Best Banks for Gold Loan in Richmond Road
|
Feature
|
Manappuram
|
Axis Bank
|
Yes Finance
|
|
Interest Rate
|
9.90%
|
12.50%
|
9.99%
|
|
Min Loan Amt
|
Metro : 25000, Non : 15000
|
25000
|
15000
|
|
Max Loan Amt
|
1 Cr
|
1 Cr
|
1 Cr
|
|
Loan Tenure
|
3 months to 24 months
|
9 months to 24 months
|
1 month to 24 months
|
|
Processing Fee
|
0.25% to 1.50% of the Loan Amt
|
0.25% to 1.50%
|
Nil
|
|
Preclosure Chgs
|
2%, Nil foreclosure charges after 3 months
|
2%, Nil foreclosure charges after 9 months
|
Nil
|
|
Overdraft Facility
|
Yes
|
Yes
|
Yes
|
|
Pay Only Interest Facility
|
Yes
|
Yes
|
Yes
|
|
Gold Rate Per Gram
|
3,124
|
3,073
|
3,069
|
Gold Loan Richmond Road Features
Do you face a shortage of money?
Just apply for the gold loan with Dialabank to overcome the crisis.
You can get the loan within 2-3 hours after the verification process. Also, requires the least paperwork.
Gold Loan Richmond Road is available at reasonable interest rates.
The applicant is required to have a good source of income and credit history to make gold loan approval faster.
Gold Loan Per Gram valuation is an important element of a gold loan as it the basis of the calculation of the loan amount and needs to be done with sincerity.
Additionally, you can get a loan up to 75 per cent of the gold price in the market, this is due to alterations in the market price of gold.
Gold Loan Rate Per Gram Today in Richmond Road
Updated - Gold Loan Per Gram Rate w.e.f Apr 20 2024 |
||||
| Gold Weight | Gold Purity 24 Carat |
Gold Purity 22 Carat |
Gold Purity 20 Carat |
Gold Purity 18 Carat |
| 1 gram | 4621 | 4290 | 3900 | 3510 |
| 10 gram | 46210 | 42900 | 39000 | 35100 |
| 20 gram | 93600 | 85800 | 78000 | 70200 |
| 30 gram | 140400 | 128700 | 117000 | 105300 |
| 40 gram | 187200 | 171600 | 156000 | 140400 |
| 50 gram | 234000 | 214500 | 195000 | 175500 |
| 100 gram | 468000 | 429000 | 390000 | 351000 |
| 200 gram | 936000 | 858000 | 780000 | 702000 |
| 300 gram | 1404000 | 1287000 | 1170000 | 1053000 |
| 400 gram | 1872000 | 1716000 | 1560000 | 1404000 |
| 500 gram | 2340000 | 2145000 | 1950000 | 1755000 |
Gold Loan in Richmond Road Interest Rates and Charges
|
Feature
|
Gold Loan
Interest Rate
|
Processing Fee
|
Tenure
|
| HDFC Gold Loan | 9.90% | 0.25 % - 1.50% | 3 - 24 Month |
| Private Gold Loan | 10.50% | 0.25 % - 1.50% | 9 - 24 Months |
| Axis Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 24 Months |
| Yes Bank Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 36 Months |
| SBI Gold Loan | 9.50% | 500/- to 0.50% | 6 - 36 Months |
| Kotak Gold Loan | 11.00% | 1% to 2% | 9 - 24 Months |
| IIFL Gold Loan | 12.00% | Nil | 3 - 11 Months |
| Muthoot Finance Gold Loan | 12.00% | Nil | 1 - 24 Months |
| Manappuram Gold Loan | 12.50% | Nil | 6 - 12 Months |
| PNB Gold Loan | 11.00% | 0.70% to 1% | 6 - 12 Months |
| Canara Bank Gold Loan | 10.75% | 1 % | 6 - 12 Months |
| IndusInd Bank Gold Loan | 11.50% | 1% - 1.5% | 9 - 24 Months |
Gold Loan in Richmond Road Documents Required
- Any 1 of the following as Identity Proof- Passport Copy/ Aadhar Card/ Driving License/ Voters ID Card.
- Any 1 of the following as Address Proof- Ration Card/ Electricity Bill/ Rental bill/ Passport Copy/ Trade & shop license/ Sales Tax Certificate.
- Any 1 of the following as Signature Proof- Banker’s verification/ Cheque/ Passport Copy/ Driving License
- Passport Size Photos- 2
Additional Documents Required for Gold Loan in Richmond Road
- Income Proof- Salary Certificate and Form No.16
- Certificate- The Jewel Appraiser (Bank will arrange).
- No Land Proof for allied agricultural purposes.
- Imperative: A Demand Promissory Note.
- When Agriculture Loan is exceeding Rs. 1 lac the land proof is required.
Gold Loan in Richmond Road Eligibility Criteria
- Minimum age of applicant- 21
- Maximum age- 60 years
- Nationality should be Indian.
How to Apply for Gold Loan in Richmond Road
Online Process to Apply for Gold Loan in Richmond Road
We recommend Private, Axis, HDFC and others to apply for a Gold loan or reach Dialabank online by filling up simple user-friendly form details.
In a short time, you will receive a call from our highly trained representatives in Richmond Road. Also, Dialabank provides you with pick-up facility of your documents from your door.
Further information can be obtained at +919878981166.
Dialabank is well-rated among its customer base as:
- Dialabank is the first financial helpline in India providing the best known financial services to its customers in the country.
- Dialabank charges no additional cost of applying for a gold loan online on the website given below.
- You can get a high Loan-to-Value (LTV) of your gold with us.
- Dialabank is connected to HDFC, Private, Axis, Muthoot, Yes bank and a lot more of them.
- Dialabank helps you to find the best Gold Loan Interest Rate and tenure options as per your needs.
- Besides that, the bank has a high reputation among its customers because of its best and fast procedures.
- Dialabank provides a facility of document pickup from the applicant’s doorstep to ease everything for you.
- Processing your gold loan through Dialabank requires minimum paperwork/documents.
- Finally, Relationship managers are highly trained to guide and serve you in the entire process of Gold Loan approval.
Offline Process to Apply for Gold Loan Richmond Road
Alternately, the applicant can refer to the offline method of application by searching ‘Gold Loan near me’ or ‘Gold Loan Richmond Road’ on google. The closest bank branches and finance companies providing loans near your location, then select them according to your preference and knowledge. However, Dialabank can do that for you easily.
But if you choose to go with a physical branch which is near you, you might have to visit the responsible departments to apply for the loan, again and again, before than loan gets finally approved as it is a complex process. However, some banks and finance companies can approve the loan process faster. Our recommendations are HDFC Gold Loan branches and Muthoot Gold Loan branches. Dialabank can do this even faster by handling all complex processes.
Processing Fees / Prepayment Charges on Gold Loan Richmond Road
CIBIL Score Required for Gold Loan Richmond Road
No CIBIL score is required for Gold Loan, it is just a gold article you need to have.
A good CIBIL score is a must before applying for a loan other than a gold loan, which a foundation for your application. Every lending institution has its own criteria for the minimum required CIBIL score for processing a Loan application in Richmond Road. Generally, most of the institutions require a minimum CIBIL score of 750 to process your loan application.
Customers can take a free CIBIL score check beforehand, for a better understanding of the loan processing system and get better terms on the loan.
Many firms also look at the detailed behaviour on the previous loans taken by you, including details on the type of loan and the loan amount, payment schedules and if all deadlines are met while repayment. CIBIL score should be good before applying for a loan is always a good deed.
Gold Loan Richmond Road Agents and Contact Number
Dialabank can be considered to avail Gold Loan in Richmond Road as we are expert agents in this arena. Visit Dialabank or contact 9878981166.
The readily available employees of Dialabank are glad to serve you anytime. Just visit our website and fill a simple user-friendly form so that we can get in touch with you.
Contact us at 9878981166 for help and get quick approval of your Gold Loan in Richmond Road.
Pre Calculated EMI Table for Gold Loan Richmond Road
About Richmond Road
Richmond Road is located in Bangalore, Karnataka state of India, which is a part of the Bangalore Cantonment area. Richmond Park and Johnson Market are the two most important landmarks of the city.
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