The gold loan can be a savior for you in case of any financial crises. Muthoot is a non-banking financial company that provides gold loan almost in every corner of the country at easier rates of interest. Furthermore one can get a gold loan online. Besides all these the person gets the gold loan with less documentation work. One important thing of the gold loan is that gold loan online application saves the time of the customer a lot.
Why one should apply for Muthoot Gold Loan Jajpur?
First of all the company provides a gold loan at lowest rates of interest.
After that, the time of approval for the loan is very less. You get approval on the same day of application.
Besides that, the gold ornaments of the customers are kept in the tight security.
Features of Gold Loan Jajpur
- First of all the approval time is very less in the Muthoot Finance Gold Loan.
- After that, the process is hassle-free and easy.
- Furthermore, the processing fees are very less in the Muthoot Gold Loan.
Eligibility for Muthoot Gold Loan
- First of all the minimum age required for the applicant should be 18 years.
- After that, it is necessary that the applicant is a citizen of India.
- Besides that, the applicant should have at least 10 grams of gold to get a gold loan.
- There are some basic documents are required in the Muthoot Finance Gold Loan
- First of all one ID Proof is needed to apply for a Gold Loan. (Aadhar Card/ PAN Card/ Voter ID Card/ DrivingLicense/Passport)
- After that one proof of residence is required to get a Gold Loan. (Aadhar Card/ PAN Card/ Voter ID Card/ DrivingLicense/Passport/ Ration Card/ Utility Bills)
- Two passports sized colored photographs
Why Muthoot Finance Gold Loan?
- First of all the rates of interest are very low.
- After that, the process of application for the gold loan is very simple.
- Beside all these, the Gold Loan amount gets disbursed very fast.
- The rate of interest is 11% onwards. It depends on the tenure of your loan.
- For the tenure of the loan is one month then it is 12%.
- Furthermore more than one month and less than three months, it is 15% onwards.
- Besides that, for 3 to 12 months it is 20% onwards.
- For the period of more than 12 months, the rate of interest is 21% onwards.
The company charges a minimal amount of processing fees to the customers but it can be a maximum 1% of the amount of the loan sanctioned.
Furthermore, Muthoot Finance does not charge any foreclosure fee.
Quality of the Gold
The gold ornaments that you are pledging to the bank should be of 18 to 22 carats. Gold of quality 24 carats is not accepted.
How much amount do you get?
Generally, a customer can get 75% LTV in Muthoot Finance gold loan. There can be little bit variations in this.
How to Apply?
Visit www.dialabank.com and apply online.
First of all the loan gets approved quickly.
After that, the rates of interest are very easy and reasonable.
Jajpur is a city in Odisha and a historic place for pilgrims.