The issuing of a Ghaziabad Two Wheeler loan is a straightforward procedure with DialaBank. Follow the given steps down to get the great offers:

  • Access our Dialabank webpage
  • Select for a Two Wheeler lease in the window
  • Fill out both the particulars of the Two Wheeler category and your revenues
  • Register for our engagement advisor to get in agreement with you on your given phone at the earliest.
  • In case of any clarification affecting the loan, you could also notify our managers on the phone at 9878981166.
  • You will either have to visit the bank physically to enjoy the benefits of a Two Wheeler loan remotely, which can also turn out as being rough for you.

Two Wheeler Loan for Major Two Wheeler Manufacturers in Ghaziabad

Processing Fees / Prepayment Charges on Two Wheeler Loan Ghaziabad

CIBIL Score Required for Two Wheeler Loan in Ghaziabad

The Cibil score is labelled what distinguishes the means to pay off debts. A relatively high credit report implies excellent credit and helps the approval process for a Two Wheeler loan straightforward and easy to obtain. Almost all of the time, banks and NBFCs recommend a payment history of 750 and above to be a successful score to allow your Ghaziabad loan online application.

Additional next scoring may differ from bank to bank. You might be obligated to pay a higher interest rate on the mortgage value in place of poor Credit scores than the measured value, and if your CIBIL score is better, then you’ll have to bear a lower rate of interest. Hence a CIBIL score in a Two Wheeler loan is an important component.

Two Wheeler Loan Ghaziabad Contact Number

In case of any doubts involving the Ghaziabad Two Wheeler finance, you can get in touch for any cooperation on number 9878981166.

Pre Calculated EMI Table for Two Wheeler Loan Ghaziabad

Rate 4 yrs 3 yrs 2 yrs 1 yr
11.83% 2625 3313 4699 8876
12.00% 2633 3321 4707 8884
12.50% 2658 3345 4730 8908
13.00% 2682 3369 4754 8931
13.50% 2707 3393 4777 8955
14.00% 2732 3417 4801 8978
14.50% 2757 3442 4824 9002
15.00% 2783 3466 4848 9025
15.50% 2808 3491 4872 9049
16.00% 2834 3515 4896 9073
16.50% 2859 3540 4920 9096
17.00% 2885 3565 4944 9120

About Ghaziabad

Ghaziabad is a district in Uttar Pradesh and is a component of Delhi’s National Capital Region ( NCR). The cultural environment that it delivers is a major feature of one of the most diverse cities in the country, Ghaziabad—rated among one of the fastest-growing cities. Ghaziabad serves you the meal that will flood your stomach. Here the food is as rich as humans.

Two Wheeler Loan EMI Calculator

FAQs for Two Wheeler Loan:

✅ Why should I apply for a Two Wheeler Loan in Ghaziabad?

Owning a Two Wheeler in Ghaziabad can make you feel confident and independent. However, paying for it out of your own pocket can make it a financial burden for you, and the Ghaziabad Two Wheeler loan helps you pay for the vehicle through easily affordable monthly payments.

✅ Can a Two Wheeler loan from Ghaziabad fund my vehicle purchase completely?

Most banks in Ghaziabad offer to fund up to 85% or even 90% of the vehicle cost. However, few lenders in Ghaziabad even fund for the 100% amount but charge some additional costs and add some conditions to it.

✅ What costs will a Two Wheeler loan Ghaziabad cover?

A Two-Wheeler loan from Ghaziabad will cover the registration charges, insurance, as well as accessories. You can get even more benefits in Ghaziabad if your bank has a tie-up with a particular Two Wheeler company.