Business Loan Haridwar

Best Banks for Business Loan Haridwar

Business Loan Haridwar Features

For starting and initiating a business and an event or expanding a business an entrepreneur must seek financial support and dependence for money support. Nothing is better than a Business loan for an entrepreneur. A business loan helps an individual to avail capital that he can use in his business with a low rate of interest. Also, without depositing any kind of collateral as a security to the bank.

Dialabank, the best financial helpline of India, is serving a business loan at a very affordable and low rate of interest.

Business Loan Haridwar Interest Rates

Business Loan Haridwar Documents Required

Salaried Customers:

• Necessary Document – PAN Card
• Verification of Identity – Aadhar card/ PAN Card/ Driving License
•  Passport-sized colored photos – Two recently clicked
• Address proof(Rental/ Owned) both permanent and current is important and needed as a residence verification during a loan.
• Salary slips – Of the recent three working months.
• Statements of Bank-  Last 6 months needed.

Self-Employed Customers:

• Mandatory Documents – PAN Card Copy is required for availing a business loan.
• Aadhar Card Copy for availing a business loan is mandatory for self-employed applicants.
•  Passport-sized photos – 2 colored photographs.
• Address Proof – Aadhar Card/ Driving License, both works as a proof of address of an applicant
• Financial documents (Balance Sheet, Profit, and Loss Statement and Income Tax Return records).

Business Loan Haridwar Eligibility Criteria

Salaried Applicants

• A good Credit Score is required to be chosen by the bank.
• The current position of work suited by the applicant should be mentioned in an application to a Business loan.
• The minimum income of INR 25,000 monthly of the applicant is required to apply for a business loan.
• The minimum age of twenty-one years and a maximum of sixty years is the eligibility to avail of the business loan.
• The least job experience of three years is required in any field and pay to be held in the salary account of an applicant only.

Self-Employed Applicants

• The CIBIL/ credit score should be clean and more than 700 in most of the cases with no debt or dues pending.
• The yearly earnings of the candidate should be at least Rs 2,50,000 INR.
• The Organization of an applicant should be in operation for the past three years continuously.
• The minimum age of the candidate should be 25 years when applying for the loan in your city.
• A record of Income Tax Records for the last three years is needed when applying for the loan.
• The complete documentation process requires bank and bank statements for the past three months.

How to Apply for Business Loan Haridwar?

1. Visit the website of Dialabank.
2. Go to the loan section and click on Business Loan.
3. Fill in details appearing on the form as per your own city.

For further information and free guidance, contact us on 9878981166.

Processing Fees / Prepayment Charges on Business Loan Haridwar

A processing fee is an amount charged by almost every bank from an applicant in order to process the loan for them. Processing Fees charged by the Bank or NBFCs on Business Loan is charged on the amount of the loan that an applicant is willing to avail.

If you settle your loan before the fixed loan period, you need to pay a penalty payment fee for the same. Such type of charge by the bank s called the prepayment charge. It should be less than at least a year. The Prepayment charges are explained below:

• 07-24 Months – 4% of Principal Outstanding
• 25-36 Months – 3% of Principal Outstanding
• >36 Months – 2% of Principal Outstanding

Business Loan EMI Calculator Haridwar

Business Loan Haridwar Contact Number

Contact 9878981166 for immediate relief and approval of your Business Loan or any of the other cities.

Pre Calculated EMI Table for Business Loan Haridwar

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466

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