Personal Loan Satara

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Personal Loan Satara

Best Banks for Personal Loan Satara

Feature
HDFC Bank
Private Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan Satara Features

Personal Loan Details
Interest Rate
10.75% to 24% p.a.
Processing Fees 0.5-2.5%
Loan Tenure
1 year to 5 years
Pre-closure Charges 2% - 5%
Guarantor Requirement
No guarantor required

 

Personal Loan SataraWhether getting finance for your dream car or planning for a foreign trip Personal Loan is the right choice to get yourself financed. Personal Loan Satara also is known as the unsecured loan as a borrower does not require to submit any collateral for availing the loan.

Personal Loan Satara is an unsecured loan that provides financial aid to the customers at affordable interest rates. To get a Personal Loan, the applicant needs to have a rigid and good income source and has a good credit history.

Furthermore, there is no end-use restriction on the use of the personal loan amount. You can use this loan amount anywhere you want to do.

PERSONAL LOAN

Interest Rate 9.99%

+91

Personal Loan Satara Interest Rates Mar 28 2024

The interest rates in Personal Loan depends on the company’s profile and salary of a person. The interest rate of personal Loan starts @10.75% per annum.

Name of the Bank Interest Rate Range Processing Fee Range Loan Amount Tenure
Private Bank 11.59% - 18.49% (Fixed) 2.25% (min. Rs.1149) One time fee Rs.20 lakh (Max) 1-5 Years
CitiBank 10.99% - 15.99% (Fixed) 1% to 2.5% Rs.30 lakh (Max) 1-5 Years
Kotak Mahindra Bank 10.99% to 24% p.a. Up to 2.5% of the loan amount along with GST or service tax Rs.50,000 to Rs.15 lakh 1 to 5 Years
Fullerton India 11.99% to 23.99 p.a. Information not provided. Up to Rs.20 lakh for salaried and up to Rs.30 lakh for self-employed individuals 1 to 4 Years
Bank of Baroda 11.35% - 14.35%Fixed Rs.1,000 to Rs.10,000 (One time fee) Rs.20,000 - Rs.2 lakh 4 Years (Max)
State Bank of India 12.90% - 14.90% (Fixed) 1% (One time fee) Rs.24,000 - 15 lakh 5 Years
Aditya Birla 11.5% - 13.25% (Fixed) Nil Rs.30 lakh (Max) 1-5 Years
Allahabad Bank Information not provided 1.06% of loan amount Information not provided. 1 to 5 Years
Yes Bank 14% p.a. Up to 2% (One-time fee) Rs.2 lakh to Rs.20 lakh 1 to 5 Years
Corporation Bank 12.75% to 13.75% p.a. Up to 1.5% Minimum amount of Rs.500 Up to Rs.3.50 lakh Up to 5 Years

Personal Loan Satara Fees & Charges – Mar 28 2024

Bank Processing Fee
Prepayment Charges
HDFC Bank Personal Loan 0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan 0.50% to 1.50% Nil
Private Bank Personal Loan 0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan 500/- to 0.50% Nil
Kotak Personal Loan 1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan Nil Nil
Muthoot Personal Loan Nil Nil
Manappauram Personal Loan Nil Nil
PNB Personal Loan 0.70% to 1% Nil
Canara Bank Personal Loan 0.01 Nil
Andhra Bank Personal Loan Nil Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

PERSONAL LOAN

Interest Rate 9.99%

+91

Documents Required for Personal Loan in Satara

List of Documents Required for Salaried Applicants

Salaried individuals must submit the following documents in addition to a completed personal loan application form:

Photo Identity Proof (Any one) Passport
PAN Card
Voter’s ID
Aadhar Card
Driving License
Address Proof (Any one)
Passport
Utility Bill (telephone, electricity, water, gas) – less than 2 months old
Aadhaar Card
Driving License
Ration Card
Income Proof
Salary slips (Last 3 months)
Bank statements for the last 3 to 6 months (showing salary credit)
Tax Paid (Any one
IT returns (for 2 years)
Form 16
Residence Ownership Proof (Any one)
Property documents
Maintenance bill
Electricity bill
Proof of Job Continuity (Any one)
Current employment certificate
Current job appointment letter (if more than 2 years have been spent in the same organisation)
Experience certificate (previous employer’s relieving or appointment letter along with job certificate)
Proof of Investment (if any)
Fixed assets, fixed deposit, shares, etc.
Existing Loans (if any)
Payment Track Record & Sanction letter
Photograph
One coloured passport size photograph

 

List of Documents Required for Self-employed Applicants

Self-employed personal loan applicants must submit the following documents in addition to a fully completed loan application form:

Photo Identity Proof (Any one) Passport
PAN Card
Voter’s ID
Aadhaar Card
Driving License
Address Proof (Any one)
Passport
Aadhaar Card
Driving License
Utility Bill (telephone, water, electricity, gas) – less than 2 months old
Ration Card
Proof of Residence Ownership (Any one)
Property documents
Maintenance bill
Electricity bill
Proof of Office Address and Ownership (Any one)
Maintenance bill
Property documents
Electricity bill
Proof of Business Existence (Any one)
Copy of GST registration
Company registration license
Shop establishment proof
Income Proof
Last 2 years Income tax returns of the applicant along with computation of income duly attested by a Chartered Accountant
Audited balance sheet and Profit & Loss accounts, including tax audit report, if applicable
Bank statement
Savings/current account bank statement/ bank passbook for the past one year
Proof of Investment (in case any)
Investments such as fixed deposit, fixed assets, shares, etc.
Existing Loans (in case any)
Payment Track Record and sanction letter
Professional Degree Certificate
In case of professionals
Photograph
One coloured passport size photograph

 

List of Documents Required for NRI Applicants

When applying for a personal loan, NRI candidates are typically required to submit the following documents:

Identity Proof Copy of the passport
Copy of the visa
Employment Proof Letter of Appointment
Job contract
Labour/ Identity card (if applicable)
Official email ID or the HR’s email ID
Income Proof Last 6 months’ bank statements
Last 6 months’ salary slips or salary certificate
Photograph Passport size photographs

 

List of Documents Required for Pensioners

When applying for a personal loan, a pensioner must submit the following documents:

Identity/Age Proof (Any one)
Ration card
Passport
PAN card
Aadhar card
Voter ID card
Driving licence
Birth certificate
School leaving certificate
Address Proof (Any one) Passport
Aadhaar card
Utility bills
Ration card
Driving licence
Income Proof (Any one)
Last 6 months’ bank statements/salary slips
Bank passbook
Form 16
Copy of pension payment order
Income tax returns
Photographs
Passport size photographs

 

Know More About: Personal Loan Eligibility Criteria

Personal Loan Satara Eligibility Criteria

Particulars Salaried Self-Employed
Age 21 - 60 years 21 - 65 years
Minimum Income Rs.15,000* Rs.5 Lakh p.a.
Co-applicant Not mandatory Not mandatory
Loan Tenure 12 – 60 months 12 – 60 months
Maximum Loan Amount Rs.40 Lakh Rs.40 Lakh
Employment Type Employees of private limited companies and public sector undertakings
Self-employed individuals
Employment/Business Continuity At least 2 years; minimum 1 year with current employer
4 years Post Qualification experience for Doctors/ Chartered Accountants.
5 years Post Qualification experience for Company Secretary / Architect.
CIBIL Score 750 and above 750 and above
Residential Status
Resident Indian staying in own house or a rented house

 

*In cities such as Kochi, Kolkata, Ahmedabad, Pune, Hyderabad, Mumbai, Chennai, Bengaluru, and Delhi the net monthly income required is Rs.20,000

Click here to know more about - Salaried Applicant
Click here to know more about - Self-employed Applicant

*Note: The eligibility criteria vary from lender to lender.

Check Personal Loan Eligibility with Top Lenders in 2021

Bank Age Limit Minimum Work Experience
Minimum Income (Per Month)
SBI Up to 76 years NA** Rs.15,000
HDFC 21 to 60 years 2 years Rs. 20,000
Private 23 to 58 years 2 to 5 years Rs.17,500
Axis 21 to 60 years NA** Rs.15,000
Kotak Mahindra 22 to 55 years 1 year Rs.25,000
Tata Capital 21 to 58 years 1 year Rs.15,000
IndusInd 21 to 60 years 2 to 5 years Rs.25,000
Ujjivan Small Finance 22 to 58 years NA**
Above the minimum wage limit
India Infoline Finance Limited 25 to 60 years 6 months to 2 years Rs.35,000
HDBFS 21 to 65 years 1 year to 3 years
Rs.15,000 for salaried
Rs.1 lakh p.a. for self-employed
Indian Overseas Bank Up to 58 years NA* Rs.5,000
IDFC First Bank 23 to 68 years 3 years NA*
Federal Bank 21 - 55 Years 3 years Rs.25,000
Punjab National Bank 21 – 58 years 2 years for doctors Rs.15,000
Andhra Bank 21 - 55 years NA** NA*
Canara Bank NA** NA**
Salaried: Rs.6,000 & above
Self-employed - Rs. 1.5 lakh
IDBI Bank Up to 75 years for Pensioners NA** Rs.1.5 lakh p.a.
Fullerton India 21 to 55 years 1 to 2 years Rs.15,000
RBL Bank 25 to 60 years 1 to 3 years Rs.25,000
Bank of Baroda 21 to 60 years 1 year to 2 years
60% of gross monthly income
Deutsche Bank 25 to 60 years NA** Rs.25,000
Karnataka Bank NA** 3 years NA*
United Bank of India up to 75 Years 2 years NA*
UCO Bank 21 to 65 years 1 year to 5 years Rs.20,000

 

*Personal loan disbursal is solely at the bank’s discretion and as per the bank’s terms and conditions

Learn More about Personal Loan: Click Here

The personal loan eligibility criteria for both Salaried and Self-Employed are different:

Salaried Applicants

  1. CIBIL score should be good without any history of bad credit
  2. The applicant should not be below 21 and above 60 years.
  3. A total of job 3 years of work experience is essential.
  4. The job location of the applicant should be mentioned.

Click here to know more about- Salaried Applicant

Self-Employed Applicants

  1. The minimum age requirement for a self-employed borrower is 25 years.
  2. The applicants applying for the personal loan should file ITR for the last three years.
  3. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
  4. If the applicants are the businessman, then the business should be running from the past three years.
  5. The credit score of the individual applicants should be good. There should not be any debt or dues left.
  6. The whole documentation process of the personal loan is the applicants have to submit his financial and bank statements of the previous three months.

Click here to know more – Self-employed Applicant

To know more about eligibility, click here: Personal Loan Eligibility.

PERSONAL LOAN

Interest Rate 9.99%

+91

Why Apply for Personal Loan in Satara?

  1. The amount of personal loan in Satara depends upon the repayment capability of individual income and capacity.
  2. A personal loan doesn’t need any mortgage or collateral deposition as it is an unsecured loan.
  3. A personal loan can be used for the multi-purpose offer and can be used for all the finance problems.
  4. A Personal Loan does not require any kind of co-applicant guarantor or nominee.

How to apply for Personal Loan in Satara?

  1. Visit www.dialabank.com. to apply for a loan in a hassle-free process.
  2. In the loan section and click on the personal loan option from the options.
  3. The personal loan application will be directed to all details required to choose their preferred location and fill up other necessary details required.
  4. For more information and free guidance, you may call on 9878981166.

PERSONAL LOAN

Interest Rate 9.99%

+91

Processing Fee / Prepayment Charges on Personal Loan Satara

Every Bank and NBFC charges a fee for processing your Personal Loan application, and these charges vary between 1% of the sanctioned loan amount depending upon the bank.

In case you wish to foreclose your loan before the agreed loan tenure, every lending institution charges you a penal prepayment fee. In most cases, you cannot close your loan before 12 months. Post that the charges vary depending on how many years the loan has done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the loan’s 4th year.

Personal Loan Satara EMI Calculator

Equated Monthly Installments are the monthly charges and fees that you have to pay to the bank or NBFC as monthly repayment for the loan amount borrowed.  Based on your profile, that includes your income, the interest rate on your loan is determined. Your EMI is calculated using personal loan EMI calculator basis the Interest Rate you are charged by the bank and the amount of loan you have to take and the tenure period for which you enjoy the loan.

Click to know more about EMI Calculator: Personal Loan EMI Calculator.

PERSONAL LOAN

Interest Rate 9.99%

+91

CIBIL Score required for Personal Loan Satara

Every Bank or NBFC has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Satara. Most institutions require a CIBIL score of 750 and above at least to process your loan application.

Every minute detail is looked into before processing your loan. Your credit history affects the approval of a fresh loan.

Personal Loan Satara Agents/Broker

Dialabank is the leading agent for availing Instant Personal Loan in Satara. You can apply online at www.dialabank.com or give a call at 9878981166.

Dialabank helps you to find the best choice of Banks and NBFCs by offering you with a detailed market comparison of different banks so that you can make the right option. Visit our website www.dialabank.com and fill a form by filling your details. Our relationship managers will call you and assist you.

PERSONAL LOAN

Interest Rate 9.99%

+91

Personal Loan Satara Contact Number

Call 9878981166 and get instant help and approval for Personal Loan in Satara.

Pre Calculated EMI Table for Personal Loan Satara

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

PERSONAL LOAN

Interest Rate 9.99%

+91

About Satara

Satara is a city situated in the state of Maharashtra. The city gets its name from the name from Seven-forts (Sat-Tara) close to the city. Many tourists visit the city for these popular forts throughout the year

Other Cities For Personal Loan In Maharashtra

Personal Loan Shrigonda Personal Loan Shirdi
Personal Loan Shirur Personal Loan Shegaon
Personal Loan Shirpur Personal Loan Shahade
Personal Loan Shirwal Personal Loan Sawantwadi

PERSONAL LOAN

Interest Rate 9.99%

+91

 

FAQs on Personal Loan Satara

✅ When can I opt for Personal Loans?

Personal Loans can be opted for a variety of reasons such as marriage, home renovation, medical, travel, education, etc.

✅ What are the benefits of Personal Loan?

  • Flexible EMI and repayment options.
  • Minimal documentation.
  • No collateral/security required by most banks.
  • Quick loan disbursal.

✅ Can I get Personal Loan in Satara?

Yes, you can easily get a Personal Loan in Satara with the help of the best agent – Dialabank. Simply visit our website www.dialabank.com or call us at 9878981166.