Jana Small Finance Bank
Jana Small Finance Bank is a small finance bank, commenced operations on March 28, 2018. The headquarters of the bank is in Bangalore, India. The Reserve Bank Of India has issued a license to the bank under Section-22 (1) of the Banking Regulation Act. This company was India’s largest microfinance institution which was founded on 24th July 2006.
| Type | Private |
| Industry | Small Finance Bank |
| Founded | 2018 |
| Headquarters | Bangalore, India |
| Services | Banking |
Jana Small Finance Bank Offerings
The bank offers different loans and facilities for the customers:
- Gold Loan
- Personal Loan
- Car Loan
- Home Loan
- Credit Card
- Net Banking
Jana Small Finance Bank Loans Offered
The bank offers different loans with special offers for the customers such as:
- Gold Loan
- Personal Loan
- Car Loan
- Home Loan
- Credit Card
Jana Small Finance Bank Gold Loan
The gold loan provided by the bank is summed up in the following points:
- Interest Rate – 7% per annum
- Requirement – Minimum 18 carats
- Processing Fee – 1%
- Tenure of Repayment – 6 months to 12 months
Jana Small Finance Bank Personal Loan
The personal loan provided by the bank is summed up in the following points:
- Interest Rate – 23%
- Tenure of the Loan – 36 months
- Processing Fee – 1-2%
- Types of the Loan – Home improvement loan
Jana Small Finance Bank Car Loan
The car loan provided by the bank are summed up in the following points:
- Minimum Loan Amount- Rs. 50,000/-
- Interest Rate- 7.05% per annum
- Age- 21 years to 60 years
- Processing Fee- 2%
- Foreclosure Charges- nil
Jana Small Finance Bank Home Loan
The features of the home loan are as under:
- Interest Rate – 10%
- Tenure of the Loan – 15 years
- Age – 21 years to 60 years
- Processing Fee – 1-2%
Jana Small Finance Bank Credit Card
The bank provides current and savings account facilities to the customers. These banks issue debit cards but are not allowed to issue credit cards as per the directive of the Reserve Bank of India.
Jana Small Finance Bank Net Banking
The bank has also designed an internet banking facility for the customers. With this facility, you can access your bank account and can transfer funds from the office or from home. It also lets you manage eligible accounts, recharge and also transfer funds. This facility is safe and secured and is available 24×7.
Jana Small Finance Bank Customer Care Number
If you want to contact the bank, you can call on 1800 2080. After that, you need to select the language and can then, talk to customer care regarding any bank related matter or query.
Jana Small Finance Bank Customer Complaints
1. What is the rating of Jana Small Finance Bank?
The debt of the bank has to be replaced with deposits and it has managed to raise a deposit of Rs. 327 crores.
2. How can I check the status of the loan in this bank?
You can check the status by calling on the toll-free number 18002080.
3. Is this bank safe?
It is similar to commercial banks and it is safe and secured as it is regularized by the Reserve Bank of India.
How To Open A Savings Account in Jana Small Finance Bank?
Steps to open a savings account in this bank are as follows:
- Fill in the application form, either by visiting the bank or online.
- Submit the required documents.
- The bank will verify the form and the documents.
- After successful verification, make an initial deposit as per the minimum balance requirement of the bank.
How To Open A Current Account in Jana Small Finance Bank?
Steps to open a current account in this bank are as follows:
- Visit the bank portal online.
- Select the ‘Open Current Account’ option.
- Fill in the details.
- Download the form and submit the printed copy to the ban.
Jana Small Finance Bank FAQs
✅ How can I check my loan status in the bank?
You can easily check your loan status by calling on the toll-free number 18002080.
✅ Who is the owner of Jana Bank?
The owner of the bank is Ramesh Ramanathan
✅ Is this bank an NBFC?
It is a non-banking finance company (NFBC).
