Car Loan Auraiya

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Car Loan Auraiya

Best Banks for Car Loan in Auraiya

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Auraiya FeaturesCar Loan Auraiya

A car loan permits the potential customer to pay the automobile worth in often regular instalments as critically paying the complete quantity promptly. Car loan Auraiya is often secured as most of the time lenders are terribly fast to supply a secured loan even with dangerous credit, as a result of the actual fact that the vehicle is employed as collateral if the recipient fails to pay. This could conjointly facilitate individuals with low credit ratings to improve their credit score by paying all the instalments on time.

Car Loan lies within the class of secured loan essentially. the foremost effective issue regarding auto loan Auraiya is, the interest rates square measure not to be that a ton of upper as compared to the non-public loan. A large number of the options of car loan Auraiya include.

  • Affordable interest Rates
  • Easy and comfy EMIs
  • Instant loan accessibility
  • Car Loan Auraiya Tenure amount falls between 1-7 years
  • Minimal Documentation Process
  • No additional hidden charges
  • Flexibility of payment

Car Loan Auraiya Interest Rates

Bank Processing Fee
Prepayment Charges
HDFC Bank Car Loan (1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan 1 % to 2.50% Nil
ICICI Bank Car Loan 0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan 500/- to 0.50% Nil
Kotak Car Loan 1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan Nil Nil
Muthoot Car Loan Nil Nil
Manappauram Car Loan Nil Nil
PNB Car Loan 0.70% to 1% Nil
Canara Bank Car Loan 0.01 Nil
Andhra Bank Car Loan Nil Nil


To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Auraiya Documents Required

Documents required for car loan are as followed:

For Salaried Individuals:

  • Proof of Identification: Passport copy, PAN Card, Voters ID card, Driving License
  • Income Proof: Latest 3-month salary slip with form 16
  • Residence Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
  • Bank Statement: Last 6 months.

For Self Employed Individuals:

  • Identification Proof: Passport copy, PAN Card, Voters ID card, Driving License
  • Income Proof: Latest Income Tax Return
  • Address Proof(anyone): Driving license / Voters card / Ration card/ Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy / PAN Card
  • Bank Statement: Last 6 months.

Car Loan Auraiya Eligibility Criteria

The car loan eligibility requirements are as followed:

For Salaried Applicants

  • Minimum age: 21 years
  • Maximum age at loan maturity: 65 years
  • Minimum employment: At least a year in current employment and a minimum of 2 years of employment in total
  • Minimum Annual Income: Net annual income worth Rs.100000

For Self-Employed Applicants

  • Minimum age: 21 years
  • Maximum age at loan maturity: 65 years
  • Minimum employment: A minimum of three years in business
  • Minimum Annual Income: Net profit worth Rs. 60000 per annum for standard cars and Rs.100000 per annum for medium-sized and premium cars

Car Loan for Major Car Manufacturers in Auraiya

TABLE WILL APPEAR Apply for a Car Loan

Processing Fees / Prepayment Charges on Car Loan Auraiya

Category Details
Processing Charges
1999 - 4999 + Tax
Prepayment
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq + GST
Floating Rate of Interest Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs Rs 200 + GST

CIBIL Score Required for Car Loan in Auraiya

CIBIL Score plays an important role in obtaining a car loan. the upper your CIBIL score is that the more quantity of loan you square measure probably to urge at minimum time. Usually, the principle behind this- a CIBIL score is that the one which shows the behavior of the mortal towards his/her credits. If the score is not smart, it suggests that the client contains a dangerous credit record, he/she may not be smart with his/her past and gift credits or debts. It should produce an enormous downside for the client. A CIBIL score of over 700 is mostly thought of an honest credit score.

Car Loan Auraiya Agent Contact Number

For Car Loan queries regarding the car loan in Auraiya, reach us at website www.dialabank.com or contact us on 9878981166.

Pre Calculated EMI Table for Car Loan Auraiya

Rate 5 Yrs 4 Yrs 3 Yrs
10.50% 2149 2560 3250
11.00% 2174 2584 3273
11.50% 2199 2608 3297
12.00% 2224 2633 3321
12.50% 2249 2658 3345
13.00% 2275 2682 3369
13.50% 2300 2707 3393
14.00% 2326 2732 3417
14.50% 2352 2757 3442
15.00% 2378 2783 3466

Car Loan EMI Calculator Auraiya

About Auraiya

Auriya is a tiny tho’ lovely village placed within the Indian state of the state, finite on the north by the districts of Kannauj, western border adjoins tehsil Bharthana of the Etawah district and therefore the district of Gwalior. Yagya Sthal Of Bhagwa Kali Temple, placed within the southern direction of district headquarters of Auraiya and almost about the bank of Yamuna watercourse, is one among the foremost celebrated places here in Auraiya.  The historically old Lord Shiva temple placed near Yamuna watercourse here could be a Mela unionized each year within the month of Sawan.

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