Bajaj Personal Loan

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      Why us?

      Rates as low as 10.49%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
      Unbiased Experts Advice

      No Hidden Charges

      What you see what you get. with easy to understand terms and conditions, our personal loan is transparent and comes with zero hidden charges.

      Pay Up to 45%* Lower EMIs

      Meet your expenses with a Flexi Personal Loan and reduce your Installment by up to 45%*.

      High Loan Amount

      You can get instant personal loan up to Rs. 30 lakh based on your eligibility.

      Minimal documentation

      Apply Personal Loan online in few clicks. Complete the application process by submitting only a few basic documents and get instant approval.

      Disbursement within 24 hours

      Avial the offer the fastest personal loan in India – with disbursal in just 24 hours* of your getting approved.

      Instant Approval on Online Loan Applications.

      Low-Interest Rates Starting @10.49%

      Loan Security at Nominal Premium

      Detailed List of Fees and Charges

      No Collateral Required.


      A personal loan is a financial instrument that helps you avail funds for a multitude of uses. Like any regular loan; when opting for a Personal Loan you are advanced a specific amount of funds at a set interest rate and can clear it via a fixed repayment tenure. However, a few aspects of a personal loan may prove more advantageous than other loans lie such as:

      • It does not lock in any of the applicant’s assets. As opposed to a Home or Car Loan which locks in the asset against which the loan is sought; Personal Loans provide advances for your needs without any collateral.
      • Unrestricted usage: much like the name states. A personal loan is to be availed in case one needs a financial lump-sum for any personal use. Be it due to a medical/social event, lifestyle needs such as home repairs/renovation, or even to consolidate existing loans.


      • Photos: 2 Passport-size coloured photographs
      • KYC Documents: Aadhaar Card / PAN Card/ Driving License / Voter ID Card (proof of the applicant’s age, nationality, etc.)
      • Address Proof: Aadhaar Card / PAN Card/ Driving License / Voter ID Card / Rent Agreement
      • Income Proof: Documents declaring the continued employment for the applicant

      India’s No. 1 Personal Loan Platform

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      Interest Rate: Annual Interest Rate Min. 10.25%, Max. 16.99% ^

      The exact tenure and interest rate may vary as per the policies of the company in vogue, based on and not limited to the customer profile, past track record, loan amount etc. All sanctions are at the discretion of the Company.

      Reference loan quote for amount Rs. 20 Lac (example):
      If you borrow a 48-month loan of Rs. 20 Lac at a fixed (monthly reducing) rate of 13.49% with a processing fee of Rs 50,000*, the monthly EMI would be Rs. 54,143.
      *Excluding service tax and other statutory government levies.