Indian Bank
This bank is an Indian nationalised financial services and banking company. It works under the ownership of the Ministry of Finance of the Indian Government and was established in 1907. The headquarters of the Indian Bank is in Chennai, India. The bank has served over 100 million customers with around 41,620 employees, 6004 branches and 5,428 ATMs all over the country.
Indian Bank Offerings
The offerings of the bank are mentioned below:
- Corporate banking
- Consumer banking
- Finance and Insurance
- Mortgage loans
- Merchant banking
- Private equity
- Wealth management
Indian Bank Loans Offered
The bank also offers different kinds of loans for its customers and some of the loans are mentioned below:
Indian Bank Gold Loan
The features of the Gold loan offered by the bank are mentioned below:
- Interest rate- 7% per annum
- Tenure of the loan- up to 5 years
- Processing fee- Upto Rs. 25,000/-, it is nil
- Documents required- All the KYC documents
- Maximum loan amount- Rs. 75 lakh
- Minimum loan amount- 75% LTV
Indian Bank Personal Loan
The features of the Personal loan of the bank are mentioned below:
- Interest rate- 9.35%
- Tenure- 12 to 60 months
- Lowest EMI per lakh- Rs. 2093/-
- Minimum loan amount- Rs. 50,000/-
- Maximum loan amount- Rs. 2 lakh
Indian Bank Car Loan
The features of the Car loan offered by this bank are as under:
- Interest rate- 7.35%
- Maximum loan amount- up to 85% of the on-road price
- Lowest EMI- Rs. 1,642
- Minimum net monthly salary- Rs. 25,000/-
- Age criteria- 21 years – 60 years
Indian Bank Home Loan
The features of the home loan provided by this bank are mentioned below:
- Interest rate- 7.55%
- Loan tenure- up to 30 years
- LTV Ratio- up to 90%
- Processing fee- up to 1.18%
- Available to both self-employed and salaried people
Indian Bank Credit Card
The features of the Credit Card offered by this bank are mentioned below:
- Zero annual fee
- Accepted worldwide
- Rewards and cashbacks
- Interest-free credit period
- Cash advance
Indian Bank Net Banking
The most important feature of the bank is the facility of net banking. People who want to avail this can register themselves to this facility. It is the biggest need of the people as they will not have to visit the bank branch.
- Visit the bank or the portal of the bank online
- Enter your username and password to log in
- After this, you will be able to see the dashboard
- Apply for the same.
Indian Bank Customer Care Number
If you want to contact the bank in case of any query, you can call on 1800 4250 0000 and you will be assisted on the phone call by the customer care service of the bank.
Indian Bank Customer Complaints
1. For what can we use the net banking of the bank?
You can use it in a lot of ways and the main function is to transfer money from one place to another easily.
2. Can we recharge our mobile phone using IB?
Yes, you can easily do that by visiting the portal of netbanking.
3. Is this a secured bank?
All banks are becoming secure nowadays and it is too.
How To Open A Savings Account in Indian Bank?
If you want to open a savings bank account in this bank, follow the steps mentioned below:
- Visit the bank branch.
- Fill up the Account Opening Form for the savings account
- Attach the required documents.
- Verification will be done by the banker.
How To Open A Current Account in Indian Bank?
If you want to open a current bank account in this bank, follow the steps mentioned below:
- Visit the bank branch.
- Fill up the Account Opening Form for the current account
- Attach the required documents.
- Verification will be done by the banker.
Indian Bank FAQs
✅ Is it necessary to have a mobile ID for a Net Banking login?
It is mandatory in some cases and in some, it is not.
✅ Where is the headquarters of this bank?
The headquarters is in Chennai, India.
✅ How can I check my account balance?
You can check the balance by giving a missed call on 09289592895 and you will get an SMS regarding the same.
