Reliance Money

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Reliance Money

Reliance Money is an Indian NBFC(Non-Banking Financial Company) company, a diversified financial services holding company. Its chairman is Mr Anil Ambani.
It is a company that empowers and helping its customers in realising their business dreams.

Reliance Money

Reliance Money Offerings

  • Equipment Loan
  • Education Infrastructure loan
  • Health care infrastructure loan
  • Loan against property
  • Emerging markets business loans
  • Supply chain finance
  • Used car loan
  • Two-wheeler loan
  • Personal loan
  • Microfinance
  • Infrastructural loans

Reliance Money loans offered

  • Equipment Loan
  • Education Infrastructure loan
  • Health care infrastructure loan
  • Loan against property
  • Emerging markets business loans
  • Supply chain finance
  • Used car loan
  • Two-wheeler loan
  • Personal loan
  • Microfinance
  • Infrastructural loans

Reliance Money Personal Loan

Reliance Money provides instant personal loans to salaried and self-employed individuals with minimal documentation, no income proof requirement, and flexible repayment terms of up to 48 months. The Reliance Money personal loan can be used to fund a family wedding, home renovation, or even medical expenses. Continue reading to learn more about Reliance Money’s unsecured loan.

Reliance Money Personal Loan Highlights
Interest rate As per Applicant Profile
Loan Amount As per Applicant Profile
Loan Tenure Up to 48 months
Processing Fees As per the loan agreement
Foreclosure Charges Up to 5% of loan principal prepaid

Reliance Money Personal Loan Interest Rate

Reliance Money’s personal loan offers competitive interest rates based on the applicant’s profile. Credit score, credit utilisation ratio, current debt level, employment history, and other applicant-specific factors all influence the Reliance Money personal loan interest rate.

Reliance Money Personal Loan Eligibility Criteria

Personal loans are available from Reliance Money to salaried employees, self-employed professionals, and self-employed businesspeople. While the NBFC does not specify the exact eligibility criteria for each applicant type, the following factors may have an impact on your eligibility:

  • Credit score
  • work experience
  • existing monthly obligations
  • business/profession longevity, and so on.

Reliance Money Car Loan

Reliance Money offers its customers the facility of a used car loan. You can know about it more in the article below:-


  • Finances your pre-owned vehicle.
  • Refinance and purchase your pre-owned vehicle.


Particulars Details
Eligible Applicants  Salaried Individuals, Proprietors, Self-employed individuals, Partnership Firms, Private Ltd companies, Limited companies, Trusts, HUFs.
Note: All applicants should be Resident Indians to avail of loans from RCF.
Minimum Loan Amount Rs.1 Lacs
Tenure Used Car – 12 months to 60 months
Age of the Applicant

(Individual & proprietors)

The Minimum Age is 21 years at the time of application for the loan.

Maximum Age- 65 years for self-employed individuals and 60 years for salaried customers at the end of the loan tenure.

Fees and Charges

Particulars Used Car Loans
Cheque Bounce Charges Rs 600
Cheque Swapping Charges Rs:500/-
Overdue Interest 26% p.a.
EMI Cycle Date Change Rs.2000
Reschedulement Charges 2% of Principal Outstanding
Duplicate NOC Rs.500
LPG Kit NOC charges Rs.750
Cash Handling Charges 1% + applicable taxes for cash receipts more than Rs.50K (Max cash limit Rs 1,99,999.)
Outstation Cheque Charges NA
Cheque revalidation charges Rs. 300
Loan Statement charges ( per statement) NIL
Prepayment Charges A) Regular Customers –
i) Within 12 months from disbursement – 5% +GST,
ii) After 12 months from the date of disbursement – 3% + GST.
Loan cancellation charges Rs.2000
Loan re-schedule charges EMI Cycle Date Change Rs.2000
SPDC retrieval Charges for swap, matured, preclosure and customer induced cancellations i) Rs.300/- at the time of Preclosure/Swap/Matured/Customer Induced cancellations.
ii) Rs.450/- up to sixty days from the day of Preclosure/Swap/Matured/Customer Induced cancellations.
Changing Used Car loan interest rate (Fixed Rate to Floating & Vice versa) NA
Non Refundable Fee NA
Conversion charges NA
Copies of Loan Documents/ Agreement/Retrieval of Share Certificate NA
Charges on Part Disbursement NA
Prepayment statement charges NA

Reliance Money Customer Care Number

Call 022-47415800 for more info. 10:00 a.m. to 7:00 p.m. (Except Sundays and Public Holidays).

Reliance Money Customer Complaints

You can complain to your bank branch if you have any complaints or grievances. Still, if the complainant does not receive a response from the bank within 30 days, or if the bank rejects the criticism, or if the complainant is dissatisfied with the bank’s response, they may file a complaint with the Banking Ombudsman.

Reliance Money FAQ’s

Who can avail of SME Secured Loans?

The following can avail an SME secured loans.

  • Doctors who work for themselves and are between the ages of 24 and 65. (at the end of the loan tenure).
  • Partnerships and private limited liability companies

How much finance can I avail of?

Based on your loan eligibility, you can borrow up to 80% of your planned investment in plant and machinery.

What are the tenure options?

The business loans are available for a minimum of 6 months and a maximum of 4 years.

How long will it take to process the loan?

Loans are processed within 4-5 working days of receiving all required documentation.