Car Loan Bagdihi

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Rates as low as 8.50%*
Up to 100% Funding
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Best Banks for Car Loan in Bagdihi

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Bagdihi Features

Want to buy a car? But lacking funds? Don’t worry. We Dialabank financial services help customers to compare, analyze and choose the best loan possible.  A car loan allows a person to pay for the vehicle in instalments rather than spending it at once. It requires a minimum documentation process and fewer fees process.

Car Loan Bagdihi Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car loan interest rates change every time, again and again, so it’s important to monitor them. Your loan’s interest rate impacts the amount you’re going to pay for the month to month. Furthermore, a lower interest rate can mean a huge number of rupees in savings. Our rate table can assist you in realizing the best ideal opportunity to purchase a vehicle.

Car Loan Bagdihi Documents Required

  1.  Passport copy, PAN Card, Voters ID card, Driving License are required.
  2. Income ProofFor Salaried– Latest 3-month salary slip with form 16 / For Self Employed- Latest Income tax returns required.
  3. Ration card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy is required to apply for the loan.
  4.  Last 6 months bank statement.

Car Loan Bagdihi Eligibility Criteria

  1. Minimum age: 21 years
  2. Maximum age at loan maturity: 65 years
  3. Minimum employment: For Salaried- 1 year in current employment and a minimum of 2 years of employment / For Self Employed– at least 3 years in business
  4. Minimum Annual Income: For Salaried Rs 100000 net annual income / For Self- Employed Net profit Rs. 60000 p.a for standard cars and Rs.100000 p.a. for mid-sized and premium cars
  5. Minimum Annual Income: For Salaried Rs 100000 net annual income
  6. For Self- Employed Net profit Rs. 60000 p.a for standard cars and Rs.100000 per annum for mid-sized and premium cars

How to Apply for Car Loan in Bagdihi?

  1. Visit Dialabank website.
  2. Go to the loan section and select an auto loan followed by a car loan link.
  3. Provide all your information, including your phone number.
  4. You will receive a phone call from our experts, and they will guide you further.

Processing Fees & Prepayment Charges on Car Loan Bagdihi

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

CIBIL Score Required for Car Loan in Bagdihi

CIBIL score plays a key role while getting the loan. If your Cibil score is between 750-900, then you will get the quick loan approvals. If the Cibil score is less than 700 then your application will be pending. So, check your Cibil score before you apply for the loan. If you pay your EMIs in time then your Cibil score will be increased. If you do not repay Your EMI your Cibil score will be reduced. The applicant has to pay monthly EMIs according to there schedule of the bank.

Car Loan Bagdihi Contact Number

You can get a car loan Bagdihi easily from dialabank by contacting the number 9878981166.

Pre Calculated EMI Table for Car Loan Bagdihi

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Bagdihi

Car Loan Bagdihi

Bagdihi is located in the region of Odisha. Odisha’s capital Bhubaneshwar (Bhubaneshwar) is approximately 253 km / 157 mi away from Bagdihi. The distance from Bagdihi to India’s capital New Delhi (New Delhi) is approximately 1,020 km / 634 mi.

Special Note: Banks do not provide Car Loans to bad credit holders, but one can fulfil their money requirement with Gold Loan easily.

Car Loan EMI Calculator

Enter Loan Information:
1) Loan Amount (Rs.):
2) Rate of Interest (Annual)
3) Loan Tenure (Years)
Payment Information:
4) Your monthly payment will be:
5) Your total payment will be:
6) Your total interest payments will be:

Car loan EMI can be calculated by Car loan EMI Calculator provided by Dialabank. It’s totally free to use and you can use it as many times you want. Equated Monthly Installments(EMI) is the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed. Based on your profile, the interest rate on the loan is determined. EMI is calculated based on the Interest Rate you are charged by the bank and the amount of loan you have to take and the period for which you enjoy the car loan.

Apply for SBI Bank car loan

Apply for Tata Finance car loan

Apply for Federal Bank car loan

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