ICICI Bank

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ICICI Bank

It is an Indian financial services company and has its registered office in Vadodara, Gujarat. The corporate office of this bank is in Mumbai, Maharashtra. It offers a variety of banking products and financial services for retail and corporate customers through a range of delivery channels and also specialized subsidiaries in the field of non-life insurance, investment banking, life insurance, asset management and venture capital.

ICICI Bank launches WhatsApp banking for customers staying home during lockdown: How to register, available services

ICICI Bank Offerings

The bank has a big and vast network of around 5,275 branches with 15,589 ATMs all over the country and it has a presence in around 17 countries. The offerings of the bank are as under:

  • Credit cards
  • Banking commodities
  • Equities trading
  • investment management
  • Mutual funds
  • Private equity
  • Wealth management
  • Asset management, etc.

ICICI Bank Loans Offered

The various loans offered by the bank are mentioned below:

  • Gold Loan
  • Car Loan
  • Personal Loan
  • Home Loan
  • Credit Card
  • Net Banking

ICICI Bank Gold Loan

The features of the gold loan provided by this bank are mentioned below:

  • Interest Rate- 11% per annum
  • Age of Applicant-  18 to 70 years
  • Minimum Loan Amount- Rs. 10,000/-
  • Maximum Loan Amount- Rs. 1 crore
  • Tenure of Repayment- 3 months to 12 months
  • Processing Fee- 1% of the loan amount
  • Repayment Options- Cheque, Cash, DD, etc.

ICICI Bank Personal Loan

The features of the personal loan provided by this bank are mentioned below:

  • Interest Rate- 10.99% per annum
  • Age of Applicant-  23 to 58 years
  • Minimum Loan Amount- Rs. 10,000/-
  • Maximum Loan Amount- Rs. 20 lakh
  • Tenure of Repayment- 5 years
  • Processing Fee- 2.25% of the loan amount + GST
  • Repayment Options- Cheque, Cash, DD, etc.

ICICI Bank Car Loan

The features of the car loan provided by this bank are mentioned below:

  • Interest Rate- 7.90% per annum
  • Age of Applicant-  18 to 70 years
  • Late Payment Charges- 2% of the loan amount
  • Tenure of Repayment- up to 7 years
  • Processing Fee- 1% of the loan amount
  • Repayment Options- Cheque, Cash, DD, etc.

ICICI Bank Home Loan

The features of the home loan provided by this bank are mentioned below:

  • Interest Rate- 6-8% per annum
  • Age of Applicant-  18 to 65 years
  • Minimum Loan Amount- Rs. 10,000/-
  • Maximum Loan Amount–  Up to 75 lakhs
  • Tenure of Repayment- up to 30 years
  • Processing Fee- 1% of the loan amount
  • Repayment Options- Cheque, Cash, DD, etc.

ICICI Bank Credit Card

A person can easily avail of an extensive range of benefits with the credit card provided by ICICI Bank. The benefits of the credit card are mentioned below:

  • Lifestyle benefits
  • Travel benefits
  • Safety and security
  • Rewards and service

ICICI Bank Net Banking

The facility of net banking is also provided by this bank. It helps you to carry out a wide range of banking transactions and also access to an exciting range of features, right from the comfort of your home. You can avail this facility in 4 easy steps:

  1. Call the Customer Care.
  2. Choose the ‘I want my user ID button’ or ‘Self banking’ option.
  3. Generate the password online.
  4. Log in with the ID and password to access your account.

ICICI Bank Customer Care Number

If you want to contact this bank, here are the contact numbers:

Registered Office +91-22-33667777
Corporate Office +91-22-26531122
Personal Banking 1860 120 7777
Wealth/ Private Banking 1800 103 8181
Retail Institutional Banking 1860 120 6699

ICICI Bank Customer Complaints

If you want to file a complaint regarding any inconvenience in this bank, you can either write them to their mail ID or you can call them on 1860 120 6699.

How To Open A Savings Account in ICICI Bank?

Steps to open a savings account in this bank are as follows:

  1. Fill in the application form, either by visiting the bank or online.
  2. Submit the required documents.
  3. The bank will verify the form and the documents.
  4. After successful verification, make an initial deposit as per the minimum balance requirement of the bank.

How To Open A Current Account in ICICI Bank?

Steps to open a current account in this bank are as follows:

  1. Visit the bank portal online.
  2. Select the ‘Open Current Account’ option.
  3. Fill in the details
  4. Download the form and submit the printed copy to the bank.

ICICI Bank FAQs

✅ How much minimum amount is required to open a savings account in ICICI Bank?

It is Rs. 10,000/- in metro cities and Rs. 5,000/- in semi-urban cities.

✅ Which private bank is the best?

As of March 2021, ICICI Bank has been the leading private bank in the country.

✅ Is it necessary to have a PAN Card if I want to open an account?

Yes, it is mandatory.

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