Business Loan Agra

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Loans Up to 1 Crore
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Best Banks for Business Loan in Agra

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Business Loan in Agra FeaturesBusiness Loan Agra

  • Business Loan Agra gives an Overdraft convenience without any security. 
  • Avail of a loan up to Rs. Forty lakhs (up to Rs. 50 lakhs in some selected areas) without any protection.
  • Tenure fluctuating from 12-48 months.
  • Attractive Rate of Interest @10.45% p.a.
  • No Foreclosure/part Closure shall be sanctioned during the first six months of the limit setting.
  • Evaluate your Business Growth Loan eligibility online or at any office in just 60 seconds.
  • Loans will be adjusted based on the previous payment of home loans, auto credits, and credit cards.

Business Loan in Agra Interest Rates

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Business Loan Agra Documents Required

Salaried Customers:

  • PAN Card of the personality availing the Business loan.
  • Residence Proof wanted(Owned/Rented/Company provided) for loans.
  • Passport-sized images–2.
  • Identity verification required by the Business loan Agra (Aadhar card/driving license/Voter Id)
  • Payslips of the last three months of the applicant is also asked.
  • Bank statements for the past 6 months of the person who is asking for a loan.

*NOTE: In case of rented houses, rent arrangement needs to be attached.

Self-Employed Customers:

  • Aadhar Card
  • Residence confirmation(Current and Permanent) is required for applying for Business Loan.
  • Two passport-sized photos of the person asking for a loan.
  • All financial records are needed of the consumer(Balance Sheet, P&L Statement as well as ITR files).
  • PAN Card is required for applying.

Business Loan in Agra Eligibility Criteria

Salaried Applicants

  • The job position of the candidate should also be considered.
  •  A borrower should also have the least income of INR 25,000 per month.
  • The least age of the person should be 21 years plus a maximum of 60 years.
  • Work experience of the three years and the payroll should also be permitted in their accounts only.
  • Candidates must have an outstanding credit history.

Self-Employed Applicants

  • The credit score of the individual applicants should be fair, and there should not be any debt or dues left of the person.
  • The annual income of the candidates should be a least of Rs 2.5 lakh.
  • The whole documentation process of the Business loan is that the applicants have to show their financial and bank statements of the previous three months.
  • The least age for an independent body should be 25 years.
  • The claimants asking for the Business loan should need to have a record of ITR for the last three years.
  • The organisation should be running from the prior three years continuously.

How to Apply for Business Loan in Agra?

  1. Tour our website Dialabank
  2. Go to the loan part on the side and click on the Business loan section.
  3. The candidate will address you all the details of the Business loan where they can take their favoured city, according to their needs.
  4. For more knowledge on Business loans and free administration, you may call on 9878981166.

Processing Fees / Prepayment Charges on Business Loan in Agra

Every Bank and NBFC charges a fee for preparing your loan request. Processing Fees charged by the Bank or NBFCs on Business Loan Agra is up to 2.50% of the loan amount.

If you close your loan before the received loan tenure in the documents, every lending business charges you a penal prepayment fee for the loan period agreed beforehand. In most states, you cannot settle your loan before 12 months from the date of availing the loan. Post that the charges also differ depending on how many years the credit has done. The Prepayment charges are stated below:

  • 07-24 Months – 4% of Principal Outstanding
  • 25-36 Months – 3% of Principal Outstanding
  • >36 Months – 2% of Principal Outstanding

Business Loan EMI Calculator Agra

CIBIL Score required for Business Loan Agra

Every lending company has its criteria for the minimum CIBIL score needed for processing Business Loan demand in Agra. Most organisations require the least score of CIBIL of 750 to process your loan application.

The organizations don’t just look at the overall number but also the detailed acknowledgment on the previous loans taken. This covers details on the type of loan taken and the sum borrowed. Any delayed payments for past loans can act as a barrier to your availing a fresh loan.

Business Loan Agra Agents/Broker

Dialabank is the most suitable agent for availing Business Loan in Agra.

You can simply apply online at Dialabank or give a bell at 9878981166.

Business Loan Agra Contact Number

Call 9878981166 and get immediate help and approval for availing Business Loan Agra.

Pre Calculated EMI Table for Business Loan Agra

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Agra

Agra is a city on the shores of the Yamuna river in the Agra district of the Indian state of Uttar Pradesh. Agra is the fourth-most populated city in Uttar Pradesh and 24th in India.

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