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Personal loan

Call us on 033-60011600 or 9878981166

If you are looking for a loan that does not require you to pledge any precious asset as collateral, then a Personal Loan is the best deal for you. You can avail this loan to meet various personal requirements of life without the hassle of collateral. The loan can be used for purposes like debt consolidations, paying college fees, wedding expenses and many more.

Andhra Bank Personal Loan Interest Rates  : @15.75% - 18.75%

Why one should choose Andhra Bank Personal Loan in Kolkata?

  • Loan up to One Crore
  • Attractive rates of interest
  • Flexible repayment option
  • No security required
  • Faster processing

Andhra Bank Personal Loan is one among these form with its beneficial features and uses.

Who are eligible for Andhra Bank Personal Loan in Kolkata?

Salaried, self employed people and self employed professionals are eligible for availing personal loan.

Salaried Individuals:

  • Salary: Rs 12,000 Monthly.
  • Minimum and Maximum Age: 21 and 60 Years.
  • Work Experience: Overall 3 years and one year experience in current job.

*A person getting salary in cash is not eligible for availing Loan  at affordable rates.

Self Employed Individuals:

  • Min and Maximum Age: 25 and 65 years.
  • An Annual ITR of 2.5 to 3 lakh is required.
  • Residence: Office or Home should be owned.
  • Business Stability: Your business should be running from last 3 years with continuous profit.
  • Telephone / Mobile at office: Mandatory

Documentation for Personal Loan


Salaried Individual

Self Employed People

Latest 6 month bank statements

Latest 6 month bank statements

Last 2 month salary slips

Last 2 years Balance Sheet

Last 2 year Form 16


Last 2 Years ITR

Photocopy of Pan Card

PAN Card photocopy

Residence & Address Proof

Residence & Address Proof

2 passport size photographs

2 passport size photographs


About Kolkata

Kolkata is the capital of West Bengal. It is located on the east bank of the Hooghly river. For commercial and financial purpose it is considered as the hub of East and North- East India. Bengali and English are the major languages. Hindi and Urdu languages are also used in central Kolkata. Kolkata deals with many industrial units, of Indian corporations and whose product includes – steel, leather, railway coaches, electronic products, cables etc.



Special Note: Andhra Bank does not provide Personal Loans to bad credit holders, but an individual can fulfill their finance requirements by availing a Gold Loan easily.




Reminder Services EMI Calculator Personal Loan Interest Rates


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