Business Loan Jalpaiguri

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Best Banks for Business Loan in Jalpaiguri

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Business Loan Jalpaiguri

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Business Loan in Jalpaiguri Features

  • An allows the application without any safety is offered by Business Loan Jalpaiguri.
  • Efficiency of a loan of up to Rs. Forty lakhs (in some designated points, up to Rs. 50 lakhs) without any defense.
  • Tenure for a period of 12-48 months.
  • Alluring Interest Rate @10.45% p.a.
  • For the first six months of the limit respect to the design, no bankruptcy / part closing is allowed.
  • In just 60 seconds, check your strategic planning loan application online or at any location.
  • Loans can be charged on the analysis of previous home loan instalments, car loans , and credit cards.

Business Loan in Jalpaiguri Interest Rates

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Business Loan in Jalpaiguri Documents Required

Salaried Customers:

  • The PAN Card of the person making use of the business loan.
  • Residence Evidence demanded for loans (Owned / Rented / Company provided).
  • Passport-sized photographs-2.
  • The Business Loan Jalpaiguri(Aadhar card / driving licence / Voter I d) needs identity verification.
  • Payslips are also required for the applicant for the last three months.
  • Bank statements of the person requesting a loan for the previous 6 months.

* NOTE: Leasing arrangement needs to be attached in the case of leased properties.

Self-Employed Customers:

  • Card for Aadhar
  • To apply, residence verification (current and permanent) is required.
  • Two passport-sized photographs of the person applying for a loan.
  • The customer wants all financial records (Balance Sheet, P&L Analysis, as well as ITR files).
  • It is mandatory to apply for a PAN passport.

Business Loan in Jalpaiguri Eligibility Criteria

Salaried Applicants

  • It should also note the work status of the applicant.
  • A creditor should also have the lowest monthly revenue of INR 25,000.
  • The person’s minimum age should be 21 years and a limit of 60 years.
  • It is also important to gain work experience of three years and payroll of their accounts only.
  • Candidates ought to have an outstanding past of credit.

Self-Employed Applicants

  • The credit score of individual applicants should be equal and the individual does not have any loans or dues left.
  • The applicants’ annual sales should be at least Rs 2.5 lakh.
  • The whole reporting form of the business loan is that the borrowers are expected to apply their financial accounts for the past three months and their bank statements.
  • For an individual citizen, the lowest age should be 25 years.
  • Applicants applying for a business loan should be allowed to have an ITR file for the last three years.
  • The business could run continuously from the previous three years onwards.

How to Apply for Business Loan in Jalpaiguri?

  1. Visit our Dialabank home page
  2. Go to the loan portion of the website and press the segment on Company Loan.
  3. The specifics of the business loan will be presented to you by the borrower where, according to their requirements, they will pick their preferred city.
  4. You can call 9878981166 for more data on business loans and free administration.

Processing Fees / Prepayment Charges on Business Loan in Jalpaiguri

For the processing of your loan applications, each bank and NBFC charges a fee. The transaction fees paid on Business Loan Jalpaiguri by the bank or NBFCs are up to 2.50 percent of the loan volume.

Every financing firm charges you a penal advance payment fee for the loan term negotiated in advance if you close the loan prior to the approved loan duration in the documents. In most cases, your loan can not be settled until 12 months from the date of the loan’s availability. The payments often vary based on how many years the loan has been through. The pre-payment fees are listed below:

  • 07-24 Months – 4% of Principal Outstanding
  • 25-36 Months – 3% of Principal Outstanding
  • >36 Months – 2% of Principal Outstanding

Business Loan EMI Calculator Jalpaiguri

Business Loan Jalpaiguri Contact Number

Call 9878981166 to secure urgent assistance and clearance for the Jalpaiguri Company Loan.

Pre Calculated EMI Table for Business Loan Jalpaiguri 

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

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