What is a Personal Loan?


 

A Personal Loan is an unsecured loan. It helps you meet your urgent money needs. Therefore, there is no need to give any security. We give the best loan offers on Personal Loan For Northeast Frontier Railway Employees. So, Apply online to book your personal loan now!


What is the Eligibility for Personal loan For Northeast Frontier Railway Employees?

Age Criteria 21-65 years of age.
Work Experience Min. 6 months in the current organisation. (Preferred)
Total Work Exp. a total work experience of 2 years (varies from bank to bank)
Min. Net Income At least, Rs. 15000/- per month.
(may vary depending upon your profile).
CIBIL 720 or more with a good credit history.

What are the documents needed for availing a Personal Loan?

Identity Proof Passport ; PAN card ; Aadhar Card ; Voter ID card ; Driving license.
2 Photographs.
Residential Proof Passport ; Driving License ; Voter ID ; Electricity bill. (Not older than 3 months)
Income Proof Latest 3 months’ income slip as well as 6 months’ bank account statement.
Also, Form 16 of last 2 years.
Age Proof Passport ; PAN Card ; Birth Certificate ; Employee ID Card.

Benefits on Personal Loan For Northeast Frontier Railway Employees?

1. Personal Loans For Northeast Frontier Railway Employees start at 12.25%.

2. Banks offer loans for pensioners at lowest rates for a tenure of upto 5 years until 75 years of age.


What are the Fees and Charges associated with a Personal Loan?

Processing charges Upto 2% on loan loan amount (Varies from bank to bank)
Pre-closure charges NIL to 5% on outstanding loan amount. ( Varies from bank to bank )

 

The Northeast Frontier Railway, is one of the 18 railway zones in India. Headquartered in Maligaon, Guwahati in the state of Assam, it is responsible for rail operations in the entire Northeast and parts of West Bengal and Bihar.

WIKIPEDIA

 

 

 


 

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