Best Banks for Business Loan in Haldwani
1% - 2.5% of the Loan Amt
Business Loan in Haldwani Features
- Business Loan Haldwani provides an overdraft facility without any security
- Avail maximum loan amount up to Rs. 40 lakhs ( up to Rs. 50 lakhs in some locations) without any security
- Business Loan Haldwani offers a Reasonable Rate of Interest starts at 10.45% per annum
- Loan Tenure ranging from 12 – 48 months
- No foreclosure/ part closure shall be accepted during the first 6 months of the limit setting
- No guarantor is required
- Check out your Business Loan eligibility online or at any bank branch in just 60 seconds.
- Loan disbursal depends on the previous repayment of home loans, auto loans, and credit cards.
Business Loan in Haldwani Interest Rates
To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates
Business Loan in Haldwani Documents Required
Salaried Applicants:
- PAN Card of the person for getting a Business Loan.
- Residence Proof required (Owned/Rented/Company provided) for loans.
- Two Passport-sized photographs
- Identity proof required for the Business Loan Haldwani (Aadhar card/driving license/Voter Id)
- Salary slips of the last three months of the applier are required.
- Bank statements for the last 6 months of the person applying for a Business Loan.
*NOTE: In case of rented accommodations, the rental agreement must be attached.
Self-Employed Applicants:
- Aadhar Card is needed to avail of the loan.
- Residence Proof( Current and Permanent) is required for applying.
- Two passport-sized photographs of the consumer applying for a loan.
- All financials are required of the applicant(Balance Sheet, P&L Statement as well as ITR files).
- PAN Card is mandatory
Business Loan in Haldwani Eligibility Criteria
Salaried Applicants
- The job location of the applicant must also be mentioned.
- A borrower should have a minimum earning of INR 25,000/month
- The minimum age of the applicant should be 21 years and a maximum of 65 years.
- Work experience of the three years and the income must get in their accounts only.
- Applicants should have an outstanding credit history.
Self-Employed Applicants
- The credit score of the individual should be good and there must not be any debt or dues left.
- The yearly stipend of the candidates should be a minimum of Rs 2.5 lakh.
- The whole documentation process of the business loan is that the applicants have to present their financial and bank statements for the previous three months.
- The minimum age for an independent person must be 25 years.
- The applicants applying for the business loan should need to have a file of ITR for the last three years.
- For the businessmen, the business should be functioning for the past three years.
How to apply for Business Loan in Haldwani?
- Visit our website dialabank
- Go to the loan section on the page and click on the business loan link.
- The applicant will be directed to all the details of the business loan where they can choose their preferred city, according to their needs.
- For more information on business loans and free assistance, you may call on 9878981166.
Processing Fees / Prepayment Charges on Business Loan in Haldwani
Every Bank and NBFC charges a fee for processing your Business Loan application. Business Loan Haldwani charges a processing fee of up to 2.50% of the loan amount.
If you want to close your loan before the agreed loan tenure in the documents, every lending institution charges you a penal prepayment fee for the loan duration agreed earlier. In most cases, you cannot close the loan before the duration of 12 months from the date of availing the loan. After that, the charges depend on how many years the loan has been done.
The prepayment charges on Business Loan Haldwani are:
- 07-24 Months – 4% of Principal Outstanding
- 25-36 Months – 3% of Principal Outstanding
- For more than 36 months, the charges up to 2% of Principal Outstanding
Business Loan EMI Calculator Haldwani
Business Loan Haldwani Contact Number
You can easily apply online for a Business Loan Haldwani at Dialabank
Call 9878981166 and get instant help and approval for availing of Business Loan Haldwani.
Pre-Calculated EMI Table for Business Loan Haldwani
About Haldwani
Haldwani is the largest commercial market of Uttrakhand, has a population of 1,56,078 (2011 Census). Being the largest commercial market in the state, Haldwani provides the market for fruits, vegetables, and food grains. The location also earns revenue from boulders, sand, and gravel. The area comprises most of the industrial areas such as steel, oil, pharma, food, and many others.
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