Are you looking for a smaller amount for a short term period? Then consider applying for a Personal Loan. It is an unsecured loan, and there is no need to place any asset as collateral. You can utilize the loan to serve many purposes like meeting wedding expenses, educational goals, purchasing a vehicle and many more.

Why one should choose Personal Loan Srinagar

  1. Multipurpose loan: The Loan amount can be used to handle almost all financial problems of life.
  2. Less Paperwork: It requires less documentation.
  3. No security required: It does not require any collateral.
  4. Simple procedures: It is a simple loan scheme as there is no process to check the collateral.

Interest Rates Personal Loan Srinagar


State Bank of India

Axis Bank

 13 %

13.5 %

14 % - 24 %





Eligibility Criteria for Personal Loan Srinagar


  1. Minimum age: 21 year
  2. Maximum age: 60 years
  3. Net monthly income: Rs. 15,000
  4. Minimum Experience in the current job: 1 year

* In the case of Super A company minimum experience in current job: 3 months


  1. Minimum age: 25 years.
  2. Maximum age: 65 years.
  3. Minimum annual turnover: Rs. 20 lakh
  4. Total experience in business: 5 years

Documents Required  for Personal Loan Srinagar


Salaried Individual

Self Employed Individual

Latest 6-month bank statements

Latest 6-month bank statements

Last 2-months salary slips

Last 2 years Balance Sheet

Last 2 year Form 16

Last 3 Years ITR

Photocopy of Pan Card

PAN Card photocopy

Residence & Address Proof

Residence & Address Proof

2 passport size photographs

2 passport size photographs


Apply for Personal Loan Srinagar

Anybody can apply for Personal Loan online in 2 minutes.

  1. Visit
  2. After that, apply for a Personal Loan online.
  3. Enter your contact number so that we can contact you back.
  4. Dialabank is the best platform to apply for a personal loan as you will get a loan at affordable rates of interest.

Benefits of getting a Loan through Dialabank

  1. Lower interest rates (up to 10.75 percent depending upon the candidate’s credit profile)
  2. Quick Approval in 2 hrs.
  3. Easy Documentation and flexible loan tenure.
  4. Get a dedicated helpline for your loan enquires.

Give us a call on +91-98789-81166 or 033-60011600

About Srinagar

Srinagar is better known as the summer capital of Jammu and Kashmir located in the Kashmir Valley. The city is famous for its gardens, lakes, and houseboats. It is renowned for traditional Kashmiri handicrafts and dry fruits.

Special Note: Bank does not provide Personal Loan to poor credit holders. However, one can fulfill their financial requirement with a Gold Loan easily.





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Call us on 9878981166

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