APPLY FOR PERSONAL LOAN

 

Personal loan

 

 

Call us on  60011600 / 9878981166

 


 

Important points to know about Personal Loan

 

1) Check you Credit Score: You must check your Credit Score before applying for a loan in any bank or a financial institution. It is a factor that plays an important role in the approval of the loan application. CIBIL keeps a record of your credit history by collecting your credit data from all the banks and financial companies. A good credit score gives a green signal to your loan application and also lowers the interest rates charged to you.

2) Increase your loan eligibility: You can extend your Eligibility of the loan amount by adding your income with your spouse’s income.

3) Relationships with Banks: You can get discounts on interest rates if you apply for a loan from a bank where you have a relationship. In such a case, the bank considers your previous repayment records and analyze your capability to afford a new loan. Also, you can easily negotiate on the interest rates offered to you, eventually saving a lot of money.
 
4) Penalties: There are many charges that are related to personal loan other than interest rates. If you wish to close the loan earlier, this will require you to pay penalty charges. Search for the lenders that do not charge a penalty for paying the loan before the completion of tenure. Also, check the charges that you need to pay in case of paying your EMIs late.

 


 

 

REMINDER SERVICES EMI CALCULATOR

PERSONAL LOAN INTEREST RATES

 

Disclaimer: The information provided on www.dialabank.com is collected from public sources and is believed to be accurate and genuine. This site should be used as a information provider for different product offerings of Insurance companies and the visitor should make an independent verification with the Insurance companies to verify the claims made in the policy before making any purchase. The decision to Apply and/or Purchase a policy is at the sole and complete discretion of the website visitor and Dialabank.com cannot guarantee or can be held liable for loss or damage caused by claims made by insurance companies through their agents, partners, products or services, directly or indirectly.