Car Loan Alibag

Best Banks for Car Loan in Alibag

Car Loan Alibag Features

If purchasing a car is your dream and you lack funds for it, we can help you with the same. We provide you with the best in market Interest rates and help you check your eligibility criteria. Get the best Car Loan offers with easy documentation and low instalments. We would recommend you to:

• Firstly, compare the loans offered by all banks and NBFCs and choose the one that suits your requirements.
• Compare the interest rates and see if you have a floating or fixed rate of interest.
• Carefully choose the vehicle you wish to buy.
• Read the terms and conditions, and the hidden fees and charges policies.
• Decide on the insurance you prefer.
• Never apply to multiple banks as they may impact your credit score.

Car Loan Alibag Interest Rates

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Alibag Documents Required

For Salaried Individuals:

• Proof of Identification: Passport copy, PAN Card, Voters ID card, Driving License
• Income Proof: Latest 3-month salary slip with form 16
• Residence Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
• Bank Statement: Last 6 months.

For Self Employed Individuals:

• Identification Proof: Passport copy, PAN Card, Voters ID card, Driving License
• Income Proof: Latest ITR
• Address Proof(anyone): Ration card/ Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
• Bank Statement: Last 6 months.

Car Loan Alibag Eligibility Criteria

For Salaried Applicants

• Minimum age: 21 years
• Maximum age at loan maturity: 65 years
• Minimum employment: 1 year in current employment and a minimum of 2 years of employment
• Minimum Annual Income: Rs.100000 net annual income

For Self-Employed Applicants

• Minimum age: 21 years
• Maximum age at loan maturity: 65 years
• Minimum employment: At least 3 years in business
• Minimum Annual Income: Net profit Rs. 60000 per annum for standard cars and Rs.100000 per annum for mid-sized and premium cars

Car Loan for Major Car Manufacturers in Alibag

Processing Fees / Prepayment Charges on Car Loan Alibag

check here for the processing Fees and Prepayment charges on a car loan.

CIBIL Score Required for Car Loan in Alibag

CIBIL score plays a key role while getting the loan processed. In case your CIBIL score is between 750-900, no need to worry as you will get the quick loan approvals. If the Cibil score is less than 700 then your application might have to suffer. Thus, check your score before you apply for the loan, keeping in mind the monthly payment of EMIs according to the schedule of the bank.

Repaying the loans in EMIs will not affect your monthly pocket. Paying your EMIs on time will be raising your score, whereas, if you fail to repay the EMI, there is a possibility that your CIBIL score will be reduced. as well as paying in time will raise your score.

Car Loan Alibag Agent Contact Number

For instant help and any more queries, you can call 9878981166 or visit our website DialaBank anywhere in Alibag.

Pre Calculated EMI Table for Car Loan Alibag

Car Loan EMI Calculator Alibag

About Alibag

Alibag is the coastal town of Raigad district which is located in the Indian state of Maharastra. The place houses a magnetic observatory which was set up in 1904, Serving as one of the significant observatories, it forming part of a global network now run by Indian Institute of Geomagnetism. Alibag had a population of 19,491, out of which, males constitute 52% of the population and females 48% of the total population of this city. The place has an average literacy rate of 79%, which is more than the national average of 59.5%; with 54% males and 46% of females literates.

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