Car Loan Adalaj

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Buy your dream Car

Rates as low as 8.50%*
Up to 100% Funding
Doorstep Service
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Best Banks for Car Loan in Adalaj

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Adalaj Features

car loan adalaj

There are various lending institutions such as banks and NBFC which provide funds for buying a car with many exciting offers that you do not want to miss out on. Try dialabank to get the best offers on car loans today only. The amount of loan cars from bank to bank and they provide up to a certain percent of the car loan to you.

Car Loan Adalaj Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Adalaj Documents Required

  1. Voters ID card, Driving License, Passport copy, PAN Card, is required as identity proof by the bank
  2. The latest 3-month salary slip with form 16 of the applicant is required as income proof for salaried personals by the bank
  3. Latest Income Tax Report of the applicant of the self-employed person is required by the bank
  4. Ration card/Driving license/Voters card/Electricity Bill/Life Insurance Policy/Passport Copy/Telephone Bill/PAN Card of the applicant for address proof is required by the bank
  5. Last 6 months bank statement of the applicant is needed by the bank to process the loan.

Car Loan Adalaj Eligibility Criteria

  1. Minimum age: 21 years old is required by the lending institution.
  2. Maximum age at loan maturity: 65 years old is required by the lending institution.
  3. Minimum employment: For Salaried- 1 year in current employment and a minimum of 2 years of employment is required by the lending institution.
  4. For Self Employed– at least 3 years in business is required by the lending institution.
  5. Minimum Annual Income: For Salaried Rs 100000 net annual income is required by the lending institution.
  6. For Self- Employed Net profit Rs. 60000 p.a for standard cars and Rs.100000 per annum for mid-sized and premium cars are required by the lending institution.

How to Apply for Car Loan in Adalaj?

With the help of DialaBank, the process of applying for a car loan is easy. The reasons why DialaBank should consider taking advantage of the best car loan in Adalaj:

  • We are India’s first-ever online financial helpline.
  • The loan gets disbursed or approved within a few hours of applying with us.
  • The entire process is hassle-free and convenient.
  • Get expert advice on car loans through our relationship managers.
  • You have the option to opt for door-step pickup facility of your documents

To apply with us, simply visit our website’s main page, and fill out the form of a car loan with the necessary information. Our customer relationship manager will soon contact you, who will further assist you in choosing the right bank / NBFC for you according to your needs.

You can also personally visit the nearest branch to take advantage of a car loan that might be a bit hectic for you.

Processing Fees & Prepayment Charges on Car Loan Adalaj

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

CIBIL Score Required for Car Loan in Adalaj

CIBIL score is the score which a banks check before it processes your loan application. You can also check your CIBIL score on the CIBIL website so that you can understand how to make your CIBIL score better and also make a better saving on the interest rates and may also get a better offer from the banks. The good CIBIL score is generally from 750 and above it.

Car Loan Adalaj Contact Number

You can get a car loan Adalaj easily from dialabank by contacting the number 9878981166.

Pre Calculated EMI Table for Car Loan Adalaj

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Adalaj

Adalaj is a census town in Gandhinagar district in the state of Gujarat.

Car Loan EMI Calculator

Car loan EMI can be calculated by Car loan EMI Calculator provided by Dialabank. It is free to use and you can use it an infinite number of times. Equated Monthly Installments(EMI) is the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed. Based on the profile, the interest rate on the loan is determined. EMI is calculated based on the Interest Rate you are charged by the bank and the amount of loan you have to take and the period for which you enjoy the car loan.

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