About Gold Loan Bandra
Major Gold Loan Providers in Bandra
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Bandra Features
Want to start a new Business but running out of cash?
No idea what to do?
No need to take tension, as Dialabank is providing you a financial aid through Gold Loan on the affordable interest rate and with less paperwork.
And also your will get approved within 48 after the verification.
All you need is a rigid and good source of Income and healthy credit history.
Dialabank helps you to find the best Gold Loan Interest Rate and tenure options as per your needs.
Furthermore, you can get a loan up to 75 per cent of the market value of gold, this is due to fluctuation in the market price of the gold.
Gold Loan Per Gram valuation is also an important element of a gold loan as it the basis of the calculation of the loan amount.
Gold Loan Bandra Interest Rates
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documents for Gold Loan Bandra
Proof of Identity in which you can show passport copy or Aadhaar card or voter ID.
Next, you need to show Address Proof which can be Tel or Electricity Bill, a rental bill or ration card or Sales Tax certificate
Also, Signature proof and 2 passport-sized photographs are required
Additional Documents
- Income Proof: Salary Certificate and Form No.16,
- Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes,
- A Demand Promissory Note,
and 4. Certificate by the Jewel Appraiser (Bank will arrange).
Eligibility Criteria for Gold Loan Bandra
- The minimum age of the individual should be 21 years and maximum up to 60 years.
- Must be having Indian Nationality.
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Bandra
Online Process to Apply for Gold Loan Bandra
- First, visit the site of Dialabank
- Fill the simple form on the website
- Our team will call you back
- Documents will be picked from your doorstep
You can apply for the HDFC Bank Gold Loan at Dialabank.
You can call on 9878981166 anytime
Dialabank is considered as the best platform to apply for a gold loan online, because:
- Good reputation among the customers
- Fast and best service
- Country’s first financial helpline
- Low-Interest rate is available on Gold Loan
- Less paperwork required
- Trained relationship managers are always there to guide you
You can call on 9878981166 anytime
Offline Process to Apply for Gold Loan Bandra
Muthoot Gold Loan- offline available
HDFC Gold Loan- offline available
They are providing fast service also, but why to rush to the branch and also you have to visit those departments and apply for the loan and have to visit many times before than loan gets finally approved.
Whereas, Dialabank can do that for you in a quicker and better manner.
You can call on 9878981166 anytime
Processing Fees / Prepayment Charges on Gold Loan Bandra
CIBIL Score Required for Gold Loan Bandra
Good CIBIL score is required in both the online and offline process for the approval.
750 score is the min. you need for approval
Also, banks will look at the behaviour on the previous loans taken.
Delayed payments can create a problem while approval.
So maintain your score by checking it from time to time.
Customers can take a free CIBIL score check beforehand, for a better understanding of the loan processing system and get better terms on the loan.
You can call on 9878981166 anytime