Business Loan Kharagpur

Best Banks for Business Kharagpur

Business Loan Kharagpur Features

• The Interest rate provided for a business loan is 10.45%.
• Forty lakhs to fifty lakhs of the amount can be loaned without any need for collateral as a security.
• The duration of loans can vary from 12 to 48 months of time duration.
• The business loan provides the overdraft without any security.
  
• No Foreclosure/part Closure shall be permitted during the initial 6 months of the limit setting.
• The Business growth loan can be checked both online and offline within a time duration of 60 seconds.
• Loans will be paid based on the previous payment of home loans, auto loans, and credit cards.

Business Loan Kharagpur Interest Rates

Business Loan Kharagpur Documents Required

Salaried Customers:

• Proof of a character is needed by the Business loan (Aadhar card/driving license/Voter Id)
• The passport-sized coloured pictures, at least two.
• Proof of address an applicant (Owned/Rented/Company provided) for loans.
• The PAN Card of an applicant is required for availing of a loan.
• The payslips are required for at least of last three months.
• Bank statements for the previous 6 months of the person who is looking for a loan.

*NOTE: In the case of rented houses, a rent agreement needs to be attached.

Self-Employed Customers:

• Aadhar Card of an applicant
• Address proof( Current and Permanent) is needed for applying.
• Two passport-sized photos of the person applying for a loan.
• All financial documents are needed of the customer(Balance Sheet, P&L Statement as well as ITR files).
• PAN Card is compulsory for applying for a loan.

Business Loan Kharagpur Eligibility Criteria

Salaried Applicants

• The applicant should mention their job position in an application.
• An applicant should at least be salaried by INR 25000 monthly.
• The minimum age of an applicant: 21 years and a maximum:60 years.
• Work experience of the 3 years and the payroll should also be received in their accounts only.
• The requirement of good credit history is important for availing of a loan.

Self-Employed Applicants

• The candidate should have a good credit history and should not have any debt left.
• The annual salary of the applicants should be a least Rs 2,50,000.
• The bank statements of three months should be given for the documentation.
• A candidate should be 25 years for availing of a loan.
• The applicants asking for the Business loan should need to have a file of ITR for the last three years.
• The company should be running for the prior 3 years continuously.

How to Apply for Business Loan Kharagpur?

1. Visit our website Dialabank
2. Go to the loan part on the page and click on the Business loan section.
3. The applicant will address you all the details of the Business loan where they can choose their favoured city, according to their needs.
4. For more information on Business loans and free administration, you may call on 9878981166.

Processing Fees / Prepayment Charges on Business Loan Kharagpur

Business loan Ferozepur is up to 2.50% of the loan amount.

It is possible to end the loan tenure before the fixed time but then the banks charge a pre-payment penalty fee from the customer. In most cases, you cannot settle your loan before 12 months from the date of availing the loan. Post that the charges also vary depending on how many years the credit has been done. The Prepayment charges are mentioned below:

• 07 months- 2 years – 4% of Principal Outstanding
• 25-36 Months – 3% of Principal Outstanding
• >36 Months – 2% of Principal Outstanding

Business Loan Kharagpur Agents/Broker

Dialabank is the best agent for availing Business Loan.

You can simply apply online at Dialabank or give a bell at 9878981166.

Business Loan Kharagpur Contact Number

Call 9878981166 and get instant help and approval for availing Business Loan.

Pre Calculated EMI Table for Business Loan Kharagpur

Major localities in Kharagpur for availing Business Loan