Manipur Rural Bank
The bank is a pioneer bank in the state of Manipur for financing in the sector of agriculture, micro small and medium enterprises and other sectors. It provides all the basic financial services to the people in Manipur which enables them to get basic financial rights. Also, the bank is a fully CBS compliant bank.
The bank was awarded the certificate of excellence for securing the third rank in the number of accounts opened under Pradhan Mantri Jan Dhan Yojana.
Manipur Rural Bank Offerings
The bank offers different kinds of loans and also different facilities for its customers. The following are some of the offerings of the bank:
- Net banking
- Credit Cards
- Debit Cards
- Gold Loan
- Car Loan, etc.
Manipur Rural Bank Loans Offered
The loans offered by the bank are mentioned below:
- Gold Loan
- Personal Loan
- Car Loan
- Home Loan, etc.
Manipur Rural Bank Gold Loan
The features of the gold loan provided by this bank are mentioned below:
- Interest Rate- 7%
- Tenure of repayment- 12 Months
- Age limit- 18 years to 70 years
- Should be a resident of India
- Minimum loan amount- Rs. 18,000/-
- Foreclosure charges- 1%
Manipur Rural Bank Personal Loan
The advantages of the personal loan offered by this bank are mentioned below:
- Affordable interest rates
- No need to provide security
- Processing fee- 2-3%
- Less documentation
- Approved within 30 minutes
- Tenure of repayment- 1-5 years
Manipur Rural Bank Car Loan
The car loan offered by the bank is summed up in the following points:
- Age limit- 21 years to 65 years
- Interest rate- 7%
- Penal interest- 2%
- Documentation charge- Rs. 500/-
- Credit score- above 750
- The processing fee is non-refundable
Manipur Rural Bank Home Loan
The advantages of the home loan offered by the bank are mentioned below:
- Interest rate- 9.99%
- Tenure of the loan- 30 years
- Processing fee- 1-2%
- Minimal documentation
- Flexible repayment options
Manipur Rural Bank Credit Card
The bank has introduced the Manipur Rural Bank Kisan Credit Card to provide hassle-free, adequate and timely credit to the farmers for certain expenses which are related to agriculture and allied activities. The credit limit of the card is fixed by the bank as per the scales. Also, the security norms will be applicable according to guidelines issued by the bank for direct agriculture.
Manipur Rural Bank Net Banking
The bank has also launched net banking or mobile banking services on 2nd March 2018 for its esteemed customers. The customers who want to avail this opportunity can fill the application form regarding the same in the nearest bank branch or can also fill it in online. The same then has to be deposited to the bank.
Manipur Rural Bank Customer Care Number
If a person wants to contact the bank, he/she can easily contact the bank by calling on the toll-free number 1800-103-3470. A person can also contact the bank via their email ID or can even visit the bank branch in case of any inconvenience.
Manipur Rural Bank Customer Complaints
How can I change my Manipur number in the rural bank?
You can easily change the number by following these steps:
- Visit the bank branch
- Obtain the KYC details change form
- Fill in the details
- Submit the necessary documents
How Can I open my account online?
There is not any process to open a savings account online. You have to visit the bank branch and fill in the form.
What is the new IFSC code of this bank?
The new IFSC code of the bank is UTBI0RRMRB.
How To Open A Savings Account in Manipur Rural Bank?
If you want to open a savings bank account in this bank, follow the steps mentioned below:
- Visit the bank branch.
- Fill up the Account Opening Form for the savings account
- Attach the required documents.
- Verification will be done by the banker.
How To Open A Current Account in Manipur Rural Bank?
If you want to open a current bank account in this bank, follow the steps mentioned below:
- Visit the bank branch.
- Fill up the Account Opening Form for the current account
- Attach the required documents.
- Verification will be done by the banker.
FAQs about Manipur Rural Bank
✅ How can I check my account balance?
You can give a missed call on 0385-2451590 from your registered mobile number and you will get an instant SMS regarding your account balance.
✅ Is it a Nationalised Bank?
The bank has several branches, out of which, 41 are nationalised banks and only 29 are of the Region Rural banks.
✅ What is the new IFSC code of this bank?
The new IFSC code is- UTBI0RRBMRB.
