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Personal loan

Call us on 044-60011600 or 9878981166

Whenever a financial disaster occurs, opting for a Personal Loan can be the best option. It is designed for the people who want to meet their personal requirements but do not possess any asset to place as collateral. This loan can be used for any financial need like home improvement, debt consolidation, purchasing a vehicle, paying medical bills, wedding expenses, or funding college education.


Andhra Bank Personal Loan Interest Rates  : @15.75% - 18.75%


Why one should choose Andhra Bank Personal Loan in Chennai?

  • Loan up to One Crore
  • Attractive rates of interest
  • Flexible repayment option
  • No security required
  • Faster processing

Andhra Bank Personal Loan is one among these form with its beneficial features and uses.

Who are eligible for Andhra Bank Personal Loan in Chennai?

Salaried, self employed people and self employed professionals are eligible for availing personal loan.

Salaried Individuals:

  • Salary: Rs 18,000 Monthly.
  • Minimum and Maximum Age: 21 and 60 Years.
  • Work Experience: Overall 3 years and one year experience in current job.

*A person getting salary in cash is not eligible for availing Loan  at affordable rates.

Self Employed Individuals:

  • Min and Maximum Age: 25 and 65 years.
  • An Annual ITR of 2.5 to 3 lakh is required.
  • Residence: Office or Home should be owned.
  • Business Stability: Your business should be running from last 3 years with continuous profit.
  • Telephone / Mobile at office: Mandatory

Documentation for Personal Loan


Salaried Individual

Self Employed People

Latest 6 month bank statements

Latest 6 month bank statements

Last 2 month salary slips

Last 2 years Balance Sheet

Last 2 year Form 16

Last 2 Years ITR

Photocopy of Pan Card

PAN Card photocopy

Residence & Address Proof

Residence & Address Proof

2 passport size photographs

2 passport size photographs


About Chennai

Chennai is the capital of Tamilnadu. It is a sixth-largest city in India in terms of population. In the past known as Madras and it is derived from Madraspatnam. Chennai is a main centre for song, fine art and traditions in India.   The city is well known for its classical dance shows. Chennai is served by two major ports, Chennai Port and Ennore Port.



Special Note: Andhra Bank does not provide Personal Loans to bad credit holders, but an individual can fulfill their finance requirements by availing a Gold Loan easily.




Reminder Services EMI Calculator Personal Loan Interest Rates


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