The HDFC Bank provides a gold loan in Patiala at very low rates of interest. The bank is very reliable. The bank is serving the county since 1994. Headquarter of the bank is in Mumbai.HDFC Bank provides a gold loan in almost every city. So for the applicants of Patiala HDFC Bank provides a gold loan at very easy rates of interest. HDFC Bank is a very renowned bank in India and provides financial good s and services to the customers.
About Gold Loan
Gold loan is a basic and major product provided by the HDFC Bank to the customer at very low rates of interest to fulfill their financial needs. It is a secured loan where the bank takes the gold ornaments of the customer as a security and returns them back when the customer returns the loan amount back with the rates of interest.
Forms of Gold
- Gold Coins (weigh less than 50 grams)
- Gold Jewelry
- Gold Bars
Security of Gold
The security of the gold ornaments of the customer is in the hands of the bank completely. The pledged gold of the customer will be held in the fireproof security in the bank’s locker.
HDFC Gold Loan Patiala Eligibility
- The applicant should be older than 18 years.
- After that, the maximum age of the applicant should be 65 years.
- The applicant should be a resident of India; he/she should have Indian citizenship.
- The applicant should have gold weigh more than 10 grams at least.
HDFC Gold Loan Patiala Documentation
The HDFC Bank offers very simple documentation work. Basically, three documents are required mainly in an HDFC Gold loan.
- First of all, an Identity Proof is a major document that is mandatory in HDFC Gold loan.
- After that on proof of residence is also required in an HDFC Gold Loan.
- Besides that three colored photographs of the applicant are needed to complete the documentation process.
- The proof of identity can be an Aadhaar Card/PAN Card/ Voter ID card/Passport/Driving License.
- The residence proof can be Aadhaar Card/PAN Card/ Voter ID card/Passport/Driving License/Ration Card/Electricity and Water Bills of last three months with the name of the applicant.
HDFC Gold Loan Patiala Interest Rate
The rate of interest starts at 10.50% per Annum. It can be changed from time to time.
How to Apply?
A person can easily apply for an HDFC Gold Loan online www.dialabank.com.
You can also call on 9592046860 for more information.
Gold Loan Bank Interest Rate
|Bank||Interest Rates||Processing Fee||Loan Tenure||Loan Amount|
|HDFC Bank Gold Loan||10.00% - 14.50%||1.50%||3 - 24 months||Rs.25k- Rs.1 Cr.|
|ICICI Gold Loan||10.00% - 16.10%||1.80%||6 - 36months||Rs.10k- Rs.1 Cr.|
|Muthoot Finance Gold Loan||18.00% - 24.00%||1.85%||3 - 24 months||Rs.15k-Rs.1Cr.|
|Axis Bank Gold Loan||14.50% - 17.00%||2%||3 - 24 months||Rs 18k-Rs. 1 Cr.|
|Manappuram Gold Loan||19.00% - 26.00%||1.60%||1 - 24 months||Rs.10k-Rs.1 Cr|
|Yes Bank Gold Loan||10.00% - 15.99%||1.60%||6 - 36 months||Rs.18k-Rs. 1 Cr.|
|Bank of India Gold Loan||19.00% - 26.00%||1.80%||3 - 24 months||Rs.10k- Rs.15 Lakh|
|Federal Bank Gold Loan||11.75% - 13.50%||2%||6 - 36 months||Rs.18k- Rs.50 lakh|
|IIFL Gold Loan||12.00% - 12.00%||1.90%||3 -24 months||Rs.10k-Rs. 15 Lakh|
|Central Bank of India Gold Loan||12. 90% - 14.65%||1.85%||3 - 24 months||Rs.10k- Rs.20Lakh|
|Canara Bank Gold Loan||12.65% - 12.65%||2%||6 -24 months||Rs.15k-Rs.1Cr|
|Andhra Bank Gold Loan||11.70% - 10.45%||1.99%||6 - 36 months||Rs.10k- Rs.1Cr|
|Induslnd Bank Gold Loan||11.15% - 15.75%||1.85%||3 -24 months||Rs.15k- Rs.1Cr|
|PNB Gold Loan||10.75% - 11.75%||1.95%||3 - 24 months||Rs.10k-Rs.1Cr|
|Bajaj Finance Gold Loan||14% - 26%||1.90%||6 - 36 months||Rs.15k-Rs.15Lakh|
|Bandhan Bank Gold Loan||11.5% - 14.5%||2.08%||3 - 24 months||Rs.10k-Rs.1Cr|
|DCB Bank Gold Loan||14% - 16%||2%||3 - 24 months||Rs.10k-Rs. 15Lakh|
|SBI Gold Loan||11.05%-15%||0.50%||3 - 36 months||Rs.20k-Rs.20Lakh|
|Indian Bank Gold Loan||10.00% - 15.99%||1.66%||6 - 36 months||Rs.18k-Rs.50 Lakh|
|UCO Bank Gold Loan||19.00% - 26.00%||1.82%||3 - 24 months||Rs.10k- Rs.15 Lakh|
|Kotak Mahindra Bank Gold Loan||11.75% - 13.50%||2%||6 - 36 months||Rs.18k- Rs.50 lakh|
|Syndicate Bank Gold Loan||12.00% - 12.00%||1.90%||3 -24 months||Rs.10k-Rs. 15 Lakh|
Major Cities where HDFC Bank provides Gold Loan
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