Car Loan Bahraich

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Buy your dream Car

Rates as low as 8.50%*
Up to 100% Funding
Doorstep Service
Hassle-free Disbursal
Unbiased Experts Advice

Best Banks for Car Loan in Bahraich

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Bahraich Features

Car loan bahraich

Do you have a dream car in mind but don’t have enough funds? Would you like to own a personal car to fulfill your important needs? Apply for an attractive interest rate auto loan in Bahraich to fulfill your dream of owning a car.

A car loan is a form of secured loan that, however, allows a person to make use of to buy a new or used vehicle. In this case, collateral security is the vehicle that a person wants to buy and is taking out a loan for.

  • Easy options for monthly refund
  • Disponible immediately
  • Loan Service period ranges between 5 and 7 years
  • Prices of affordable value
  • Loans are easy and quick to obtain
  • No secret allegations

Car Loan Bahraich Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Bahraich Documents Required

  1. Identity Proof: Aadhar Card/ Driving License/ Passport ID Copy, etc. whichever available
  2. Income Proof: Previous 3 months bank statements and salary slips for a salaried individual and recent ITR files for a self-employed individual are required for a car loan
  3. Address Proof: In the form of Water Bill/ Telephone bill/ Voter ID/ Passport ID Copy
  4. 2 recent passport size photographs with white background

Car Loan Bahraich Eligibility Criteria

  1. The age limit for leasing a car is set at a minimum of 21 to a maximum of 65 years
  2. A salaried employee must have been working for at least a year in the current company.
  3. A self-employed person must have a company running from at least three years past.
  4. An employed person must have a minimum wage of Rs 25000 to take advantage of a car loan.

How to Apply for Car Loan in Bahraich?

Applying for a car loan in Bahraich is an easy and hassle-free process. The best way to apply for a car loan is by applying online with DialaBank.

  1. Visit our website DialaBank.
  2. Select Car Loans on the homepage.
  3. Perform an online application form listing all of your personal and professional information.
  4. Provide your current valid contact number so our executives can contact you for further help.There is also an offline method for applying for a car loan in Bahraich that requires the person to physically visit the bank’s or NBFC ‘s nearest branch office and conduct the formalities.

Processing Fees & Prepayment Charges on Car Loan Bahraich

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

CIBIL Score Required for Car Loan in Bahraich

CIBIL score is an essential criterion for availing a car loan based on which the banks and NBFCs approve a car loan to any customer. The minimum requirement of a CIBIL score for a car loan in Bahraich varies from bank to bank. Generally, a score above 750 is considered to be a good score for any individual to be eligible to apply for a car loan in the city.

It is necessary to clear all previous pending duties and debts before using a car loan in order to retain a good credit score. Default in your credit score could hamper your future chances for a fresh loan.

Car Loan Bahraich Contact Number

To get an instant car loan in Bahraich you can visit our website or call on 9878981166 to get personalized assistance.

Pre Calculated EMI Table for Car Loan Bahraich

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

We are offering a tool to understand the EMI structure. You can calculate your EMI here: Car Loan EMI Calculator

About Bahraich

Bahraich is a city and a municipal board in Bahraich district in the state of Uttar Pradesh, India. Located on the Saryu River, a tributary of the Ghaghara river, Bahraich is 125 kilometres north-east of Lucknow, the state capital.

Car Loan EMI Calculator

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