Business Loan Kolkata

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All About Business Loan Kolkata

Business Loan Kolkata

Call us on 033-60011600

 


Business Loan Kolkata

Do you want to expand your business more but do not have appropriate funds? Do not worry when Business Loan is there for you to boost your business more. It is a loan that can be acquired to finance in your business projects for further expansion and growth of the business.

 

Business Loan Kolkata Interest Rates:

 

BankBusiness Loan Interest RateMinimum Loan AmountMaximum Loan AmountGet The Best Offer
Bajaj Finance18 % Onwards1 Lakh30 lakhApply Now
Fullerton India18 % – 22.5 %1 Lakh30 lakhApply Now
HDFC Bank18 % – 22 %1 Lakh30 lakhApply Now
ICICI Bank18 %-22 %2 Lakh30 lakhApply Now
Standard Chartered Bank19%2 Lakh20 lakhApply Now
Tata Capital19.5% – 20.5%2 Lakh25 lakhApply Now
IDBI Bank19.25%2 Lakh25 lakhApply Now
Punjab National bank19% – 24%2 Lakh20 lakhApply Now
Axis Bank19.75%2 Lakh25 lakhApply Now
SBI 19.50%2 Lakh15 lakhApply Now

 

 

Features and Benefits of Business Loan Kolkata

  • No security requirement: Business loan do not need to pledge any collateral to the bank.
  • For every business needs: Business Debt can be used for almost every business purpose without knowing the reason of availing the loan.
  • Less processing time: Business debt takes less time to get approved.
  • Less paperwork involved: Business Finance requires only small set of documents like ITR proof and turnover..
  • Easily available: Business loan requires only 5-7 days to get approved.

 

Who is eligible for Business Loan Kolkata?

Self Employed People are eligible for availaing Business Loan. Here is the eligibility criteria for these individuals:

 

  • Minimum Loan amount available: Rs. 50,000
  • Maximum loan amount available: Rs. 2,00,00,000
  • Minimum Income (annual):Rs. 1, 50,000
  • Minimum age: 21 Years & Maximum Age at loan maturity: 65 Years
  • Minimum Turnover in Business: Rs 40 Lacs per annum
  • Minimum Experience in Business: Minimum 3 years experience in the current business and total 5 years business experience. Business must be continuously making a profit from last 2 years.
  • Business should be filling 2.5 lacs to 3.5 Lacs ITR per annum.

 

Documentation for Business Loan Kolkata

  • Identity Proof (Passport Copy/ Voters ID Card/ Driving License)
  • Proof of Address (Ration Card/ Telephone Bill/ /Electricity Bill/ Passport)
  • Bank Statements (latest 6 months bank statement /passbook)
  • Latest ITR, along with computation of income
  • Balance Sheet & P&L Account for the last 2 Yrs, certified by a CA
  • Qualification Proof of the Highest Professional Degree
  • Proof of Continuation (Trade license /Establishment /Sales Tax Certificate)
  • Other Mandatory Documents (Sole Proprietorship – Declaration, Partnership – Copy of Partnership Deed, Apart from Copy of MOA, AOA & Board Resolution)
  • Two passport size photographs

 

About Kolkata

Kolkata is the capital of West Bengal situated on the bank of Hooghly River.  It is one of the chief metropolitan cities of India.  This city is a complete pool of talent. People here are more fervent about arts, football and cricket.

 


 

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