Bank of Baroda SME Loans

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All about Bank of Baroda SME Loans

Bank of Baroda SME Loans

Interest rates applicable for domestic credit (Micro, Small & Medium Enterprises) w.e.f 01.08.2011

Micro / Small Enterprises


Loan Limit
For Micro EnterprisesFor Small Enterprises
Upto Rs. 50,000At Base Rate0.50% above Base Rate
Above Rs. 50,000 upto Rs. 2.00 lacs0.50% above Base Rate1.00% above Base Rate
Above Rs.2 lacs but less than Rs.25 lacs2.75% above Base Rate3.25% above Base Rate

On SME advances of Rs.25.00 lacs and above

Credit RatingFor Micro EnterprisesFund Based Limits upto Rs.10 croresFund Based Limits above Rs.10 crores
CR12.15% above Base Rate2.65% above Base Rate.3.15% above Base Rate
CR22.50% above Base Rate.3.00% above Base Rate.3.50% above Base Rate.
CR32.75% above Base Rate.3.25% above Base Rate.3.75% above Base Rate.
CR43.00% above Base Rate.3.50% above Base Rate.4.00% above Base Rate.
CR53.50% above Base Rate.4.00% above Base Rate.4.50% above Base Rate.
CR 6, 7, 8, 9 & 10.4.00% above Base Rate.4.50% above Base Rate.5.00% above Base Rate.

Medium Enterprises :

I. For advances over Rs. 2/- lacs and less than Rs. 25/- lacs : 3.75% above Base Rate

II. For advances of Rs. 25/- lacs and above
Credit RatingFund Based Limits upto Rs.10 croresFund Based Limits above Rs.10 crores
CR12.90% above Base Rate.3.40% above Base Rate.
CR23.25% above Base Rate.3.75% above Base Rate.
CR33.75% above Base Rate.4.25% above Base Rate.
CR44.25% above Base Rate.4.75% above Base Rate.
CR55.00% above Base Rate.5.50% above Base Rate.
CR 6, 7, 8, 9, 10.5.75% above Base Rate.6.25% above Base Rate.

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