Car Loan Azamgarh

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Best Banks for Car Loan in Azamgarh

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Azamgarh Features

Car loan AzamgarhOften buying a car is not possible for every person who is aspiring to own a car. A car loan is an offer, that provides funds to people for buying a vehicle. It is a scheme that allows the person to pay for the vehicle in parts.

“No frequent visits to the Bank. Save your precious time. The Best Car Loan is waiting for you at your doorstep. Enjoy the ride of your dream car by availing the Personalized Services of Dialabank.com.

Car Loan Azamgarh Interest Rate

It’s important to monitor Car loan interest rates again and again, as they change every time. The amount you’re going to pay for the month to month is impacted by your loan’s interest rates. Moreover, a lower interest rate can end up in saving a large number of rupees in savings. Our rate table can assist you in realizing the best ideal opportunity to purchase a vehicle.

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Azamgarh Documents Required

  1.  Passport copy, PAN Card, Voters ID card, Driving License are required.
  2. For Salaried– Latest 3-month salary slip with form 16 / For Self Employed- Latest Income tax returns required.
  3. Ration card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy is required to apply for the loan.
  4.  The last 6 months’ bank statement are required.

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Car Loan Azamgarh Eligibility Criteria

  • Firstly, the borrower must be an Indian citizen.
  • Secondly, the minimum applicant age  21 yrs as well as older than 60 yrs at loan maturity to avail car loan.
  • Thirdly, He/she must have a good annual income that properly demonstrates his/her capacity for loan repayment the amount he borrows.
  • Besides that,  the applicant must have secure employment working the current job status of one year as well as regular income in the account.
  • More importantly, he must possess a mobile number that marks his address and the occupation of that address for an expected duration of time.
  • Besides that, the borrower should have some source of income.
  • After that, the monthly income of the applicant should be Rs. 18k minimum.
  • Moreover, the borrower should be in the business for two years.
  • After that, the borrower should be from two years in employment as well as from 1 year in the same company.

Car Loan for Major Car Manufacturers in Azamgarh

TABLE WILL APPEAR

Processing Fees & Prepayment Charges on Car Loan Azamgarh

check here for the processing Fees and Prepayment charges on a car loan.

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

CIBIL Score Required for Car Loan in Azamgarh

CIBIL score plays a key role while getting the loan. if your Cibil score is between 750-900. then you will get the quick loan approvals. if the Cibil score is less than 700 then your application will be pending. so, check your Cibil score before you apply for the loan. if you pay your EMIs in time then your Cibil score will be increased.

Car Loan Azamgarh Contact Number

For instant help and any more queries, you can call 9878981166.

Pre Calculated EMI Table for Car Loan Azamgarh

check here of Pre calculated EMI table for a car loan.

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Azamgarh

Azamgarh is a town in Uttar Pradesh, India. Azamgarh is the headquarters of Azamgarh district and Azamgarh Division. It is situated on the banks of river Tamsa.

Car Loan EMI Calculator

Repaying the loans in EMIs will not affect our monthly budget. as well as paying in time will increases our Cibil score.

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