Being a woman is itself the fact that you are born as a natural financial planner. You carry a sense of discipline within you in order to maintain an equilibrium between expenses and savings. But there can be times when you actually feel that money you possess is getting wasted. This is the time when you actually need to pull up your socks and look for better financial plans to have a better and secured future. 
The financial planning could be prevalent for you if you are a carrier oriented women, a student who’s looking for options to save your pocket money, even if you are a homemaker, or planning to get married or have children, etc. If you fit into any of the above-listed criteria, you need to plan your finances in the best possible way. Just don’t deny the facts or give less importance to yourself and your money. You are a future bearer and trendsetter you need to have better and planned strategies for yourself and your family.
What exactly you need to do?
There’s one tendency in women that, they always stick to much conserved and usual saving methods similar to having a fixed deposit, recurring deposit, post office schemes, etc. undoubtedly, these schemes might save you money but at comparatively yield you low returns. 
Don’t leave what you have:
Even if you are a working woman or a homemaker you need to know what exactly you posses as a piece of saving and what all you can make out through it. If you have cash which is kept idle in your lockers, invest it in liquid mutual funds which would give you more returns than keeping it with you for no reason. You can liquidate your funds any time you feel without facing any penalties.
E-Gold investments:
Gold is every woman’s desire. But other than just being part of your routine jewelry it has a lot to offer. Using gold as a piece of investment has not delivered superior returns in the long run. So instead of buying physical gold, you can invest in the Electric form of gold such as Exchange Traded Fund and gold mutual funds keeping in mind not to invest more than 10% of the gold in your portfolio.
Crystal Clear Clarity of your Financial Goals:
This point goes off well with both men and women. Clarity of what you desire and expect is must when dealing with sensitive issues like the finances. You can never rely on a third person for having a balanced financial score. So it’ always better to have a word with your partner and discuss your financial whereabouts thus giving a clear view to each other about the expenses and savings in the coming future. You can also go for a financial advisor and discuss your plans and carefully execute them.
Diversifying your Investments:
As we know that today a huge financial market is being set up , so  we need to widen our horizons and switch out of the regular traditional methods of investments and work in a modern scenario to avail more benefits out of what actually we have and what can we build out of that. Don’t keep yourself bounded to traditional goods instead save 10%-20% short-term liquid funds for your convenience and rest of the investment could be made in high yielding goods such as equities, mutual funds, long-term bonds. Be into action till the time you desire and opt for methods that would give hikes to your savings.
Always remember that the life of a woman is long lasting than that of a man, so wake up and start living a fruitful life till it will last. Question yourself about your successes and your failures and find out the answer for yourself about what have you earned till date and what do you desire to aquire in future.