Are you having any financial troubles? Do not have funds to overcome it? If yes, then you can avail personal loan. It is a loan that can be availed without submitting any assets to the lenders. Moreover, the processing speed is very fast and can get approved within 2- 3 days.
Eligibility Criteria For Personal Loan Ankleshwar
Not everyone can get a personal loan. there are some criteria on the basis of them the bank provide a personal loan to the applicants. Let us discuss them.
There are two categories of the applicants.
There are different criteria for both categories. Let us see both of them one by one.
- First of all the age of the applicant should be more than 21 years.
- After that he/she should be earning Rs. 18000 per month at least.
- After that, the applicant should have the work experience of 3 years at least.
- After that he/she should be getting the salary in his/her bank account.
- The credit history of the applicant should be good.
- If the applicant is self-employed than his/her age should be 25 years at least.
- He/she should be filing ITR for last three years at least.
- His/her CIBIL score should be good.
- The ITR should be of Rs. 2.5 Lakhs per annum at least.
Documentation for Personal Loan Ankleshwar
There is a requirement of few documents to apply for a Personal Loan. These are:
- One Identity Proof is needed to apply for a Personal Loan. Aadhar Card/ PAN Card/ Voter ID card/ Driving License/Passport.
- After that one proof of residence is required. Aadhar Card/ PAN Card/ Voter ID card/ Driving License/Passport/Rent Agreement/Water Bills/ Electricity Bills.
- One income proof is also required. You can provide salary slips of last 6 month or bank account statements where you get your salary. If you are self-employed you have to provide you ITR statement of last three years.
- It is important to note that if you don’t get your salary in bank account then you are not eligible to apply for a loan.
Personal Loan Ankleshwar Interest Rates:
Personal Loan usually comes with an affordable interest rate. The starting interest rate of the Personal Loan is 10.75% per year; however, this rate keeps on changing time to time. Also, the interest rate varies person to person. It depends on your monthly salary or income.
A personal loan can be taken for different needs. If you need finance, you can borrow from financial institutions. There are different rules and criteria to get a personal loan. One must check its eligibility for getting loan amount. Personal loans are multipurpose finance options. There are various benefits of taking a personal loan online. You can avail a good deal by comparing offers and finalizing the best one as per your needs.
Benefits of Personal Loan
A Loan without any collateral or security: A Personal Loan is not a secured loan. Banks don’t ask for any security or collateral. So, there is no need of pledging collateral or security. It is purely given as per the customers' income.
- Simple Documentation: Personal Loans are simple and easy. You can get it with minimum documentation with a quick process. Banks need some basic documents of a borrower like identity proof, address proof, income proof, etc.
- Loan Amount: The amount can be ranging from Rs. 50,000 to Rs. 20 lakh.
- Quick Loan Approval: It is easily sanctioned within 48-72 hours without any hassle. After getting the documents, banks will do the verification of the given details and the loan will get disbursed within 24 hours of verification.
- Multipurpose finance: Personal loan can be used for various purposes i.e. in paying old bills, home improvements, wedding shopping, financing trips and many more.
- No Third party involvement: The loan is directly given to the borrower without the involvement of the third party. It is a relationship between the borrower and the lender.
- Hassle free: Getting a personal loan is now a hassle-free process. Online loan portals have made it more convenient and easy. You can get the loan amount in your account without stepping out of your place.
Avail the benefits of a personal loan by applying online. Get the best deal and lowest interest rates with quick approval. Call 60011600 or 9878981166.
Why one should opt for a personal loan in Ankleshwar?
- No need of a cosigner
- Faster Loan approvals
- All purpose loan
- Collateral free loan
- Quick and hassle free
How to Apply?
Anybody can apply for Personal Loan online in 2 minutes. The process of application is very easy and quick. First of all, you should check your eligibility.
- Visit www.dialabank.com .
- After that, apply for a Personal Loan online.
- Enter your contact number so that we can contact you back.
- Dialabank is the best platform to apply for a personal loan as you will get a loan at affordable rates of interest.
Ankleshwar is a city in the state of Gujarat, India. The city is located 10kms from Bharuch. It is known for its industrial township called GIDC (Gujarat Industrial Development Corporation). It has over 1000 chemical plants, producing products such as pesticides, pharmaceuticals, chemicals, and paints.
Leading Personal Loan Providers in Ankleshwar (Click to Apply)
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