Ellaquai Dehati Bank

Ellaquai Dehati Bank

Ellaquai Dehati Bank was established on the 16th July 1979 that is under the RRBs Act of 1976. There are 3 joint owners of this bank that including, The State Bank of India, the government of India and the Govt. of Jammu & Kashmir. Ellaquai Dehati Bank has 117 branches as well as 3 extension centres. Check below the various types of loans offered by the bank. Customers can contact customer care in case of any queries related to loans.

Ellaquai Dehati Bank Offerings

• Savings Account

The bank is offering a savings account to fulfil the financial needs of students/ salaried employees/ entrepreneurs or senior citizens.

• Current Account

The bank is offering 18 types of current accounts to fulfil the basic needs of different businesses. Also, the current account deals with liquid deposits which do not limit the count of transactions in a day and can easily allow for the fund’s withdrawal.

Ellaquai Dehati Bank Loans Offered

Ellaquai Dehati Bank is providing different types of loans to achieve the goals of the individual. Also, the bank is providing attractive interest rates, minimum documentation, flexible tenures & repayment options and quick disbursals on loans.

Ellaquai Dehati Bank Gold Loan

Features:

• The interest rate of Ellaquai Dehati Gold Loan Interest Rate is 7% per annum.
• Gold Loan Amount is Up to Rs. 1 Crore
• Repayment Tenure is Up to 36 months
• Gold Loan Prepayment Charges are 0-2%
• The processing fee is 0.85% of the loan + GST

Documents required:

• Identity Proof
• Address Proof
• Agriculture Proof
• Photographs

Ellaquai Dehati Bank Personal Loan

Ellaquai Dehati Bank is offering personal loans to both salaried as well as self-employed individuals. Applicants can check the eligibility within no time online. Therefore, Apply for a Personal Loan without any delay. Here are some features of a Personal Loan:

• Customers can get a personal loan without any delay

• Customers can protect themselves with insurance

• Save the money along with the Personal Loan Balance Transfer

• Customers can Get 24X7 assistance anywhere for a personal loan

Eligibility:

The eligibility criteria that should be followed while applying for a personal loan are as follows:

• Employees: Employees of public sector/ private limited companies
• Age: Individuals that lies between the age group of 21 to 60 are eligible.
• Experienced: Applicants who had a job for a minimum of 2 years
• Net Income: Those individuals who are able to earn a net income of a minimum of 25,000 are eligible.

Ellaquai Dehati Bank Car Loan

Features:

• The repayment tenure is from 1 year to 84 months.
•  Instant disbursal of loan
•  24/7 Online Loan
• Applicants can get a loan of up to ₹ 3 crores
• Negligible Paperwork

Eligibility:

Ellaquai Dehati Bank Credit Card

Features:

• Reward points of up to 7,500 on achieving the annual spend of more than Rs.6 lakh.
• Next is Complimentary Priority Pass Membership
• Also one can get a 15% discount at the best restaurants across India.
• Free insurance covering air accidental death, emergency hospitalisation, and credit liability.

Below are the documents required for this process:

• Identity Proof
• Income Proof
• Address Proof

Ellaquai Dehati Bank Net Banking

• Here, The Customers have to open the Fixed Deposit/ Recurring Deposit account.
• Funds can be transferred via NEFT, IMPS and RTGS
• Easy payments for water bills, electricity as well as landline
• With the help of Net Banking, one can easily avail the convenience for investing in Mutual Fund
• At last, Update all useful banking information including Aadhar and PAN Card details

Ellaquai Dehati Bank Customer Care Number

Ellaquai Dehati Bank Customer Complaints

Customers can register their complaints against any type of loan. Headoffice of the bank is on the 3rd Floor of the Nirmaan Complex that is on IG Road, Barzulla Srinagar. Also, customers can contact us anytime.

How to Open a Savings Account in Ellaquai Dehati Bank

Step 1: The first step is to visit the Bank’s official website.

Step 2: Choose the option ‘Accounts’ from the section of ‘Select Product Type’.

Step 3: Choose the ‘Saving account’.

Step 4: Now customers can Click on ‘apply online’.

Step 5: Select if you are a new or an existing customer, then authenticate yourself by filling in the required details.

Step 6: Now Enter all the required information i.e. name, address, contact details etc.

Step 7: Finally, Verify all the details along with the documents like Aadhaar Card, PAN.

How to Open a Current Account in Ellaquai Dehati Bank

• The first step is to visit the Bank’s Branch
• Fill up AOF i.e. Account Opening Form only for Current Account
• Customer have to attach the Required Documents along with the AOF
• Now Verification of AOF, documents can be done by the Banker
• Depositing the minimum amount in the Account
• Finally, Obtain the passbook, Cheque Book & Other Documents only from the Bank

Customers having any issues related to loans can visit the website of Dialabank.

Ellaquai Dehati Bank FAQs

✅ Can one get the top-up only on a Personal Loan?

Yes, one can get it only if this facility is being offered by the bank from where the loan has been taken. It usually varies from bank to bank.